Founder of https://xitter.gq/t.co/YyfzhvC7nV AI, Stablecoins, Agentic payments 🌏 Building in public 🚀
Joined May 2013
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dropping another billion dollar idea: reusable auth and context, built for agents
every app and agent asks the same things: approve access and provide context
so you log into the same gmails, approve the same permissions, and paste the same context over and over
the fix: one layer that holds your permissions and your context. a new agent asks once, you say yes once, and it has your whole stack
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everyone’s talking about AI taking their jobs. nobody’s talking about how work is about to get a lot more fun
all the monotonous work goes first. reading docs, filling forms, updating spreadsheets
what’s left is the actual interesting work: the planning and strategy
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has anyone solved the grokbot usage problem, not sure how much to invest in grokbot when usage is getting capped so quickly
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Transactions should be back to normal 🙏
.@Onesafeio users with pending transactions: @base is having network issues so confirmations are delayed
We’re monitoring the situation, and transactions should settle once the network is back to normal.
status.base.org/
Maybe it’s time to migrate to @solana 👀
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.@Onesafeio users with pending transactions: @base is having network issues so confirmations are delayed
We’re monitoring the situation, and transactions should settle once the network is back to normal.
status.base.org/
Maybe it’s time to migrate to @solana 👀
hard to believe agentic payments doesn’t end up on crypto rails
agents are software. to talk to fiat they need translators: wrappers, tokens, APIs bolted over legacy rails
when the users are programs, hard to see them not preferring the programmable form of money
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What's been the coolest thing built so far with a2a? Or is it like x402?
How are people connecting their in app agents with muse, instinct, duet?
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told all my friends leaving web3 to build in AI in 2022 that I was staying and building a crypto company
ended up building an AI company in 2026
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dropping another billion dollar fintech idea: embedded agents for neobanks
you used to have embedded SaaS. now you’ll have embedded agents
start with bookkeeping. build an embeddable agent that lives inside the neobank:
> categorizing transactions
> spinning up statements
> reconciling
> forwarding the package to your accountant monthly
anyone working on this? would really rather not build it myself, and i’m sure every other neobank founder feels the same
banger idea
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Money is money, everywhere on earth. Trade went global centuries ago. Why did the money layer never catch up?
You can sell to a customer on any continent in one click. Getting paid for it still costs 5% and takes five days, because their money and your money live behind different gates.
We’re building toward the obvious future: you buy, you sell, you get paid. The transfer of value just works, and you never think about it.
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With OneSafe, the mission has always been helping businesses send and receive payments. It’s quite normal for us to integrate entire providers just to support one customer with an urgent payment.
SWIFT has been our longest war. To support a duct taped SWIFT experience required 40% integrations, 50% manual work, and 30% hoping the payment gods were in a good mood. Yes, that’s 120%. That’s what it required.
Today we’re finally announcing a SWIFT experience we’re proud of, live in general beta. Send and receive funds across 115+ countries, no duct tape in sight.
Some features take a sprint. SWIFT was a marathon across a small graveyard of providers.
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There was a moment in time when OneSafe had 8 different BaaS providers integrated.
We had to. No single provider covered the entire map, and half of them kept dying. Redundancy and patchwork were survival. It was more a symptom than a strategy.
I think that era is ending. Current BaaS platforms are more stable and cover more of the stack reliably.
So now the play has changed: pick one good provider you actually trust, accept the dependency, and spend your engineering time building the layer that differentiates you and serves your specific niche.
At some point BaaS gets commoditized anyway. Everyone will have the same ACH, SWIFT, and wire rails. The magic is what you build on top.
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The issue I have with my instinct right now is there isn't a clean way to speak to my specialized agents and hand tasks off
.@OpenRouter co-founder Alex Atallah on personal agents: 10 specialized chiefs of staff beat one universal agent. One job each means you can see exactly where it's failing.
"The worst part about doing cross-domain joins with your personal agent is that the more work you give it, the more understanding of what's going on you're sacrificing."
"And no one is taking responsibility for that sacrifice. Agents don't have any responsibility."
"With a universal agent that's doing all things, I can't adjust how much understanding I'm sacrificing."
"It points me towards: maybe down the road, the sub-agents people use will be very vertically focused, and we have a chief of staff type agent that coordinates between them."
"You need vertically focused agents where this agent is more responsible, psychologically, for these things. I want quality checks that make sure it's doing those things correctly. It doesn't need to focus on anything else, it has one focus area."
"I wonder if that's going to help people get at least a loose sense of responsibility on top of agents."
@alexatallah
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