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Bankeration

@bankeration

Banking news and insights for an evolving industry. Weekly five-minute emails with snapshots/summaries of current events. Longer posts periodically.

 New York, NY
bankeration.com/
Joined December 2024
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Photo by Bankeration (@bankeration)Photo by Bankeration (@bankeration)Photo by Bankeration (@bankeration)Photo by Bankeration (@bankeration)Photo by Bankeration (@bankeration)Photo by Bankeration (@bankeration)Photo by Bankeration (@bankeration)Photo by Bankeration (@bankeration)Photo by Bankeration (@bankeration)Photo by Bankeration (@bankeration)
The Fed holds, Binance reimburses, Circle freezes, courts hand down orders on interchange fees and consumer fraud - all in a 5-minute read. bankeration.substack.com/p/b… #banking #bankingnews #financenews
Bankeration’s Week 44 Banking News Roundup cover shows two masked outlaws fleeing a frontier exchange with bags of cash while a mounted sheriff intercepts a third rider beneath a faint digital network.

ALT Bankeration’s Week 44 Banking News Roundup cover shows two masked outlaws fleeing a frontier exchange with bags of cash while a mounted sheriff intercepts a third rider beneath a faint digital network.

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A final OCC stablecoin rule, the death of romance (scams), cyber threats abound, SoFi writes the playbook for bank-issued stablecoins, and more tokenized equity opt-outs – all in a 5 minute read. bankeration.substack.com/p/b… #banking #bankingnews #FinanceNews
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Earnings land, the FDIC wrangles with tokenized deposits, debanking hits the campaign trail, rates ease, and tokenized equities get their first opt-outs – all in a 5 minute read. bankeration.substack.com/p/b… #banking #bankingnews #financenews
Bankeration’s Week 42, 2026 Banking News Roundup cover features a modern glass-fronted office building framed by trees under a blue sky. White text previews bank earnings, FDIC scrutiny of tokenized deposits, debanking on the campaign trail, easing interest rates, and tokenized equity opt-outs. The image includes Bankeration branding and its Substack URL.

ALT Bankeration’s Week 42, 2026 Banking News Roundup cover features a modern glass-fronted office building framed by trees under a blue sky. White text previews bank earnings, FDIC scrutiny of tokenized deposits, debanking on the campaign trail, easing interest rates, and tokenized equity opt-outs. The image includes Bankeration branding and its Substack URL.

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The Fed redraws its map, FinCEN gives crypto mixers a reprieve, and community bankers eye stablecoins warily — all in a 5-minute read. bankeration.substack.com/p/b… #banking #bankingnews #financenews
Image from Bankeration (@bankeration)
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The Fed releases stablecoin rules, yields climb, AI threats abound, and the 6th bank failure of 2026 — all in a 5-minute read. bankeration.substack.com/p/b… #banking #banknews #financenews
Banking News Roundup – 2026: Week 39 cover featuring the Federal Reserve building in Washington, D.C., at sunset beneath an orange and blue sky.

ALT Banking News Roundup – 2026: Week 39 cover featuring the Federal Reserve building in Washington, D.C., at sunset beneath an orange and blue sky.

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Core providers get heat, vendor risk gets reform, CLARITY gets a rewrite, bank M&A picks up, and BIS warns on cybersecurity – all in a 5-minute read. bankeration.substack.com/p/b… #bankingnews #financenews
Banking News Roundup – 2026: Week 37 cover featuring a close-up pile of wet clamshells on a sandy beach, with dune grass and calm blue water in the background.

ALT Banking News Roundup – 2026: Week 37 cover featuring a close-up pile of wet clamshells on a sandy beach, with dune grass and calm blue water in the background.

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Earnings rise, rates jump, crypto rallies, the OCC and FDIC overhaul MRAs, and economic superstars descend on Jackson Hole – all in a 5-minute read. bankeration.substack.com/p/b… #banking #bankingnews #financenews
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While I do love all things bank/financial accounting, I do think it is the responsibility of a serious crypto enthusiast to write about the proposed accounting treatment for stablecoins. You can start with @attion's write up:
Image from Kiah Lau Haslett is a bank reporter (she/her) (@khaslett)
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1/ Something I forgot to say: there’s nothing stopping today’s stablecoin providers from issuing new tokens to satisfy new accounting rules. I think that angle is being overlooked. Waiting on The Clearing House is not the safe bet it used to be. #stablecoins #tokenizeddeposits
Image from Bankeration (@bankeration)
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3/ AI is lowering the technical barrier even further. If the big incumbents don’t build for interoperability, execute on their roadmaps, and keep pace on functionality, there is no guarantee the will become the marketplace standard.
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2/ In the past, a banker might reasonably assume that something like The Clearing House’s tokenized-deposit network would demolish the competition and become the default. But in a SaaS-enabled, developer-first world, companies have far more tools at their disposal.
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Accounting rules for stablecoins, rates go for a ride, a fintech tops the bank reputation rankings, and the SEC and Treasury propose new crypto rules – all in a 5-minute read. bankeration.substack.com/p/b… #banking #bankingnews #financenews
Bankeration Banking News Roundup cover for 2026 Week 34, featuring the Chime logo on an office building.

ALT Bankeration Banking News Roundup cover for 2026 Week 34, featuring the Chime logo on an office building.

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A glorious SPAC deal is abandoned, the SEC hesitates, de novo reform charges forward, NYSDFS breaks the fourth wall – all in a 6-minute read. bankeration.substack.com/p/b… #banking #bankingnews #financenews
Bankeration’s Banking News Roundup for Week 33 of 2026, featuring a stylized image of an Old Glory Bank branch with an American flag outside.

ALT Bankeration’s Banking News Roundup for Week 33 of 2026, featuring a stylized image of an Old Glory Bank branch with an American flag outside.

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Mythos vs. Quantum, Clarity falters, insider loans may get bigger, and Circle goes patent shopping – all in a 5-minute read. open.substack.com/pub/banker… #banking #bankingnews #financenews
Newsletter cover showing a historic stone bank building with classical columns on a downtown street corner. Overlaid text reads: "Banking News Roundup – 2026: Week 31. Mythos vs. Quantum, Clarity falters, insider loans may get bigger, and Circle goes patent shopping – all in a 5-minute read." Bankeration branding appears at the bottom.

ALT Newsletter cover showing a historic stone bank building with classical columns on a downtown street corner. Overlaid text reads: "Banking News Roundup – 2026: Week 31. Mythos vs. Quantum, Clarity falters, insider loans may get bigger, and Circle goes patent shopping – all in a 5-minute read." Bankeration branding appears at the bottom.

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The Supreme Court Slaughters and Cooks, the FFIEC wants de novos, Open Standard announces plans for a new stablecoin – all in a 5-minute read. open.substack.com/pub/banker… #banking #bankingnews #financenews
Cover image for the Banking News Roundup – 2026: Week 27. The top half features a brown background with the title in white serif text, "Banking News Roundup – 2026: Week 27," along with "BANKERATION.SUBSTACK.COM" and the Bankeration logo. The bottom half shows the U.S. Supreme Court building at sunset beneath streaked clouds, reflecting the week's focus on major Supreme Court decisions affecting federal financial regulators.

ALT Cover image for the Banking News Roundup – 2026: Week 27. The top half features a brown background with the title in white serif text, "Banking News Roundup – 2026: Week 27," along with "BANKERATION.SUBSTACK.COM" and the Bankeration logo. The bottom half shows the U.S. Supreme Court building at sunset beneath streaked clouds, reflecting the week's focus on major Supreme Court decisions affecting federal financial regulators.

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Warsh speaks, the Housing bill sings, the FDIC rotates (maybe), FinCEN rules – all in a 5-minute read. open.substack.com/pub/banker… #bankingnews #financenews
Image from Bankeration (@bankeration)
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Regulators testify, rates rise, banks are drawn into Trump's immigration efforts, and interchange disputes take another turn – all in a 5-minute read. open.substack.com/pub/banker… #bankingnews #financenews
Image from Bankeration (@bankeration)
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Earnings, road bumps for Clarity, the Illinois interchange fight, and crypto’s march into the mainstream – all in a 5-minute read. open.substack.com/pub/banker… #bankingnews #financenews
Cover image for the Bankeration Banking News Roundup, Week 22 of 2026. A warm-toned aerial view looks straight down on the Federal Deposit Insurance Corporation seal set within concentric circular stone pavers, with four diagonal walkways extending outward in an X pattern through surrounding grass. Overlaid white text reads “Banking News Roundup — 2026: Week 22” and “Earnings, road bumps for Clarity, the Illinois interchange fight, and crypto’s march into the mainstream – all in a 5-minute read.” The Bankeration name and website appear at the bottom.

ALT Cover image for the Bankeration Banking News Roundup, Week 22 of 2026. A warm-toned aerial view looks straight down on the Federal Deposit Insurance Corporation seal set within concentric circular stone pavers, with four diagonal walkways extending outward in an X pattern through surrounding grass. Overlaid white text reads “Banking News Roundup — 2026: Week 22” and “Earnings, road bumps for Clarity, the Illinois interchange fight, and crypto’s march into the mainstream – all in a 5-minute read.” The Bankeration name and website appear at the bottom.

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Trump issues some executive orders, but not others; FFIEC proposes CAmELS; tokenized equities hit a high, and AI regulation is in flux – all in a 5-minute read. open.substack.com/pub/banker… #bankingnews #financenews
Cover image for Bankeration’s “Banking News Roundup — 2026: Week 21,” featuring a stylized nighttime illustration of the White House in teal and copper lighting with futuristic geometric reflections, beneath a dark star-filled sky.

ALT Cover image for Bankeration’s “Banking News Roundup — 2026: Week 21,” featuring a stylized nighttime illustration of the White House in teal and copper lighting with futuristic geometric reflections, beneath a dark star-filled sky.

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Warsh ascends, Clarity advances, Chopra returns, deposits run, “extend and pretend” ends — all in a 5-minute read. open.substack.com/pub/banker… #bankingnews #financenews
Cover image for Bankeration’s “Banking News Roundup — 2026: Week 20.” The Marriner S. Eccles Federal Reserve Board Building in Washington, D.C., framed by spring cherry blossoms with overlay text summarizing the week’s banking and regulatory news.

ALT Cover image for Bankeration’s “Banking News Roundup — 2026: Week 20.” The Marriner S. Eccles Federal Reserve Board Building in Washington, D.C., framed by spring cherry blossoms with overlay text summarizing the week’s banking and regulatory news.

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