Our mission is to protect consumers, strengthen & improve the legal system, & expose predatory legal practices that undermine fairness & transparency for all.
Joined December 2024
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Injured in an accident? Thinking of hiring a lawyer?
They’re not all on your side.
Watch our new PSA — Before You Call That Lawyer, to understand how fast help can turn into mounting debt.
“When insurance takes a larger share of school budgets, less is available for the work taxpayers thought they were funding.” Washington school board member Michael Cannon says tort reform is overdue and calls on state lawmakers to act.
spokesman.com/stories/2026/n…
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Protecting American Consumers Together (PACT) retweeted
More money returned to auto policyholders, this time from Infinity Auto insurance…
Over $46 million in excess profits from Infinity Auto will be returned to policyholders over the next two months!
Commissioner Mike Yaworsky said, “Insurers must act in the best interest of Florida consumers, and I commend Infinity Auto for reviewing their finances and providing data promptly to the Office of Insurance Regulation. We are aware of other auto insurance companies approaching the statutory threshold for excess profits and anticipate more announcements of refunds for Floridians in the near future.”
OIR is reminding other auto insurers of their statutory obligation to return excess profits to policyholders when applicable. The Office remains in constant communication with companies to proactively ensure credits are owed to policyholders.
floir.gov/newsroom/archives/…
Protecting American Consumers Together (PACT) retweeted
As billboard lawyers set their sights on suing affordable housing developments, claims and costs have skyrocketed. It’s time to fix NY’s Scaffold Law and the policies that incentivize lawsuits.
Lawyers get richer while New Yorkers pay more for everything. crainsnewyork.com/politics-p…
Protecting American Consumers Together (PACT) retweeted
ZELT: Lawsuit abuse reform takes shape in New York…
amny.com/law/op-ed-lawsuit-a…
Protecting American Consumers Together (PACT) retweeted
Great read on how smart legal reforms can lead to lower costs for all by @LaurenZelt
For a lot of my career, I wrote op-eds for others. Now I get to write them for myself. An honor that is not lost on me. My latest in @amNewYork: Lawsuit abuse reform takes shape in New York, and consumer cost savings may soon follow amny.com/law/op-ed-lawsuit-a…
“Taxpayers’ dollars should not support a cottage industry of billboard lawyers.” — San Diego Mayor @MayorToddGloria
Mayors from 13 of California’s largest cities are calling for lawsuit reform:
protectingamericanconsumers.…
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NEW OP-ED: New York has taken bipartisan steps to confront staged crashes and lawsuit abuse. Now comes the real test: lower costs for families.
In @amNewYork, PACT’s @LaurenZelt explains why Florida and Georgia offer a roadmap for consumer savings:
amny.com/law/op-ed-lawsuit-a…
Protecting American Consumers Together (PACT) retweeted
Reform delivers cost savings for Georgia drivers, via @pactconsumers protectingamericanconsumers.…
“Florida is the prime example of pragmatic reforms.”
It didn’t freeze home insurance rates. It fixed lawsuit rules that were driving costs higher.
Now 21 new insurers have entered the market, and rates have fallen in roughly 80% of counties.
rstreet.org/commentary/flori…
Injured consumers deserve a legal system that puts their recovery first.
In PACT’s latest In Their Own Words, Cynthia Schuster recounts how her attorneys directed her to preferred providers and warned that seeing other doctors could hurt her case.
protectingamericanconsumers.…
The McRib is back. So are the trial lawyers...
washingtonpost.com/opinions/…
“I expected my needs to be taken care of, and that’s not what happened.”
After an accident, Cynthia Schuster hired a personal injury lawyer. Her lawyers and medical providers took two-thirds of her settlement. This is why we need reform.
Watch the latest In Their Own Words:
Protecting American Consumers Together (PACT) retweeted
Lawsuit abuse is a hidden tax on every American family, via @stephenwags @LegalReform @dcexaminer washingtonexaminer.com/resto…
More than $500 million in projected savings for Georgia policyholders.
Rate cuts from 41 insurers will reach more than 3.6 million policyholders across auto, home and business coverage in 2026.
Lawsuit reform is delivering.
protectingamericanconsumers.…
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🚨🎃 CONSUMER AWARENESS ALERT
Keep Halloween about costumes and candy, not courtrooms.
Before the doorbell starts ringing, homeowners should take a few simple precautions to keep guests safe and unwanted lawsuits away.
protectingamericanconsumers.…
Protecting American Consumers Together (PACT) retweeted
Louisiana has the highest car insurance rates in America. The highest! The reason is simple. These egregious, overt, obnoxious injury attorneys and their proliferation of advertising on radio, TV and billboards encourages people to sue. Makes people think they need a lawyer to make an insurance claim.
Protecting American Consumers Together (PACT) retweeted
Gov. Hochul took on special interests to bring New Yorkers the most significant liability reforms in decades. Cracking down on fraud and legal system profiteering will make NY more affordable. But there is more work to be done. Let’s fix the liability laws that incentivize fraud.
From New Orleans to New York City, the schemes range from staged crashes to allegedly fabricated road-defect claims. The result is the same: consumers and taxpayers pay.
Lawsuit fraud is not a local problem. It hurts people everywhere.
protectingamericanconsumers.…
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Who is paying for lawsuit ads that can scare patients away from treatment?
Outside investors, including foreign entities, can fund them without revealing who they are. Patients shouldn’t have to guess who is behind the lawsuit. Transparency is a start.
realclearhealth.com/articles…
NEW: Florida’s top five auto insurers are lowering rates by more than 12%, affecting more than 80% of drivers.
Florida’s insurance turnaround is delivering real savings for families. Lawsuit abuse reform works. More from @PACTConsumers:
protectingamericanconsumers.…
