Unleashing the economic power of the global majority | Support: https://xitter.gq/t.co/p9hafzCa0W | 🇰🇪 @TalaKenya 🇵🇭 @TalaPhilippines 🇲🇽 @TalaMexico 🇮🇳 @TalaIndia
Global
Joined April 2009
- Tweets4.7K
- Following794
- Followers22.5K
- Likes2.8K
Tala retweeted
For a decade, we've built credit for people the financial system couldn't see.
Now there's a new kind of thin-file borrower: the AI agent.
Here's my take👇 View article
Tala retweeted
Watch: @stablecoing on why @eldoradoio partnered with @talamobile instead of building credit themselves 👇
Most of onchain credit today = lock $100 to borrow $90. Tala is unsecured: no collateral, underwritten on behavioral signals. $9B+ lent to 14 million people globally. Now embedded in the wallets people already trust.
Once live, customers can go from offer to USDT in seconds, settled onchain on @tempo.
Tala retweeted
Awesome to see these real-world, stablecoin credit applications taking off on Tempo
cc @eldoradoio @talamobile
Tala is partnering with @eldoradoio to bring embedded credit into its wallet, launching first in Bolivia.
Uncollateralized consumer credit is hard to come by in Latin America. Once live, customers can get access in seconds in USDT on @tempo.
Learn more: tala.co/blog/2026/10/20/tala…
Tala retweeted
We're seeing strong demand for onchain credit @tempo across a wide range of use cases, from consumer lending to prefunding to receivables financing.
Congrats to @eldoradoio and @Tala on launching uncollateralized credit in Bolivia!
If you're working on anything in credit, we'd love to hear from you.
Today, I’m extremely excited to announce @eldoradoio's first stablecoin-powered credit product, in partnership with @talamobile and powered by @tempo ! 🚀
Access to credit remains one of the biggest barriers to economic growth in Latin America. Millions of people are excluded from traditional lending simply because they lack the documentation, credit history, or collateral banks require.
We believe access to credit should be determined by your potential, not just your paperwork.
Starting in Bolivia, eligible El Dorado users will be able to open their wallets, access pre-qualified credit offers, and receive funds in seconds, directly in USDT.
Loans will be disbursed and repaid onchain through Tempo, with Tala providing the capital and taking on the credit risk.For us, this is about much more than launching another financial product.
Stablecoins shouldnt just make it easier to move money. They should unlock entirely new financial opportunities.
By combining El Dorados distribution with Talas lending infrastructure, were taking another step toward making financial services more accessible to millions of Latin Americans.
Our ambition is to build the financial infrastructure that accelerates economic growth across Latin America, and expanding access to credit is a fundamental part of that mission.
Special thanks to the rockstar team that made this partnership possible: @shivsiroya @0xskittles @Santiaestrada93 @andreujuanc @exk200 @teresagrandia @Crisaudy_ and many others
We're just getting started. 🌎
Tala retweeted
Tala is a company you are not paying enough attention to
Unsecured onchain credit.
Embedded in wallets.
$10bn lent.
Exceptional risk adjusted results in "high risk" markets
Tala is partnering with @eldoradoio to bring embedded credit into its wallet, launching first in Bolivia.
Uncollateralized consumer credit is hard to come by in Latin America. Once live, customers can get access in seconds in USDT on @tempo.
Learn more: tala.co/blog/2026/10/20/tala…
Tala retweeted
Extending fast, accessible credit to users and businesses globally is only possible at scale onchain.
Great to work partners like @talamobile and @eldoradoio to bring these use cases to life.
Tala is partnering with @eldoradoio to bring embedded credit into its wallet, launching first in Bolivia.
Uncollateralized consumer credit is hard to come by in Latin America. Once live, customers can get access in seconds in USDT on @tempo.
Learn more: tala.co/blog/2026/10/20/tala…
Tala retweeted
B2C credit in emerging markets is largely unaddressed today. Less than 1 in 10 Bolivians are able to access credit via traditional banks
This presents a huge opportunity for global onchain originators like @talamobile to step in and provide funding using stablecoins to everyday consumers via neobanks like @eldoradoio
Excited to be working with both teams to roll out this product on @tempo. More to come!
@Tala is bringing uncollateralized credit into the @eldoradoio wallet: offer to USDT in seconds, settled onchain on @tempo. Starting in Bolivia, with more of LatAm to come.
@eldoradoio is on 🔥 and we're excited to keep turning up the heat.
linkedin.com/posts/shivanisi…
Tala retweeted
El Dorado is bringing embedded credit into the wallet its customers already use.
Starting in Bolivia, eligible users will be able to borrow without collateral, with @talamobile providing the capital and loans disbursed and repaid in USDT on @tempo.
Learn more in @stablecoing's post below:
Today, I’m extremely excited to announce @eldoradoio's first stablecoin-powered credit product, in partnership with @talamobile and powered by @tempo ! 🚀
Access to credit remains one of the biggest barriers to economic growth in Latin America. Millions of people are excluded from traditional lending simply because they lack the documentation, credit history, or collateral banks require.
We believe access to credit should be determined by your potential, not just your paperwork.
Starting in Bolivia, eligible El Dorado users will be able to open their wallets, access pre-qualified credit offers, and receive funds in seconds, directly in USDT.
Loans will be disbursed and repaid onchain through Tempo, with Tala providing the capital and taking on the credit risk.For us, this is about much more than launching another financial product.
Stablecoins shouldnt just make it easier to move money. They should unlock entirely new financial opportunities.
By combining El Dorados distribution with Talas lending infrastructure, were taking another step toward making financial services more accessible to millions of Latin Americans.
Our ambition is to build the financial infrastructure that accelerates economic growth across Latin America, and expanding access to credit is a fundamental part of that mission.
Special thanks to the rockstar team that made this partnership possible: @shivsiroya @0xskittles @Santiaestrada93 @andreujuanc @exk200 @teresagrandia @Crisaudy_ and many others
We're just getting started. 🌎
Tala retweeted
Today, I’m extremely excited to announce @eldoradoio's first stablecoin-powered credit product, in partnership with @talamobile and powered by @tempo ! 🚀
Access to credit remains one of the biggest barriers to economic growth in Latin America. Millions of people are excluded from traditional lending simply because they lack the documentation, credit history, or collateral banks require.
We believe access to credit should be determined by your potential, not just your paperwork.
Starting in Bolivia, eligible El Dorado users will be able to open their wallets, access pre-qualified credit offers, and receive funds in seconds, directly in USDT.
Loans will be disbursed and repaid onchain through Tempo, with Tala providing the capital and taking on the credit risk.For us, this is about much more than launching another financial product.
Stablecoins shouldnt just make it easier to move money. They should unlock entirely new financial opportunities.
By combining El Dorados distribution with Talas lending infrastructure, were taking another step toward making financial services more accessible to millions of Latin Americans.
Our ambition is to build the financial infrastructure that accelerates economic growth across Latin America, and expanding access to credit is a fundamental part of that mission.
Special thanks to the rockstar team that made this partnership possible: @shivsiroya @0xskittles @Santiaestrada93 @andreujuanc @exk200 @teresagrandia @Crisaudy_ and many others
We're just getting started. 🌎
@Tala is bringing uncollateralized credit into the @eldoradoio wallet: offer to USDT in seconds, settled onchain on @tempo. Starting in Bolivia, with more of LatAm to come.
@eldoradoio is on 🔥 and we're excited to keep turning up the heat.
linkedin.com/posts/shivanisi…
Tala is partnering with @eldoradoio to bring embedded credit into its wallet, launching first in Bolivia.
Uncollateralized consumer credit is hard to come by in Latin America. Once live, customers can get access in seconds in USDT on @tempo.
Learn more: tala.co/blog/2026/10/20/tala…
Tala retweeted
Crypto is increasingly becoming less about crypto.
That was my biggest takeaway from @token2049 Singapore. The most interesting conversations weren't about whether people will own more tokens. They were about rebuilding financial infrastructure around stablecoins, realtime payments, AI and onchain capital.
Five themes stood out:
→ Stablecoins are becoming the settlement layer under wallets, remittances and cross-border payments
→ The wallet is becoming the financial operating system, with the blockchain abstracted away
→ Onchain finance is moving well beyond trading
→ AI agents are starting to look like economic actors
→ And perhaps most importantly, emerging markets may have an opportunity to leapfrog legacy financial infrastructure rather than replicate it.
This last point is particularly exciting for us @talamobile. Imagine combining local data and underwriting intelligence with global liquidity, programmable money and embedded distribution.
That is a very different financial system from the one we have today. Local intelligence. Global capital. Instant settlement. Financial services embedded wherever people already live and transact.
And it reinforces something I've increasingly believed: the biggest opportunity in financial technology is in building the infrastructure and intelligence that allows financial services to be embedded everywhere. And this is what we have built at Tala.
If you run a wallet, fintech or platform and want to offer credit to your customers, I’d love to talk. DM me.
Tala retweeted
Budget, identity, permissions, wallet. Good list from @sytaylor of what an agent needs. Still left to solve: creditworthiness. Agents are thin-file borrowers, and we've underwritten those for a decade. Identity first, price the right offer, and settle per transaction.
Tala retweeted
66% of APAC consumers surveyed have heard of stablecoins, but only 6% can describe how they work.
Most people can't explain how a card payment settles either. They just need it to work every time.
THE BLOCK: Visa found 46% of Asia Pacific consumers say they are likely to use stablecoins within five years, versus 16% who used them in the past year.
A separate CoinShares survey put digital-asset ownership among affluent investors at 54% to 70% across seven U.S. and European markets, with most current investors planning to increase exposure in 2026.
ALT The image features the Visa logo in white against a blue background, highlighting the brand's identity and presence.
How do you underwrite an AI agent?
The same way you underwrite a borrower with no credit history.
@shivsiroya explained on @TokenizedPod how Tala's playbook for underwriting thin-file borrowers can carry over to agentic finance.
Tala retweeted
🚨 Episode #95 of #UCLAForecast's FORECAST IN FIVE is live!
This conversation features @shivsiroya, Founder & CEO, @talamobile, the AI-native credit infrastructure that connects global capital to the global majority.
🎥👇 Watch the full episode!
youtube.com/watch?v=j1x-BSf_…
Tala retweeted
Founder & CEO of @talamobile, @shivsiroya on Tokenized said stablecoin wallets grow the same way banks always have, by lending out the deposits they attract.
"To actually be able to retain these customers and give them that value, we have to be able to bring in traditional financial services."
"If we think about how traditional banks actually make money, it is through lending of these deposits."
"Wallets are actually able to earn more off of the deposits consumers are bringing in, and consumers are actually able to make more transactions."
"Which again creates that kind of flywheel effect across the marketplace for businesses, as well as these consumers."
The mechanism is the same one banks have used for decades, deposits fund credit, credit funds growth, only now it runs through a wallet instead of a branch.
🎙 Listen to the latest episode on Tokenizedpod(dot)com with hosts @sytaylor and @cuysheffield
Tala retweeted
As expected, @thestablecon delivered. Finally getting around to sharing reflections.
Shared the stage with Matt Schaar of @Accion and Rafael Espinosa Aranda of @chippercashapp to discuss why mission-driven builders must maintain unit economics discipline in order to scale access to onchain finance for the global majority.
We also co-hosted a breakfast with @Crossmint. Our integration went live recently, embedding @talamobile's credit engine into their wallet infrastructure for builders to leverage.
There's undeniable movement into onchain credit now. The market is increasingly catching on to the value of the infrastructure we've spent ten years building.
Real opportunity to expand access for the global majority. If you're building in this space, reach out.
Today, we're announcing a partnership with @crossmint that brings together embedded AI-native credit infrastructure and stablecoin wallets for global fintechs and enterprises. tala.co/blog/2026/09/09/cros…
We’ve also embedded Crossmint smart wallets in the Tala app for 1M+ customers in Mexico, making it possible to earn rewards that they can hold, spend, or convert to withdraw as cash.