Chris Gory (@IPFS_Chris) header
Chris Gory (@IPFS_Chris) profile picture

Employee benefits and insurance for companies at growth/startup stage | 20+ years working with Canadian tech startups as well as global companies in Canada.

Toronto, ON
Joined September 2009
Photo by Chris Gory (@IPFS_Chris)Photo by Chris Gory (@IPFS_Chris)Photo by Chris Gory (@IPFS_Chris)Photo by Chris Gory (@IPFS_Chris)Photo by Chris Gory (@IPFS_Chris)Photo by Chris Gory (@IPFS_Chris)Photo by Chris Gory (@IPFS_Chris)Photo by Chris Gory (@IPFS_Chris)Photo by Chris Gory (@IPFS_Chris)Photo by Chris Gory (@IPFS_Chris)
Manulife is adding AI-enabled physio through Sword for members on disability with musculoskeletal conditions, with all extended health members gaining access in 2027. Virtual care is usually pitched as convenience. This one targets a safe return to work. buff.ly/NFTA8Qg
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Canada Life, Sun Life and Manulife held the top three spots again, but the fastest growth came further down, led by Wawanesa Life at 19.7%. The biggest carrier isn't automatically the right fit, especially as drug costs reshape every plan. buff.ly/jcGBFiy
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A $100,000 U.S. fee on H-1B applications has made Canada a real option for global tech talent. Getting people here is the easy part, but keeping them depends on whether Canadian employers can compete on pay, stability and the full package. buff.ly/y7plY8k
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Three in five plan members now report at least one chronic condition, but plan sponsors estimate the figure at just 37.6 per cent of their workforce. That gap means many plans are built for a healthier team than the one actually using them. buff.ly/7RAh87o
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Seven in ten Canadian women with a chronic condition retell their full health history multiple times a year, and 92% of Gen Z women do. Benefits cover the care but rarely the work of navigating it. That burden lands on your employees. buff.ly/Ak6W5IB
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Nearly half of Canadians say rising costs are hurting their mental health, but only 11 per cent cope by seeing a professional. Plans that treat financial stress and mental health as separate problems are missing how employees actually experience them. buff.ly/ClL11oh
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Obesity is recognized as a chronic disease, but whether your team gets coverage can still come down to the size of your company. buff.ly/af1h0LN
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Most employees see their benefits as perks, not health care. Closing that gap is about communication as much as coverage. buff.ly/UF7oFWB
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Raises are landing near 3.4 percent, barely above inflation. When pay can't win the talent, your benefits have to. buff.ly/pxW8Z6y
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Plan administrator liability coverage is essentially a helpful safety net to protect from human error and oversight. buff.ly/kI5cbrm
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