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AB Bank Tech

@ABBankTech

American Banker’s bank tech news feed: Informing technology execs in financial services. Tweets by @MaryMWisniewski; @PennyCrosman

 New York, NY
americanbanker.com/technology
Joined February 2009
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BofA's struggles with AI adoption reflect a broader problem in banking trib.al/3j52qWG
BofA's struggles with AI adoption reflect a broader problem in banking

BofA's struggles with AI adoption reflect a broader problem in banking

Banks are deploying extremely powerful AI systems but expecting generalist employees to operate them safely and consistently without redesigning workflows around the technology. That virtually...

americanbanker.com
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Stripe-owned Bridge acquires trust charter for stablecoins trib.al/71LwGva
Stripe-owned Bridge acquires trust charter for stablecoins

Stripe-owned Bridge acquires trust charter for stablecoins

The stablecoin arm of Stripe recently announced its conditional trust charter approval from the OCC and a partnership with business payments fintech Payoneer.

americanbanker.com
180
CEOs are putting themselves in charge of AI. Here's why. trib.al/5b0lN9q
CEOs are putting themselves in charge of AI. Here's why

CEOs are putting themselves in charge of AI. Here's why

About 70% of bank CEOs said in a recent survey that they are the AI decision makers in their companies. The reasons for this range from the huge impact AI can have on an organization to the fear of...

americanbanker.com
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How past successes can doom banks to weak performance in the future trib.al/OU2r1mW
How past successes can doom banks to weak performance in the future

How past successes can doom banks to weak performance in the future

Doubling down on what has worked in the past — especially if it's still working now — may inadvertently trap banks into business models ill-suited for the future. Smart bankers make room for change...

americanbanker.com
131
Financial regulators need to build ethics into their AI systems trib.al/bLkZoxj
Financial regulators need to build ethics into their AI systems

Financial regulators need to build ethics into their AI systems

As artificial intelligence increasingly plays a role in the regulation of banks and other financial services firms, regulators need to be certain that these new systems aren't importing old biases...

americanbanker.com
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Fintech funding saw fewer, but bigger, deals in 2025 trib.al/pq5on9l
Fintech funding saw fewer, but bigger, deals in 2025

Fintech funding saw fewer, but bigger, deals in 2025

The fintech deal market has started to return to pre-pandemic levels, according to recent Pitchbook data, with boosts from big deals like Revolut's fundraises.

americanbanker.com
123
What is Ethereum and why should you care? Paul Brody at EY trib.al/oblDiTR
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Goldman equips AI agents do trade accounting, onboarding trib.al/q95rMKG
Goldman equips AI agents to do trade accounting, onboarding

Goldman equips AI agents to do trade accounting, onboarding

The New York bank's technology leaders have been working to reengineer back-office work and give some of it to Anthropic's Claude generative AI model.

americanbanker.com
181
Japanese payments fintech PayPay files US IPO trib.al/mwtl3xt
Japanese payments fintech PayPay files US IPO

Japanese payments fintech PayPay files US IPO

PayPay is the latest international fintech to signal entry into the U.S. fintech investor market with an IPO that has been planned by SoftBank for years.

americanbanker.com
401
Grab buys a US investment app as it achieves profitability trib.al/xvpK9AP
Grab buys a US investment app as it achieves profitability

Grab buys a US investment app as it achieves profitability

The Southeast Asian financial services company acquired micro-investing fintech Stash and earned a yearly profit for the first time in its 2025 earnings report.

americanbanker.com
106
Citi: Banks face $3 trillion risk from quantum cyberattacks trib.al/n8ayhnR
Citi: Banks face $3 trillion risk from quantum cyberattacks

Citi: Banks face $3 trillion risk from quantum cyberattacks

While "Q-Day" may be years away, experts warn hackers are already harvesting encrypted data to decrypt later, making the transition to new standards urgent.

americanbanker.com
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Ethereum becomes rail of choice for crypto-curious bankers trib.al/voBiaFO
Ethereum becomes rail of choice for crypto-curious bankers

Ethereum becomes rail of choice for crypto-curious bankers

JPMorganChase, Citi and Custodia are among the banks that have built digital asset projects on the Ethereum blockchain.

americanbanker.com
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Youtuber MrBeast buys youth-focused fintech app trib.al/uogWtrj
Youtuber MrBeast buys youth-focused fintech app

Youtuber MrBeast buys youth-focused fintech app

Beast Industries, owned by the YouTube star known as MrBeast, has acquired the Gen Z-oriented financial wellness app Step.

americanbanker.com
148
Brazil fintech Agibank scales back IPO before US debut trib.al/NAx1ceU
Brazil fintech Agibank scales back IPO before US debut

Brazil fintech Agibank scales back IPO before US debut

The digital bank slashed its share volume and pricing the day before its public debut and following a mixed U.S. public debut for fellow Brazil fintech PicPay.

americanbanker.com
154
Fiserv looks to AI, BNPL to spur its recovery trib.al/uFkw4ns
Fiserv looks to AI, BNPL to spur its recovery

Fiserv looks to AI, BNPL to spur its recovery

Following a massive earnings miss three months ago, the bank-technology seller on Tuesday reported signs of stability and an embrace of new payments and financial services technology.

americanbanker.com
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Why small banks, credit unions are buying onboarding tech trib.al/8WmhIgw
Why small banks, credit unions are buying onboarding tech

Why small banks, credit unions are buying onboarding tech

Kohler Credit Union, Think Bank and Communication Federal Credit Union gave their onboarding and direct deposit tech an upgrade through fintech partnerships.

americanbanker.com
155
Anchorage gets $100 million from Tether to fuel crypto race trib.al/WKTInlZ
Anchorage gets $100 million from Tether to fuel crypto race

Anchorage gets $100 million from Tether to fuel crypto race

The support from the stablecoin provider follows a string of tech firm acquisitions as Anchorage Digital broadens its crypto services.

americanbanker.com
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'This is an arms race': Banks cope with AI-faked documents trib.al/HD9a0cO
'This is an arms race': Banks cope with AI-faked documents

'This is an arms race': Banks cope with AI-faked documents

Fraudsters and modestly dishonest employees can use generative AI to quickly create convincing fake utility bills, pay stubs, passports and other documents banks rely on.

americanbanker.com
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Global stablecoin uptake could cement the dominance of the US dollar trib.al/W36l8A3
Global stablecoin uptake could cement the dominance of the US dollar

Global stablecoin uptake could cement the dominance of the US dollar

The "exorbitant privilege" the U.S. has long enjoyed because of the dollar's status as the world's reserve currency would be supercharged if global adoption of stablecoins leads to greatly increased...

americanbanker.com
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Banks are not prepared for the industrialization of crypto theft trib.al/UHZ2bhd
Banks are not prepared for the industrialization of crypto theft

Banks are not prepared for the industrialization of crypto theft

The proliferation of so-called "Drainer-as-a-Service" platforms that allow low-skilled attackers to execute sophisticated fraud schemes present a challenge to banks as cryptocurrencies go more...

americanbanker.com
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