Marcus Swanepoel

How should banks be thinking about infrastructure as they prepare for the digital euro? One of the key decisions is where digital euro capabilities should sit. Should they be embedded within core banking, or managed through a standalone layer? Both approaches come with …

Serving more than 588,000 members across three million accounts requires technology that can evolve as quickly as member expectations. Vancity, Canada's largest credit union, selected Temenos SaaS to modernize its core banking platform and support its next phase of …

Africa has a rather extraordinary talent for producing what the world needs. The question is whether we're equally talented at capturing the value of what we produce. 🌍 Consider the diversity of our continent. DRC — Cobalt and copper South Africa — Platinum and …

Two-thirds of consumers in the Middle East and Africa feel positively about conversational AI banking interfaces. But trust remains a key consideration. More than a third have concerns about the cybersecurity vulnerabilities AI could create. This is the highest of any …

For nearly 70 years, Kingdom Bank has helped customers align their banking choices with their values, supporting lending to churches, charities and ministry workers across the UK. As it looks ahead to future growth, Kingdom Bank has successfully gone live on Temenos …

Fraud, AML and sanctions are often managed separately. The risks are not. As financial crime becomes increasingly interconnected, banks need a more unified view of risk. Looking forward to hearing insights from experts at IDC, @Temenos and ARB Apex Bank Ltd on how …

Fraud, AML and sanctions are often managed separately. The risks are not. As financial crime becomes increasingly interconnected, banks need a more unified view of risk. Looking forward to hearing insights from experts at IDC, @Temenos and ARB Apex Bank Ltd on how …

Customer retention shouldn't be mistaken for customer loyalty. New research from @Temenos and Celent suggests that nearly three-quarters of banking customers are only moderately satisfied or less with their primary bank, creating a sizeable "switchable middle" that could …

🎮 Some investments deliver dividends. Others deliver decades of entertainment. And judging by this chart, a few of us have been rather loyal shareholders in the gaming industry. 😎 Personally, I've owned every PlayStation generation from the legendary PS2 right …

Johannesburg is apparently the second-least-safe major city in the world. Right behind Caracas. As someone who spends a fair amount of time travelling across Africa, I read that and thought: Well… at least we made the podium. 🥈😏 According to Numbeo’s 2026 …

I’m a space nerd. 🚀 There I have said it... And every now and then I see something that reminds me just how little we actually understand about the universe. Here’s the simplified version. Everything we can see — stars, planets, galaxies, you, me, Earth and …

Africa has a startup funding problem. But perhaps not the one we think. Look at the funding map for January–July 2026 and something interesting happens. Egypt: $307m Kenya: $217m South Africa: $201m Nigeria: $164m The usual suspects. And then… Benin: $327m. …

🌍 AFRICA IS SELLING TO THE WORLD. BUT MOVING THE GOODS is only half the story. South Africa leads this list at $116.4 billion in merchandise exports, with Morocco, Egypt and Nigeria following. Behind every shipment is another journey. The money has to come home. And …

There are two ways to look rich. And only one way to be wealthy. The New York version says: “I’ve arrived.” The Swiss version quietly asks: “Why would I need you to know?”😄 There’s a FinTech lesson hiding in there. For years, financial services sold …

For years, we called them telecom companies. That description is starting to feel rather outdated. Across Africa, companies like MTN, Vodacom and Safaricom increasingly sit at the intersection of connectivity, payments, mobile money, data and digital services. And that …

🌍 THE NEXT GREAT AFRICAN FINTECH STORY MAY NOT BE ABOUT ONE COMPANY. It may be about connection. Look across Africa and you see powerful banks, telcos, FinTechs and businesses already serving hundreds of millions of people. Now imagine the possibilities when the …

There’s a lot of noise around Agentic AI. Some are talking about it. Some are demonstrating it. Some are predicting which jobs it will replace. The interesting people are quietly asking a different question: “Where does this actually create value?” In banking and …