The "KYC everyone for everything" situation has gotten totally ridiculous. Even for non-financial products & use cases, I am having to scan my face and drivers license to get access to things like a Lime scooter, e.g. Before they could give me accounting advice, a Big 4 firm recently asked me to send a photo of my email *attached as a JPEG*. This expectation creep around personal data sharing already has documented devastating consequences (e.g. financial ruin) at the individual level. It's only going to be a matter of time before personal identity compromise of enough individuals leads to a total collapse of online trust.