Happy Diwali to all my Followers -
Hope everyone makes ample wealth & retires rich.
Will do some Muhurat Trading -
Buy Few Stocks + Gold ETF + Do Small Lump-sum in Mutual Funds + Trust Small Cap - New (Testing Purpose)
Paisa Chaapo 💵
Health Banaao 💪
Pataake Phodo 🧨
Portfolio up by 3.04% in a single day
6 digit single day gains for me
Single day gains today are equivalent to 6-7 times Monthly SIPs (of 2019)
3 times of 2026
Though my handle is named bull markets, I love Bear Markets
Crossed 7 digit equity profits
Happy Investing 🍻 🧿 🍻
Though my twitter handle name is bullmarkets, however I always loved Bear Markets & I still ❤️ Bear Markets
U get good quality cos at cheap prices & in MF - Lower NAV gets u more units
If u understand this thing, u will do well good in markets in the long run
Happy Investing
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Best 2 Mins on Investing -
Celebrate Corrections, not rallies
#CorrectionsAcheHai
Video Credit - @KalpenParekh
Reliance - Monthly SIP - Buying 1 share atleast in a month since March 2019.
Been invested in RIL since Jan'17, that's almost 9.5 yrs of investing.
Accumalated - 237 shares.
Elephant too can dance.
Waiting for HDFC Bank.
No Stock Reco
Happy Investing 🥂
Retirement Rule - 4% Rule or 25X rule
Retirement corpus = Annual Exp X 25
In my case, Annual Exp is 12 lacs pa.
So, I need 3 crore corpus to retire now.
3 crore is magic number.
5 crore will be safe.
If u haven't started investing, start now.
Happy Investing 🍻
Monthly SIP # 93 - To be done tomorrow
Stocks & ETFs - Tomorrow
Mutual Fund SIP - Flexi + Mid + Small + Multi Cap - Tomorrow
PPF - Done today
Best day to invest - 1st Day of month.
One step closer towards 1 Crore Corpus
Happy Investing 🍻
JIO IPO - Got 2 lots in Shareholder Category -
Strategy - Get out on Listing Day
Reason - I got allotment in Bajaj Housing Finance Shares which Im still holding -
Major Learning - I have seen my Rs 15000 IPO investment grow to Rs 39000, now back to 15000.
Happy Listing 🍻
HCL Tech Dividend Credited -
Dividends hitting bank account hits differently
2021-22 - 1,320
2022-23 - 6,880
2023-24 - 8,218
2024-25 - 10,464
2025-26 - 9,760
2026-27 - 9,456
Total Dividend - ₹ 46,368
Almost 30% buying cost recovered through dividends.
Happy Dividends 🥂
Every year on my Birthday - I make sure I invest some money in Stocks / Mutual Fund
Shifted some money from PPFAS Liquid Fund to PPFAS Flexi Cap
Did some buying in DSP Small Cap
Never missed buying on Special Occassions - Birthday / Anniversary / Diwali etc
Happy Investing ✨
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Hope - Jio IPO doesn't turn out to be Rpower IPO
Applied in - SH + Retail
Rpower IPO ≠ Jio IPO
So many similarities between the two -
Mammoth Size
Reliance Brand
Shareholder Quota
Good QIB subscription
High Market Expectations
Sucked Liquidity from Markets
Happy Listing 🍻
JIO IPO -
Applied in Shareholder + Retail Category - Purely for Listing Gains
Who will make money -
1. Retails Investors who got allotment
2. CDSL
3. Govt of India - 20.80% STCG Tax
Whether u make money or not, CDSL makes money
When u make money, both CDSL & Govt make money
On this auspicious day of Dussehra, did some small Mutual Fund purchase in
2 Flexi Caps, Mid, Small & Multi Cap
Just like Diwali muhurat, did some Shopping in Mutual Funds, as markets are closed.
Always bought some units on Birthdays and Festivals.
Happy Dussehra 🏹
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How I accumulate Stocks / MF Units -
1st Day of every month
(SIP can be the next day of urSalary)
3-1/2 Muhurats (Mostly followed by Maharashtrians) - Gudi Padwa, Akshay Tritiya, Dussehra & Diwali
Birthday & Marriage Anniversaries
Crashes - 20-30% Falls
Just Keep Buying 🛍️
Mutual Funds SIP Report Card - XIRR
Flexi Cap - 10.99% - 5 Yrs 9 months
Small Cap - 15.20% - 3 Yrs 2 months
Mid Cap - 5.84% - 2 Yrs 10 months
Multi Cap - Negative 2.92% - 2 yrs 1 month.
(Note - Don't ask for names)
Time to put some money now.
Happy Investing 🍻
Reaching 1st Crore is tough
Nobody tweets about the unglamorous part of the first crore:
Canceling lifestyle inflation
Boring auto-debits on the 1st of every month
Watching the market drop 20% and doing absolutely nothing
Target: 2028.
The grind continues.
End of tweet.
Top Allocation in my Stock PF
Bajaj Finance - 12.58%
3 things about Stock Allocation Rules -
Don't go beyond 10% in single stock
Don't go below 4-5% in single stock
Don't go beyond 25% in a single sector
How to cut down - Just Stop Buying that stock or Buy more of other stocks
Anyone wishes to have Conversations with me, have kept my DM open.
Anyone who wants to get in touch, share experiences (so I can learn from them) - can DM.
Will share the Best Experiences of Followers - so that all can learn.
Let's connect
Happy Investing 🍻🍻🍻
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Before -
Neither applied for an IPO nor used a Credit Card
Avoided Small Cap Exposure / PSU Stocks / debt funds / PPF / Selling Shares
Now
Got many allotment in IPOs
Got TATA Neu Card
SIP in DSP Small Cap
Started selling stocks at ATH
Got PSU Stocks
Added PPF + Debt Exposure
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