Think cash is cheaper for stores? Not this Halloween. 🎃 Grocery and warehouse stores spend 4.7% to 5.5% of each cash sale on processing vs. ~2.3% for credit cards, per @ihl_group. EPC estimates handling Halloween purchases in cash only could cost stores $635 million to $743 million. electronicpaymentscoalition.…

“Price controls might make for a good stump speech, but they don’t make the underlying economics disappear.” 💳 EPC’s @cajunbanker in @WSJOpinion on why a 10% credit card rate cap could cut off credit for up to 190 million Americans: wsj.com/opinion/price-contro…

“The facts could not be more clear: the Durbin-Marshall credit card mandates would lead to devastating outcomes for small businesses in Wyoming and across the country.” Pine Bluffs rancher Sharon Fain-Steenbergen, Albin farmer @RonRabou, and Cheyenne dentists Randy and Haley Davis are reviewing the facts and speaking out. @RepHageman @SenJohnBarrasso @WTEnews wyomingnews.com/rocketminer/…

Shoppers are expected to spend $4.1 billion on Halloween candy. 🍬 If consumers use cards instead of cash for these transactions, stores could save up to $131 million. “Lower costs for merchants mean better prices on the shelf,” says EPC Executive Chairman @cajunbanker. electronicpaymentscoalition.…

Steve Gunderson is urging Montana’s senators to oppose the Durbin-Marshall Credit Card Mandates. “Main Street merchants lack the massive IT departments that mega-retailers employ to handle data breaches,” he writes. @SteveDaines @TimSheehyMT seeleylake.com/story/2026/10…

Cash costs small businesses 2 to 7 times more to handle than credit cards. 💵 Since 2006, electronic payments have enabled more than $93 trillion in economic activity, with merchant revenue hitting record highs even as the interchange rate has stayed flat. The Durbin-Marshall Credit Card Mandates would disrupt a payment system that’s working, all to benefit a handful of corporate mega-stores. electronicpaymentscoalition.…

Montana’s Steve Gunderson says the Durbin-Marshall Credit Card Mandates threaten the state’s tourism economy. 💳 “Families spend months racking up points specifically to afford trips to destination states like Montana,” he writes in the @SwanSeeley. @SteveDaines @TimSheehyMT seeleylake.com/story/2026/10…

Americans are expected to spend a record $13.5 billion on Halloween this year. 🎃 If those costumes, decorations, and treats were all paid for with credit cards instead of cash, merchants could save between $323 million-$431 million in processing costs. Cash is far from free for retailers. Corporate mega-stores say cards are a burden, but the numbers tell a different story. electronicpaymentscoalition.…

Kim Morgan is asking Congress to oppose the Durbin-Marshall Credit Card Mandates and protect the community banks and credit unions that “finance homes, help entrepreneurs start businesses, provide working capital and keep money circulating in our communities,” she writes in @NCPoliticalNews. 🏦 @SenThomTillis @SenTeddBuddNC ncpoliticalnews.com/news/kim…

“Small businesses do not need Washington experimenting with a system that allows us to serve customers safely and efficiently without clear evidence that the promised benefits will reach the people they are intended to help. I hope our representatives will listen to businesses, community banks, credit unions and consumers across our state, examine the lessons of the original Durbin Amendment, and oppose the Durbin-Marshall Credit Card [Mandates]. North Carolina’s small businesses need policies that expand opportunity and strengthen our communities—not mandates that could create new costs and uncertainty for the people we serve.” @NCPoliticalNews @SenThomTillis @SenTeddBuddNC ncpoliticalnews.com/news/kim…

Durbin-Marshall supporters blame credit cards for driving up gas prices, but the reality is interchange at the pump is already capped at about $1 a fill-up. ⛽️ The Durbin-Marshall Credit Card Mandates won’t result in lower prices at the pump. Instead, they would hand another windfall to corporate mega-stores, with no guarantee of savings for consumers. electronicpaymentscoalition.…

The Durbin Amendment 15 years later: ⚠️ 40% fewer free checking accounts ⚠️ Checking account fees up 71% ⚠️ Debit fraud attempts rose 60% ⚠️ 98% of retailers kept prices flat or raised them Congress shouldn’t repeat the same mistake with credit cards electronicpaymentscoalition.…

Airline miles and hotel points helped one military family visit their soldier son at Fort Sill. ✈️ “Supporting our military should mean more than thanking someone in uniform. It should mean taking seriously the everyday costs borne by the families around them,” writes @DCUC_HQ’s @JasonStverak. The Durbin-Marshall Credit Card Mandates put those benefits at risk, with no guarantee families would ever see a dime in savings. newsbreak.com/news/489642353…

Nevada small business owner Kimberly Tuthill asks the real question about the Durbin-Marshall Credit Card Mandates: who does this actually help? 💳 Not businesses like hers, which rely on card rewards to reinvest in their business. A @univmiami study says it's corporate mega-stores like Walmart and Amazon, pocketing a billion-dollar windfall. lasvegassun.com/news/2026/se…

"State lawmakers set out to punish the institutions making seamless payments and commerce possible in an effort to help the largest corporate mega-stores pad their profits. Instead, they have ended up punishing Illinois' own community banks and credit unions, says EPC Executive Chairman Richard Hunt. A federal court just expanded protections against Illinois’ “Credit Card Chaos” law, but the state’s own community banks and credit unions are still stuck with it. electronicpaymentscoalition.…

"Each expense that I'm able to put on a credit card generates rewards that I reinvest right back into my business," says Las Vegas small business owner Kimberly Tuthill. A @univmiami study found the Durbin-Marshall Credit Card Mandates would cost small businesses $1 billion in lost rewards, while corporate mega-stores like Walmart, Amazon, and Costco pocket the same amount. 💸 @SenCortezMasto @SenJackyRosen @LasVegasSun lasvegassun.com/news/2026/se…

When debit card price controls took effect in 2011, corporate megastores like Walmart and Target reaped billions in new revenue. Small businesses were largely left out of the windfall. 📉 The Durbin-Marshall Credit Card Mandates would repeat that pattern, padding the pockets of corporate behemoths while small businesses go without, and consumers lose access to benefits. electronicpaymentscoalition.…

The Small Business–Credit Card Agreement delivers real relief for merchants, without overreaching government mandates. More than $200 billion in relief. Guaranteed reductions in interchange rates. More flexibility for merchants. Existing fraud and data protections preserved. electronicpaymentscoalition.…

Credit cards help power the economy. 💳 $23.4B in economic impact from rewards 96% of fraud losses blocked or refunded 87% of new small business owners say electronic payments were essential to launching Protect the payments system Americans depend on. electronicpaymentscoalition.…

FALSE PROMISES: The Durbin-Marshall Credit Card Mandates would NOT save consumers money. 💸 “Nothing requires businesses to lower their prices. That’s never happened in other countries that have regulated interchange.” – @garyleff viewfromthewing.com/trump-sa…