Financial Advice on investments, insurances, inheritance tax and other areas that don’t begin with in. NHS Pension Expert and good guy. Tweets aren’t advice.
Dunfermline
Joined December 2017
- Tweets118
- Following60
- Followers41
- Likes191
Mark Houghton retweeted
We do #mortgages for #homemovers:
"The help and assistance from Randal and Terri was invaluable – they gave clear, concise and targeted advice to our specific circumstances, which Randal took the time to understand”. – GN – 18/01/2021
#mortgage #property #propertymarket
Mark Houghton retweeted
Read Alan Robertson's blog on continuous impact of the pension issues on members
"No-one should be under any illusion that the issue of pensions & pension taxation is in any way “solved”, & we still risk losing senior doctors to the workforce as a result"
bmascotland.home.blog/2021/0…
If some of these changes come into force, this could push many doctors thinking about retiring over the line. Possible short term tax gain, for loss of experience and recruitment pain.
EXC: Treasury officials are drawing up plans for a pensions tax raid this autumn to cover Covid spending rise.
Three reforms being considered
- Slashing £1mill lifetime allowance
- Bringing in a single tax relief rate
- Taxing employer contributions
telegraph.co.uk/politics/202…
The inheritance tax thresholds, the pensions Lifetime Allowance and Capital Gains Tax exemption will all be fixed at their current levels until April 2026 #budget2021 @Linda_Nelson @Jason_Condie @CondiesTax #condiesCA #condieshealth
CPI was 0.5% in September. This means for 2020/21, doctors in year growth will be 2% (incl. 1.5% revaluation) and the opening adjuster will be 1.7%. Everything else being equal this will reduce pension growth for AA purposes. @AISMANewsline @BMAScotland @condieshealth
Any additional votes would be welcome ☺️
@FifeChamber @condiesca @condieshealth #mortgages #remortgages
1
The Government have announced that from 2028 you won't be able to access your pension until age 57. The current cut off is 55. This will likely effect those born after 1973 (a vintage year if I do say so myself). #pensions @condiesca @MortAdvRandal @Linda_Nelson @FinAdvGary
Mark Houghton retweeted
Have you hear how happy our Mortgage Specialist's clients are? @MortAdvRandal receives testimonials every week from satisfied clients - read more here ow.ly/4lKW50B4lW9 #condiesnews #mortgages #happyfaces
ALT Happier than a box full of happy faces
"Housing market has busiest month in more than 10 years" @randalmclister @condiesca @Linda_Nelson @condieshealth
bit.ly/2Y85HAG
Due to the 2015 public service pension scheme being deemed unlawful on discrimination grounds, a consultation document has been published by the government - ow.ly/YA1m50AWdVD #2015pensionscheme
@aisma @Linda_Nelson @BMAScotland
This is a positive step forward as it will allow these doctors to remain in the older scheme until April 2022 or if beneficial to keep their 2015 benefits accrued
1
Mark Houghton retweeted
"53% of those who die over age 50 do not leave a #Will"🏴
I think the general public would be very surprised about this, yet how many individuals have privately been putting this off for years?
Now is ALWAYS better than later. Despite social distancing, we can still do this!
Having recently been approached by a client with an investment opportunity that was a scam, please stay alert and read my blog about the 7 lessons that can be learned from this ow.ly/FVYQ50zYLiR #scamalert #financialplanning @FifeChamber @condiesca
3
Mark Houghton retweeted
Stay alert when it comes to your money, why the scammers are getting better and we all need to be vigilant - read our latest blog on the website ow.ly/FVYQ50zYLiR #teamcondies #ScamAlert #FinancialAdvice
Mark Houghton retweeted
My mortgage holiday cost me £7,200! Read our latest blog on mortgage holidays from the Head of Condies Wealth Mortgage Services, @MortAdvRandal. ow.ly/UQTF50zPcEl #teamcondies #mortgage
