@FrancesDenmark
 New Jersey, USA
Joined July 2011
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Love this project @alipeltz19 – at Millburn, NJ
Michael Peltz@mppeltz24 Jun 2020
Help Teachers Diversify Their Classroom Libraries gofundme.com/f/diversifying-…
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Thank you @HollyBell8 for this inspiring, once-required reading list. Will keep teens busy during quarantine. 📚❤️ – at Millburn, NJ
Dr. Holly A. Bell ☕️
@HollyBell823 Apr 2020
It’s the 21st Century and my community is banning books. Might start passing these out on random street corners. Will totally be worth the bail.
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Enjoyed meeting our Congressman @Malinowski at his #Millburn rally today. (Note sign over his left shoulder. Something we need more of these days.) 🇺🇸❤️💙 – at Millburn, NJ
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After the death of the government’s fiduciary rule, some states promised to create their own. Massachusetts is now the first to do just that. wsj.com/articles/after-court…

After Courts Kill a Federal Fiduciary Rule, Massachusetts Launches Its Own

Massachusetts said it adopted new rules requiring brokers to act in their clients’ best interests, staking its claim as one of the first U.S. states to raise the bar on investor protections since a...

wsj.com
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Bloomberg Vows to Restore DOL Fiduciary Rule, Add Financial Transaction Tax at.law.com/ac2ygD?cmp=share_… via @ThinkAdvisor – at Millburn, NJ
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#VoteGina for #PuppyBowlXVI MVP! – at Millburn, NJ

Don’t know about you but #PuppyBowlXVI @AnimalPlanet is the high point of my day! 🐶🐕#ruffvfluff 🌟❤️ – at Millburn, NJ
An intriguing idea for increasing #retirement security for the American workforce💡 @AspenFSP @CWretirement – at Millburn, NJ
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A very powerful message for the New Year, recommended for all audiences. Scientists are increasingly realizing that we are wired to focus on bad things far more than good. In 2020, we can resolve to reverse that. wsj.com/articles/for-the-new…

For the New Year, Say No to Negativity

Bad experiences affect us much more powerfully than good ones, but there are ways to deal with this destructive bias and overcome it

wsj.com
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Excellent article by @annetergesen & @gmorgenson on how easy it is for public employees to be lured into high fee retirement plans by conflicted plan administrators. – at Millburn, NJ
anne tergesen@annetergesen18 Dec 2019
A teacher sued his union for endorsing high-cost investment products for teachers' savings. He lost. A court said the union wasn't obliged to act in members' best interests wsj.com/articles/teachers-pa… via @WSJ

Teachers Pay High Fees for Retirement Funds. Unions Are Partly to Blame.

Groups representing municipal employees and teachers are often paid to endorse investment products for members’ savings, which can carry high expenses that cut into the size of a retirement nest egg.

wsj.com
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Off the beaten path in #Burgundy with the Essex County #Wine Society #premiercru #bourgogne #chablis #mercurey #Rully #auxeyduresses #fixin #maconnais 🍷😋 – at Montclair, NJ
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Had fun on the #somm team at last Saturday’s @Wine_Advocate #MatterofTaste #verticaltasting #wineclass @penfolds @Chappellet_wine #hundredacre #laurentperriergrandsiecle #winemakers #winegeek #winetasting #ZiegfieldBallroom 🥂🍷
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Spending an amazing evening at a #barbaresco tasting - with a couple of #baralo thrown in - @essexcountywinenj #wine #redwine #winetasting #oldvines #youngvines #italianwine 🍷🍷🍷 – at Montclair, NJ
Brava Julia Fischer and @nyphil for a wonderful concert tonight! – at Manhattan, NY
New York Philharmonic@nyphil30 Oct 2019
Hi I’m Julia Fischer and I’m taking over the New York Philharmonic’s Instagram today. I’m warming up for rehearsal of Mendelssohn’s Violin Concerto with a little Bach, Sonata No. 1, Fuga. #nyphil #nyphilharmonic… instagram.com/p/B4QCBQcBjwA/…
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Enjoying a tart #rose #Sancerre #wine from the #LoireValley (with the help of @Coravin) gifted to me by my daughter following her second #wedding ceremony in the region. #FamilleBourgeois – at Millburn, NJ
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A study of the effects of #Syrah and #Grenache upon each other; a talk and #winetasting by John Livingston of Wines of France Imports @WineLibrary #Rhone – at Springfield, NJ
Season opener 2019-2020 for Essex County Wine Society kicks off with Old World- New World Chardonnay (France, NZ, South Africa, Oregon, CA) “Judgement of Montclair (NJ)”
🕊️ The EU stands for peace. 80 years ago a dark chapter in our history opened with the start of World War II. The EU was set up with the aim of ending frequent wars between neighbours. We are the first generation to work together for peace. Learn more→ europa.eu/!pf49Ph
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Congrats to former @iimag colleague @ImogenNYC on becoming a US citizen! 🇺🇸🇬🇧🌟💐 – at Millburn, NJ
Imogen Rose-Smith@ImogenNYC30 Aug 2019
Today I became a US citizen. As my first patriotic act I would like to say that @realDonaldTrump is a racist and a criminal. We must do better than this.
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