Dr Graham Spriggs retweeted
Multiple sources have told Insurance Post that Intact is exploring a potential bid for Hiscox as it tries to build out its commercial lines business.
hubs.li/Q04gMC-B0
Dr Graham Spriggs retweeted
To: Admitted Students on Ivy Decision Day
From: UATX
Congratulations. Getting in was hard and you should be proud. Now here’s some unsolicited advice so you don’t waste the next four years.
Go to class. We know this sounds obvious. But as the New York Times reported recently, Harvard students routinely skip class, rarely speak up when they're there, and focus on their devices instead of the discussion. Faculty say few students do enough preparation to contribute meaningfully. The average college student spends about 20 hours a week on class and studying combined. At UATX, we aim for 50. That’s the difference between a part-time commitment and a full-time job. You (or your parents) are about to spend upwards of $90K a year. If you don't show up, you're paying roughly $250 per skipped lecture for the privilege of sleeping in.
Read the books yourself. Your generation is the first to arrive at college post-literate — raised on short-form video, dependent on algorithms, and increasingly incapable of sitting with a difficult text long enough to let it change your mind. Ninety percent of college students use AI academically. This makes you more reliant on the authority of others. Most professors will also stand between you and the text. They’ll tell you what Marx “really meant,” what Aristotle “failed to see,” as though an academic in 2026 has outsmarted minds that shaped civilizations. The good professors do the opposite: they put you in front of the book and they work with you to find what a great mind has to teach us directly. Find those professors, and read everything yourself.
Say what you actually think. Seventy-three percent of conservative students report withholding their political views in class out of fear their grades will suffer. Our advice isn't political; it's intellectual. If you spend four years learning to say what's expected instead of what's true, you’ll graduate roughly where you started — just older, more credentialed, and more practiced at self-censorship. One study finds that nearly half of students show no measurable gains in “critical thinking” after two years in college. Keep this in mind as you make decisions about which professors to take and how to do your assignments. Taking a small hit on your paper to gain integrity and wisdom is usually worth it.
Ask for real grades. Sixty percent of Harvard undergraduate grades are now A’s. Twenty-five years ago, it was 20%. It got so bad that the legendary Harvard professor, Harvey Mansfield, started giving students two grades: the official one for their transcript, and a private one reflecting what they actually earned. He called the official grades “ironic.” So here's a suggestion: Take your A, but also ask your professors for a “Mansfield grade” so that you know where you stand. And don’t avoid difficult courses to keep your transcript clean for law school.
Get work experience before you graduate. Forty-two percent of recent college graduates are working jobs that don't require a degree. Many employers are projecting the next few years to be the worst college grad job market in years. A degree alone — even from an Ivy — is not a job guarantee. Seek out apprenticeships, internships, and real work starting freshman year. The students at UATX are connected with entrepreneurs and business leaders from day one. Many will graduate with four years of work experience alongside their degree. You can build something similar at your school, but you'll have to do it yourself.
Understand how debt shapes your life. If you're paying full freight or even half, do the math with your eyes open. Your decision to take on debt will quietly reshape the trajectory of your adult life through countless small surrenders: the job you take because it’s safe instead of starting the company. The city you choose to live in. The relationship you delay and the kids you don’t have. For women, a $1,000 increase in student loan debt lowers the odds of marriage by 2% per month in the first four years after graduation. None of that shows up in the college brochure. If you're going to take on debt, treat it like the constraint it is from day one: save aggressively and make sure every dollar is buying something that will actually compound in your favor.
Find the people who take school seriously. The best thing about a great school isn't the lectures or the library. It's the handful of professors and students who are genuinely there to learn — who read ahead, argue in good faith, and push you to be sharper. Find them. UATX is a small community of those who seek a serious education. At a larger university, you have to build this community yourself.
*
The most dangerous thing about an elite university is that it is very easy to do nothing for four years and still come out looking successful. The transcript will say you excelled. The diploma with the fancy crest will open certain doors. Your parents will be proud. And yet you will have coasted — through inflated grades, unread books, and borrowed opinions.
Getting in is an accomplishment. Making the next four years worth it will be harder, and the right decisions will change everything.
We wish you luck.
Dr Graham Spriggs retweeted
Advice for economics graduate students (and faculty?) vis-a-vis AI marginalrevolution.com/margi…
Dr Graham Spriggs retweeted
Learn ways to improve your writing: howtowritebetter.org/ebook/
Dr Graham Spriggs retweeted
Had a group chat with some insurance friends who know the insurance people at LMND. they all said they were competent people. The problem is they have no power. The insurance decisions mean squat there. It’s all about what the two headed leaders decide and they don’t view the insurance acumen as critical.
Dr Graham Spriggs retweeted
Pretending to have food poisoning just to claim compensation?
That’s not just dodgy, it’s #fraud! And it could leave you with more than just a bad taste in your mouth. 🤢
Criminal charges, a spot on the Insurance Fraud Register, and fines aren’t worth the risk. #InsuranceFraud
Dr Graham Spriggs retweeted
A Somerset man has been sentenced after trying to defraud £108k by faking a Range Rover theft post-pub crawl.
George Sawyer, 38, claimed keyless entry theft—but police found the car in a field, both keys with him, and evidence that blew his story apart.
Dr Graham Spriggs retweeted
President Tharman saves drug trafficker from noose because another person didn't get death sentence
stomp.sg/singapore-seen/pres…
Dr Graham Spriggs retweeted
It makes sense that Pie Insurance, which arose amid the explosion insurtechs and fintechs in the businessworld, is embracing the power and promise of artificial intelligence—particularly in its claims... claimsjournal.com/news/natio…
Dr Graham Spriggs retweeted
Eight Singapore indie booksellers launch Bookshop.sg as Amazon alternative bit.ly/3YI4VKm
Dr Graham Spriggs retweeted
People spend all day reading texts, emails, and social media posts, but will say “I don’t have time to read books.”
If you are reading this, then you do have time.
Put your phone down and pick up a book instead.
Your future self will thank you.
Dr Graham Spriggs retweeted
#OpenAI scores key legal victory as judge throws out copyright case brought by news websites
the-decoder.com/openai-score… #ai
Dr Graham Spriggs retweeted
Singapore's life insurance industry recorded a total of S$4.3bn ($3.2bn) in weighted new #business premiums for YTD3Q2024, an increase of 23.5% compared to the corresponding period last year,
#Singapore #Lifeinsurance #FinancialPerformance
asiainsurancereview.com/News…
Dr Graham Spriggs retweeted
Following last week's Budget by the new government, our Director of Policy and Public Affairs, Matt Connell, has provided a breakdown of the impact on our members and their customers.
Dr Graham Spriggs retweeted
700 years later nothing has changed:
(h/t @JamesClear)
Dr Graham Spriggs retweeted
I’m not saying going for a walk will solve all your problems, I’m just saying there’s almost no problem that’s going to be made worse by going for a walk.
Dr Graham Spriggs retweeted
Lee Hsien Yang says he will apply for demolition of 38 Oxley Road channelnewsasia.com/singapor…
Dr Graham Spriggs retweeted
Ex-deputy director at PA fined $10k for giving false information about quotations straitstimes.com/singapore/c…
























