Went there. Basically, they charge you per 100 grams of whatever you take. You end up waiting so long that you're starving by the time it's your turn, so you tell yourself you absolutely have to make it worth it by piling as much stuff as possible onto your frozen yogurt (and, as a result, emptying your wallet). Peak maximalist consumerism at its finest

Chez @Inflowpay on vous permet de process les paiements par cartes avec des taux d’acceptation phénoménales supplément frais pas cher et en PLUS on vous fournit un compte bancaire associe avec un support 7j/7 pour vous rep en cas de galères. Pour rappel on est utilisé par des licornes + boîtes cotées en bourse :)

true (interchange is purely going to the issuer) but they got what we call the "assessment fee" so it's kinda playing with words tho

And they are completely RIGHT about it. It was starting to become dangerous for many countries, especially when you consider how critical FX is as a lever for maintaining monetary sovereignty. Good decisions, and I expect other countries to follow suit until they find a proper way to regulate and deal with this.

A prospect called my mom today to speed up their onboarding (he applied 12h ago) I've seen aggressive follow-ups. I've seen cold call at 11pm. But bro went full omnichannel on my entire bloodline

A good friend works in the energy sector. It's a highly subsidized industry, which means there are tons of boxes to check and edge cases to account for in order to actually qualify for any of that funding. There are 2 main challenges with this: • The time spent per prospect is massive just to verify that the file is solid before submission • The time spent training salespeople is massive too, since they need to know all the edge cases, requirements, etc. In just a few weeks, he built an internal web app that he sends to prospects, fully AI-powered, which guides them through building their file and checking all the edge cases. He also built an internal AI chatbot that he makes available to all new sales hires. He can now convert 2x more prospects, and the average onboarding time for his salespeople dropped from 3 weeks to 1. He has zero technical background and dropped out of school very young. He discovered Claude Code and just kept iterating until he got something that worked. It's fascinating.

"PCI DSS Compliant" means absolutely nothing without context. What level? What SAQ type? Because anyone can self-fill a SAQ A form in less than a day and claim the same thing. Until they specify the level and validation method, assume it's just bullshit.

The new generation of founders is born global. We are building for them.

Great article from Derrick! If you want to understand how card payments work under the hood, this is a must-read

yh, yh, 30% chargeback, and might as well make it 100% while we’re at it plz guys…