Real Insurance Talk with Huff Insurance

Moving out but keeping your old home as a rental? Don't forget to update your insurance. Standard homeowner policies change once you are no longer the primary occupant. Have you checked if your coverage matches your current living situation? #HomeInsurance #RealEstateTips

Renting a car? Even with your own insurance and credit card coverage, consider the Loss Damage Waiver. It avoids headaches and coverage gaps, especially for 'loss of use' while your rental is repaired. #CarRental #InsuranceTips

Just because your mortgage company pays your home insurance through escrow doesn't mean you can set it and forget it. Banks change their addresses, and bills get lost. Ultimately, you are responsible for ensuring the policy is paid. #InsuranceTips #HomeownerAdvice

🚜 Proud of Dalton Nicklow for representing Huff Insurance as a guest speaker at the UMES Small Farm Conference! His presentation on farm insurance generated great questions and conversations with attendees. Thanks to UMES for the invitation! #FarmInsurance #UMES #HuffInsurance #RealInsuranceTalk

Crafting for profit? Your standard home insurance likely excludes your business equipment and offers zero liability protection for product lawsuits once you leave the house. Is your craft booth inventory actually protected if the worst happens? #InsuranceTips #SmallBusiness

#MondayMotivation "Wake Up, Kick Butt, Repeat" #MondayMotivations #HuffInsurance #MotivationalMonday

When it comes to auto insurance claims, the total dollar amount often matters less than you think. Whether a claim is just over your chargeable threshold or significantly higher, the impact on your renewal rate is often the same. Ever been surprised? #InsuranceTips #AutoInsurance

Refinanced your home? Don't forget to update your home insurance policy with the new lienholder information! Failing to do so could lead to missed payments and even cancellation. Reach out to your agent or company today. #Homeownership #InsuranceTips

Running a side hustle? Don't let it cost you everything. Many craft show vendors, even those selling from home, overlook crucial insurance for their tables. Protect your passion! #SideHustle #InsuranceTips

#ThursdayThought "Vision Whithout Execution Is Hallucination" - Thomas Edison #HuffInsurance

Contractors, if you do side work for friends, family and others, your boss's insurance probably won't cover you. A mistake could lead to a lawsuit and cost you everything. One side job could pay for a separate policy that protects your assets. #ContractorTips #Insurance

Got a dog? 🐶 You might need to check your homeowner's insurance policy for breed limitations or exclusions. Some breeds aren't covered! Ensure you have the right coverage. #HomeownerTips #DogOwners

The most overlooked coverage on your auto policy? Uninsured/Underinsured Motorist (UM/UIM). With up to 40% of drivers having no insurance or just state minimums, this protects you and your family from their negligence. #InsuranceTips #AutoInsurance #RealInsuranceTalk

#MondayMotivation "Even If You Are On The Right Track, You'll Get Run Over If You Just Sit There" - Will Rogers #WillRogersQuote #Will Rogers #MondayMotivations #HuffInsurance #MotivationalMonday

Running a side hustle from home? Your homeowners insurance might not cover business-related incidents. Ensure you have the right coverage to avoid unexpected issues. #HomeBusiness #InsuranceTips

Insurance companies selectively pay claims, but not arbitrarily. They pay based on the coverage purchased and what's stated in the policy. In 30+ years, I haven't seen a denied claim where coverage was active and paid for. #InsuranceFacts #PolicyCoverage

Congratulations on paying off your mortgage! Did you remember to tell your Homeowner's insurance agent to remove the lender from the policy? #MortgagePayoff #Homeownership #RealInsuranceTalk

Does anyone have a positive insurance experience to share? Most talk is negative, but I'm curious if good experiences exist. Share in the comments! #Insurance #CustomerExperience

Think your homeowner's insurance policy covers everything at full price? Think again! Replacement cost for contents isn't always automatic. Without it, your valuable items get covered at depreciated value. Always read your policy! #InsuranceTips #Homeowners #realinsurancetalk