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On the decision to extend UAD 3.6's implementation deadline, Fannie’s Jake Williamson said, “While we saw good readiness from appraiser software providers and the procurement process of appraisals, the systems around it really were struggling to be ready.” insidemortgagefinance.com/ar…

Initiatives offered through Homebase, @MBAMortgage’s new training and engagement platform for LOs, include NMLS-approved continuing education provided by a curated assortment of industry experts, monthly coaching sessions and advocacy updates from the MBA. insidemortgagefinance.com/ar…

FICO is touting its status as the long-time dominant credit score provider in the mortgage market to encourage FICO 10T adoption. “Nothing to integrate, nothing to recalibrate and no need for dedicated resources,” said marketing it circulated at #ABSEast insidemortgagefinance.com/ar…

Elio Mortgage, which has been operating for about four months, is trying to reduce the number of handoffs in the origination process by moving to a “pod” style workplace, where staff works on specific aspects of a loan. insidemortgagefinance.com/ar…

The Treasury Department released a notice of proposed rulemaking that details the framework around a restriction mandated by the housing bill on large institutional investors purchasing single-family homes. Feedback will be accepted for the next 90 days. insidemortgagefinance.com/ar…

Rocket established a “moving squad” to help brokers break away from the ultimatum set by UWM preventing brokers from working with UWM and a handful of competing lenders. Read more when you sign up for IMF’s Loan Originator News. eepurl.com/hWQmrn

The administration’s actions are inconsistent with ending the GSE conservatorships soon, analyst Jaret Seiberg said. “It will be difficult for President Trump and future presidents to give up that power…recap and release may no longer be inevitable.” insidemortgagefinance.com/ar…

Last year, the CFPB didn’t refer any potential ECOA violations to the Justice Department. The bureau is legally required to refer any matter to the DOJ when it has reason to believe that a lender engaged in a pattern or practice of lending discrimination. insidemortgagefinance.com/ar…

According to Inside The GSEs analysis, when a borrower was scored using all three credit models, Classic FICO was the highest score 23.9% of the time. VantageScore 4.0 was the highest score 35.8% of the time and FICO 10T, 40.3% of the time. insidemortgagefinance.com/ar…

Place, a real estate technology and services platform, has agreed to acquire Ardley, a portfolio intelligence and retention software provider. Place is also set to acquire Radian Group’s real estate services business in a deal expected to close by yearend. insidemortgagefinance.com/ar…

As interest rates rise, investors in ABS typically demand wider spreads, eating into issuers’ returns. But, Joseph Lau, president of LordCap Green and chairman of the Fixed Income Investor Network, said higher rates are ultimately attractive for investors. insidemortgagefinance.com/ar…

Even if Democrats flip Congress, they’ll have a slim majority, notes Pennymac’s Isaac Boltansky. “Things [we’ve] seen with the Republican party in terms of a divided caucus and trouble from procedural matters you would see on the Democratic side,” too. insidemortgagefinance.com/ar…

Freddie Mac is marketing a $400.0 million credit risk transfer transaction tied to a pool of mortgages with a UPB of $20.14 billion. It’s a relatively quick follow-up issuance from the GSE following a deal that closed at the end of September. insidemortgagefinance.com/ar…

Enterprise Bank and Trust announced that it’s ending its residential mortgage originations. The Missouri-based bank originated $81.4 million of mortgages in 2025, according to Inside Mortgage Finance. insidemortgagefinance.com/ar…

According to a new analysis by Inside Mortgage Trends, $174.22 billion of purchase mortgages with primary mortgage insurance flowed into agency MBS during the third quarter, a 12.5% increase from the previous quarter. insidemortgagefinance.com/ar…

PrimeLending took a $10.8 million pre-tax loss in the third quarter of 2026 after a $2.0 million pre-tax loss in the second quarter. Originations declined by 8.3% during that time to $2.2 billion and margins declined. insidemortgagefinance.com/ar…

Every $10 billion reduction in the Fed’s MBS holdings is associated with an 8.25-bp widening in the option-adjusted spread, researchers at the University of Alabama at Birmingham found. But that’s the short version — the long version is more complicated. insidemortgagefinance.com/ar…

United Wholesale Mortgage says it will sell mortgage servicing rights with an unpaid principal balance of between $70.0 billion and $80.0 billion during the fourth quarter. The sale is expected to bring in at least $1.8 billion. insidemortgagefinance.com/ar…

A third of owner-occupied homes were more than 50 years old as of 2024, according to @nardotrealtor. Despite the large supply of housing due for upgrades, usage of FHA’s 203(k) rehab program has remained low. insidemortgagefinance.com/ar…

Newrez turned a $604.8 million profit before taxes during the third quarter, more than five times the income the unit generated the prior quarter. Newrez owned MSRs with a total unpaid principal balance of $572.0 billion as of the end of September. insidemortgagefinance.com/ar…