My Mission: Spread Financial Freedom / Stock Market / Mutual Funds / Gold / Crypto / FIRE Group → https://xitter.cf/t.co/jvybPZ2m1i
Joined September 2019
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Don't miss out on the polls I specifically do on the SIR WhatsApp channel: whatsapp.com/channel/0029Va9…
Microsoft layoffs isn’t just some folks losing jobs. It has bigger mental effect.
1. Gives green light to other tech companies to do such bigger round of layoffs.
2. Spending mindset of folks goes down just from the fear that they are next.
3. Sales goes down for companies, slowing down the economy; thus further reducing new job openings.
And lets not forget Indians will go through this cycle when they have record personal debt from EMIs to multiple other loans which RBI is also flagging for a long time.
Tighten your seat belts. Brace for impact. And please start working on diversifying your income sources.
For 99% of people, SIP is the 3rd best option to generate wealth.
2nd best is to increase monthly income.
And the best is to combine the two.
Unfortunately, all the discussion is only about the 3rd best option.
I still don’t understand why in the age of AI, Indian Govt websites are still so badly designed.
Websites are the face of a nation in digital age.
Just buy a Claude subscription and ask it to revamp the UI/UX. Also ask it to check for vulnerabilities etc.
And then devs check the PR manually and deploy it to production.
@AshwiniVaishnaw @narendramodi all govt sites’s look & feel can can revamped in just a month.
Cloud strategy for personal & family photos:
Each trip or event's photo collection - make it a folder. Encrypt with @VeraCrypt_IDRIX.
Upload that container (folder) to Google Drive or Jio Cloud for free. Now Google or Reliance can't see/use your personal family photos.
Don't directly upload photos or clips to these unencrypted drives. Specially in the age of AI.
"I wish I was here sooner" - SIR Community Member
There are 3 ways to join. You can choose any 1: SaveInvestRepeat.com/communi…
One of the major differences between ₹1 Crore Real Estate portfolio & ₹1 Crore REITs portfolio is
In the REITs portfolio, you can sell ₹25 lakh out of it on any weekday with couple of clicks.
Minimum once a year you should get a full body check-up done for your entire family. 🩻
If not aware which exact tests to do, HealthyProducts.in already lists them.
(Check the "Tests" section)
This is your reminder to have a "Nominee".
Always add nominees to your Mutual Fund Folios & Demat Account.
Without nominee, it will be extremely difficult for your family to access your net worth.
And yeah, you never know when you're gone. Don't let your hard work go to waste.
6 of these 25 sources, directly allows you earn in USD: SaveInvestRepeat.com/Income
Dhan has lowered it’s US investing brokerage to match with Groww and Zerodha.
All 3 offering at 0.1% now.
Seems like all Indian brokers want US investing market share as much as possible.
What most call Mental Disorder is just a Lifestyle Disorder.
Of course you are depressed, You:
• Sit all-day
• Sleep late
• Wake up late
• Don't workout
• Eat junk
• Spend 70% time looking at a screen
• Have no money ₹ ₹ ₹ goals
This is a LIFESTYLE disorder.
Every single political party in India is moving towards freebies, as we go deeper into this debt based fiat economy.
They can't keep pumping the economy forever by distributing free money. Somewhere the maths will break & they will have to take drastic measures to handle that situation.
That's why I keep saying - Shield your Savings.
🚨 CAG Report exposes Himachal's FINANCIAL CRISIS
> ₹1.04 LAKH CRORE liabilities.
86% of revenue receipts swallowed by salaries, pensions, gratuities & subsidies.
Only ~14% left for capital investment & development 🤯
₹3,102.88 CR spent ABOVE Assembly-authorised amounts.
₹438.66 CR spent WITHOUT budgetary provision.
₹673.11 CR allocated to 14 schemes. ZERO utilisation.
This isn’t “VIKAS”. This is a fiscal crisis being pushed onto Himachal’s future.
Sukhu-led Congress government owes Himachal an answer: Where is the money going, and who will pay the bill?
CAG has spoken. Now the people of Himachal must ask questions.
🛡️ Execute the 6 steps & shield your savings from those drastic measures: saveinvestrepeat.com/Protect…
2026 returns so far:
🇺🇸 Nasdaq 100: +24.22%
🇺🇸 S&P 500: +19.2%
🥇 Gold: +4.7%
🌐 Bitcoin: -1.36%
🇮🇳 Nifty 500: -10.66%
🥈 Silver: -14.64%
All data is adjusted with INR.
First 5-7 years of your investing journey is just a test on - Do you really deserve the wealth?
The next 5-7 years is when you "feel" the portfolio really start to grow.
Current Indian Govt has staggeringly failed in reducing license raj which India is carrying since many previous govts.
It curbs both innovation and competition.
In last 48 hrs, India’s image in Cyber Security space has been immensely destoryed and license raj is an indirect contributor to that.
@sanjeevsanyal @ShamikaRavi deregulation should be Govt’s top priority and current pace of it is extremely slow pushing Bharat further behind in global race.
If you'd like to start an #emudhra competitor in India, a CCA license requires 50 crores for companies and 5 crores for Individuals/firms.
The rest of the guidelines are at cca.gov.in/sites/files/pdf/g…
Save Invest Repeat 📈 retweeted
Indian govt can't secure shit: emudhra, aadhaar, the list is endless. CERT-IN issues advisories, protects nothing.
But Home Min & DOT will shove stupid ideas down our throats be of their god complex.
They have no idea how much will break, & can't be bothered to figure out
Breaking :
SIM Binding will be Operational from 1st of January
#WhatsApp and Telegram Messenger will require a Physical Sim to operate.
#Apple has made necessary changes in its iOS to support Sim binding
A software patch was released in September to detect the absence of a Sim card in the iPhone.
Snapchat not required to follow Sim binding rules.
Signal App has not responded to govt notices on Sim Binding rules.
Details Here.