Keith Maeder Adviser

When do you plan to retire? What kind of lifestyle do you desire? How much do you have right now that you can count on for your retirement? What about Social Security; do you know what kind of benefits you can expect? These are all tinybfs.com/t/xIjbJC

The latest issue of Market Week is available. tinybfs.com/t/UMqTeT

See key market data for the week ending October 23, 2026. tinybfs.com/t/nSrSkC

The "401(k) plan," the popular name for a qualified cash or deferred arrangement (CODA) permitted under Section 401(k) of the Internal Revenue Code (IRC), has become one of the most popular types of employer-sponsored retirement pla tinybfs.com/t/NqWXj5

Economists expect yields on 10-year treasuries to stay over 5% well into 2027, in a sign that relief from high borrowing costs is nowhere on the horizon. tinybfs.com/t/3Iea0N

Learn how distribution funds can help you put income on autopilot. tinybfs.com/t/9zvYt3

An integral part of managing your personal finances involves properly maintaining your financial records. This is especially important in the event of a crisis or emergency so that you can quickly locate something if needed. tinybfs.com/t/XO9EIj

It’s not enough, yet it’s the best we have. tinybfs.com/t/aeEqpi

See key market data for the week ending October 16, 2026. tinybfs.com/t/kl0Rcv

If you have more income than you need and are searching for ways to minimize your taxes, you might consider gifting unneeded income-producing assets to relatives in lower tax brackets. This strategy usually lowers overall taxes and tinybfs.com/t/mwkaH6

For retirement plan sponsors, fee benchmarking can seem deceptively simple. Put provider A next to provider B, compare the numbers, and identify the lower-cost option. tinybfs.com/t/FEfgSn

Asset allocation can help you manage the level and type of risks you face as an investor. tinybfs.com/t/gJU0lg

An individual retirement account (IRA) is a personal savings plan that offers specific tax incentives to encourage you to save for retirement. Currently, there are two types of retirement IRAs. Traditional IRAs allow for tax-deducti tinybfs.com/t/ro9sD8

Watch out for these five factors that could derail your retirement. tinybfs.com/t/I7K2Z1

The general rule is that spouses are not responsible for each other's debts. tinybfs.com/t/ecSHzg

The Federal Thrift Savings Plan (TSP) is a tax-deferred retirement savings and investment plan set up to help federal civilian employees and military personnel save for retirement. tinybfs.com/t/tni5mi

You can transfer your business by using a family limited partnership (FLP), an S corporation, or a limited liability company (LLC). tinybfs.com/t/hbQCK3

A 100-year life means a 60-year career. Employers need flexible work arrangements that allow breaks, fewer responsibilities and new ways to contribute as needs change. tinybfs.com/t/geQtVk

The Economic Growth and Tax Relief Reconciliation Act of2001 made significant changes to IRAs and retirement plans. One provision ofthe act allows some low- and middle-income taxpayers to claim a partial,nonrefundable income tax cre tinybfs.com/t/Wm7REU

Taxable distributions you receive from your IRA or retirement plan before you reach the age of 59½ are generally considered by the IRS as premature distributions (or early withdrawals). To discourage these premature distributions, t tinybfs.com/t/sjJgnS