Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan) header
Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan) profile picture

45 yo attempting pivot from 9-5 career to an early retirement | Investing | Additional Income | Sport| Family & and life to enjoy on the journey | Possible ? ?

Joined August 2021
Photo by Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan)Photo by Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan)Photo by Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan)Photo by Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan)Photo by Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan)Photo by Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan)Photo by Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan)Photo by Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan)Photo by Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan)Photo by Middle Aged Plan | Too late to FIRE?? (@MiddleAgedPlan)
Thread… Ending 2020 with a small pension, limited savings and realising that I'm going to be working till >65 years at the going rate was eye opening. So I gave myself 5 years to sort my finances out and leverage ways to retire way before that. (1/5) ⬇️
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WFH and Ryder Cup on the radio. It's going to be a good Friday. #RyderCup
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CLOSED MY GIA Yep, completely closed, with overall loss. Why, and what I've learned. Thread 1) It wasn't tax efficient. Only after my £20k pa S&S ISA limit was reached should I have even considered it. 2) Unless you have time, and are financially savvy, don't pick stocks.
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10) Don't try and time anything. 11) Automate; take both the hassle and emotion out of the process 12) Budget, and be honest with how much you can invest and realistic with what this can achieve in your timeframe
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So, now the money is out it's going to be deployed as an investment in a local business. Happy to answer questions
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If this was your pensions performance Vs CPI+3% would you be worried?
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Do you include pension contributions in your savings rate? Why, or why not?
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Being trying to tell the children it doesn't grow on tree's and then we find this
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Took me a while to realise this ⬇️
Stop buying individual stocks IF you don’t have any advantage in assessing value (time, knowledge, etc) Or not good at assessing the growth over 3-5 years. Just buy ETFs.
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Renewed UK passports for the children today...nearly £190 (one is over 16) so unlikely to add to any positions this week!
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UK Commerical Landlords....question? Whats sort of gross yield should we be looking at on a commercial property? 5-7% looks respectable but am I way off? Lots of variables I know. Other way to spin the quesitons, what gross yield would spark your interest?
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As you age you must continue weight bearing exercise. Spent 6 hrs yesterday on trains/tubes sandwiching 6hrs in the office. Guess what? Squatting today was terrible, lots of niggles around the knees etc. Coincidence? I think not. Get up out the chairs and move.
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If you haven't got anyone to share your plans with you haven't got the right people around you.
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Would be very happy sitting on 18m.
Is 18 months too much for an emergency fund?
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With harvest well underway it looks its not just the farmers who are busy... #flytipping #NFU #harvest23 – at East, England
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Fountain pens- has anyone else gone back to using them? Personally, I love mine but what's your choice- fountain pen, rollerball, ballpoint, pencil?
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Interested to see what everyone is using as an operating system these days:
67%macOS
33%Windows
0%Chromebook
0%Other
3 votes • Final results
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Good Sunday: Gym ✅️ Gym with son so ✅️✅️ Matched bets placed ✅️ Going to spend rest of it 1) reading the FT- yes a printed paper and 2) doing some further number crunching around a local business looking for private investment.
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