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Building @Crediblefin ... Crediblyyyy! Member @SuperteamBlack Futard @MetaDAOProject

Earth
Joined April 2021
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August was a heads down build month at Credible. Not much noise, a lot of cooking. Here's what happened: Infra: Migrated our banking partners in a key emerging market so we can scale and operate more efficiently. Integrated our first card processor, going live soon. Also gearing up for our SOC 2 Type 2 certification audit. Compliance: Updated our onboarding frameworks to meet the regulatory requirements in two of our key emerging markets, keeping pace with a changing landscape. Design: Contracted a UI/UX agency that previously worked with a MetaDAO listed project. Sneak peek of the new look coming in September. Transparency: We're evaluating external auditors to work alongside us so we can start publishing financial statements. One of them already works in the MetaDAO ecosystem. $CRED rewards: We're preparing to add profits to treasury and finalizing our strategy to reward $CRED holders, our stakeholders. Lots built. Lots left. Exciting times.
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payments still get treated as an operational detail in a lot of businesses But the ability to collect, settle and move money compliantly affects how fast you can grow that's a much bigger conversation!
Payment infrastructure is a competitive advantage. And the numbers explain why. From slow settlements to failed checkouts, outdated payment systems cost businesses more than they realise. Here's what the 2026 data tells us. 🧵
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London called 🇬🇧 ,We said, “Say less, we’re on our way!” The Credible lot are heading to @SolanaEvents Breakpoint 2026 to link up with the builders, founders and the @solana community. See you lot in London. It’s gonna be a good one!
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every new market comes with a different set of payment rails, currencies and banking relationships founders already have enough things to figure out when expanding payments shouldn’t be one of the biggest.
Expanding into a new market is hard enough. Payment setup should not make it harder. Cross-border payment enablement can take 3–6 weeks, with documentation, compliance reviews and account setup all adding to the process. New markets mean new currencies, payment rails and providers to deal with. Credible's Open Payments Stack helps businesses connect to local payment infrastructure through one integration. Planning your next market expansion? Try Credible and see how we can help.
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the rails are moving trillions real businesses still need to collect, pay suppliers and settle in local currencies connecting those two worlds is one of the most interesting problems in payments right now
RESEARCH: Stablecoins settled roughly $35T onchain in 2025, more than @Visa and @Mastercard combined. Only about $390B of it was a real payment. A new CoinDesk Research report maps where the value actually went, and why @crediblefin is building for the gap in between.
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one quarter at a time. more payment volume, more markets, more infrastructure to get right. there’s still a long list of things to build but good to look back at how far we’ve come. Credible Q3 report is out.
Our Q3 $CRED ownership coin report is here. We put the numbers, ownership structure, treasury decisions, market performance and valuation analysis in one place. Q3 brought $533.2M in payment volume and a 50.8% increase over Q2. Q3 was a big quarter for Credible, now it’s time to look under the hood🧵
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Cross-border payments involve more than moving money from one country to another. Every transaction has to navigate different jurisdictions, regulatory frameworks, and compliance requirements. At @SolanaSummitOrg Singapore, @Arp_it1 shared his perspective on the infrastructure needed to make global money movement simpler. Building on @solana means building on infrastructure that can support the next generation of global payments.
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Solana moves fast, we’re putting that speed to work. $1B+ in payment volume processed on @solana Modern payments for modern businesses, powered by Solana. @solanapayments
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token2049, @SolanaSummitOrg , and a lot of good conversations. met some amazing builders, caught up with familiar faces and spent time with the @SuperteamBlack community good to be here with the Credible team.
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September was a pretty big month for Credible. $191.8M in payments processed, taking cumulative volume to $1.349B. we also went live with naira rails in Nigeria, started the Canada MSB transfer, moved closer to Singapore licensing, and pushed USD, EUR and GBP virtual accounts toward launch. card processing is now in pilot, Interac is underway, and we approved a proposal to convert up to $250,000 USDC into USDv. a lot of infrastructure quietly coming together behind the scenes.
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a few years ago, building a fintech that worked globally meant spending an absurd amount of time figuring out payments that problem is slowly becoming an API call honestly, that’s how infrastructure should work
Have an idea for a fintech app built around stablecoins? A wallet. A neobank. A remittance app. You can build the front end, Credible can power the financial infrastructure underneath it. Here’s how. 🧵
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See you in Singapore 🇸🇬
Credible will be at @token2049 Singapore. 🇸🇬 From global payments to digital assets, we’re excited to meet the people building across the ecosystem, catch up with partners, and explore new opportunities to work together. Attending #TOKEN2049? Drop us a message. We’d love to meet. See you there.
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Tune in at 12:30 PM EST as @Arp_it1 and @DineroDom0 talk $CRED, Credible and what’s ahead.
Tomorrow on MCG $CRED | @crediblefin (@MetaDAOProject eco) w/@Arp_it1 📅Wednesday, 30th September 🕛12:30PM EST 📍Tune in here Stream powered by @fomo and @MetaDAOProject
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good breakdown from @Delphi_Digital @MetaDAOProject is testing what ownership looks like when founders and capital stay accountable to each other
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Your cargo can spend weeks crossing the Pacific; your money doesn’t have to. Pay Chinese suppliers in CNY from your USD balance with Credible. One API. T+0 settlement.
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Transparency is how credibility compounds :)
You asked for more visibility. We built it. The new Credible Transparency section brings payment volume, onchain financials, $CRED price data, ownership and token transparency into one place. Also, financial statements are coming soon. It’s all now in one place on our website.
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Nigeria is already a ~$23B annual remittance market and that’s just one piece of the money moving in and out of the country when you add trade, payroll, freelancers and businesses, the need for better cross-border payments becomes a pretty obvious argument
Nigeria is becoming a much bigger part of the global dollar economy. A US company importing Nigerian goods. A Nigerian business paying an overseas supplier. A freelancer in Lagos working with clients in New York. Different transactions. Same problem: Moving money across borders efficiently.🧵
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Something is missing @solana
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Cloudflare showed what happens when you take an absurd amount of internet infrastructure and hide the complexity behind a simple interface that’s what great infrastructure does i think global payments are waiting for that same moment one integration, hundreds of local rails underneath
Payments should work like APIs. One integration. Clear documentation. A predictable interface. And a lot of complexity handled underneath. Here's why it matters 🧵
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this is why i’m so bullish on asia so many countries here have already built payment infrastructure that works extremely well locally connecting these rails could turn asia into one of the most open payment regions in the world
🇮🇳 INR. 🇻🇳 VND. 🇨🇳 CNY. 🇵🇭 PHP. 🇮🇩 IDR. Five currencies. More than 40% of the world’s population. Some of the world’s biggest and fastest-growing payment markets. Money moves across these markets every day for remittances, trade, payroll, marketplaces and global businesses. And the local rails are already here. InstaPay, VietQR, bank transfers, wallets and more move money at massive scale. The opportunity is connecting those rails to global dollars. Stablecoins can provide the 24/7 settlement layer. Local infrastructure handles the payout. With Credible, businesses can connect once and access USD → INR, VND, CNY, PHP and IDR through one payments stack. Global dollars in. Local money out. Asia is where global payment infrastructure is getting built for the next decade. That’s why we’re building the rails to make global money move more freely across Asia.
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tomorrow’s CLARITY Act vote could be a pretty big moment for global payments too we’ve spent decades building systems to move money across borders and a lot of them were designed for a world where everything happened during banking hours stablecoins change some of those assumptions completely regulated stablecoins becoming a more accepted part of the financial system could have a really interesting effect on cross-border payments especially when you combine them with local payment rails you could have businesses collecting locally, moving value globally and settling payments much faster we’re still pretty early if you ask me
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