Stablecoins are better money
Sending $200 in USDC on Base costs roughly 86% less than traditional services, per new research from Coinbase and @TheBlockCo
Your life doesn’t run on banking hours, your money shouldn’t either.
Stablecoins already meet that bar – with most volume moving on nights, weekends and holidays.
73% of volume to be exact.
And that’s just one of the findings from our new research with @TheBlockCo ↓
Most wallets ask one question: where should the money go?
OwnPay asks another:
What should the money become after it arrives?
One incoming USDG payment can become spendable cash, savings, and a stock allocation automatically.
And if the market is closed, the ownership portion waits for the next session instead of breaking the payment.
Coming soon on @RobinhoodApp mainnet
This is very close to the direction we’re taking OwnPay.
We’ve already built pay, gift, tip + vest for tokenized stocks on Base, alongside B20-aware portfolio accounting.
That foundation naturally extends into:
#3 real-world spend 👉 Stock ownership
#5 corporate-action-aware portfolios
Build the ownership rails first. Then make them part of everyday money movement.
OwnPay turns every payment into ownership.
Tokenized Stocks have crossed $1B+ in volume on @base
Some more ideas I'd love to see (ping me if you're building here):
1. cb wrapped assets + tokenized stocks - think combining cbHYPE & NVDAc
2. Markets for crypto-collateral based stock purchases
3. Real world spend cashbacks in tokenized stocks
4. Community driven thesis based portfolios / copy-trading / vaults around tokenized stocks
5. Corporate actions aware portfolio - think a product that tracks balances, share equivalents, price and claims consistent through corporate actions like dividends, splits and pauses etc.
who's building these?
What if every payment could do more than just arrive?
Get paid in USDC.
Keep what you need.
Turn part of it into ownership.
▪️Gift stocks
▪️Tip stocks
▪️Vest stocks
That’s the direction we’re building with OwnPay on @buildonbase.
Payments → ownership.
🤖 Made with AI
OwnPay retweeted
Base Batches applications close in 24 hours
If you’re building the future of global finance on Base, this is your last chance to apply
OwnPay retweeted
Builder Quests are back
And a $5,000 prize pool up for grabs
How to enter: Build a project that helps people trade or use Coinbase Tokenized Stocks on Base
OwnPay retweeted
🤖 Describe Your AI Agent in 3 Words.
If you could build your own AI Agent, what would it be like?
🎁 50 USDT Giveaway
🏆 5 Winners × 10 USDT
To enter:
✓ Follow @BOTChain_ai
✓ Like + RT
✓ Reply with your 3 words
Three words. That’s it. 👇











