Everyone is debating the new 0.4% UPI fee But I think there’s a more interesting way to look at it Why do some of India’s biggest founders (except @Ashneer_Grover) rarely spend their time abusing governments, regulators or politicians? They understand one thing: A broken system is often a business opportunity. Payment infrastructure is no different. High fees, Huge FX markups fee, compliance and too many intermediaries make moving money difficult. That’s exactly why we’re building PayZoll.finance. And we’re not the first. • Practo, roughly a $700M company, came from a broken healthcare experience, including medical records being lost between hospitals. • Delhivery, with a ₹32,000+ crore market cap, saw massive friction in Indian logistics and built around it. • The Whole Truth, valued around $350 to $400M in its latest funding, saw the confusion around food labels and built around transparency. The pattern is simple: Problem → friction → infrastructure → company. So That’s exactly what we’re building with PayZoll for cross border payments: • Stablecoin to bank payouts • Fiat to fiat payments • 50+ currencies in 80+ countries • Built in compliance • Remittance documentation • Dual rail model to keep fees low We’re not complaining about how the system works. We’re building the system people actually want to use. Keep earning. Keep building. Keep moving money. And when you do, use PayZoll :) Sign up at PayZoll.finance