PensionCraft helps you become a better investor. Check out our membership at https://xitter.gq/t.co/fPH1uujATU & videos at https://xitter.gq/t.co/vplcQIzcU0 Tweets by @ramincharles
Amersham, South East
Joined December 2016
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Free webinar: how to manage your ISA post-Budget
Ramin and Lightyear’s Wander go live 11 Nov, 7pm: what the Budget changes, what to do before the tax year ends, and what ISA platforms cost you.
Register: buff.ly/gC7hZ7m
Educational, not advice. Capital at risk.
Join me this evening, 5 November, at 6pm UK time for my YouTube livestream response to the BoE rate announcement. Join me live and hear my summary of what it means for UK investors and homeowners.
👉 buff.ly/NjAIrWO
How many funds do you actually need?
Watch the full version of this video on YouTube: How Many Funds Should You REALLY Own? 🔗 buff.ly/ZSm4DmK
We confess which core allocations tempt us to jump ship, and try to work out whether we’re responding to a real change in our lives or just a strategy that’s had a good run.
buff.ly/N8GHymu
The bets you never chose.
Watch the full version of this video on YouTube: How Many Funds Should You REALLY Own? 🔗 buff.ly/ZSm4DmK
Six funds, much the same ride as one.
Watch the full version of this video on YouTube: How Many Funds Should You REALLY Own? 🔗 buff.ly/ZSm4DmK
More funds doesnt mean less risk
Watch the full version of this video on YouTube - How Many Funds Should You REALLY Own? 🔗 buff.ly/ZSm4DmK
The cost of insuring against Big Tech defaults has hit record highs, as massive data centre spending eats up free cashflow. Further down the AI food chain, markets are pricing in serious odds that CoreWeave defaults, and treating Oracle more like a junk borrower than a tech giant.
Is the credit market spotting cracks the stock market has missed?
buff.ly/qDk0oyg
Join me tomorrow night ( 28th October @ 7 PM UK time) for my YouTube live stream response to the UK Budget.
Use this link to join me live or set a reminder 👉 buff.ly/GNMezH6
Return Stacking, Not Risk Stacking
Watch the full version of this video on YouTube: The 60/40 Portfolio Is Broken: Return Stacking Might Fix It 🔗 buff.ly/BhAKXYn
The Big Bond Myth Most Investors Believe.
Watch the full version of this video on YouTube: The 60/40 Portfolio Is Broken: Return Stacking Might Fix It 🔗 buff.ly/biQTOId
When “Safe” Bonds Lost Twice as Much as Stocks
Watch the full version of this video on YouTube - The 60/40 Portfolio Is Broken: Return Stacking Might Fix It 🔗 buff.ly/biQTOId
Cheapest European-listed accumulating ETFs in 9 categories, with fees from 0.03% (as of 4 Oct 2026).
Full list: buff.ly/YUdUS8f
Educational only. Not financial advice or a recommendation to buy, sell or hold any investment.
#ETFs
Honoured to have been named Best Investment Education Creator at the Finfluencer Awards 2026 🏆
This belongs to our community. Thank you for learning with me and asking the questions that shape every video.
Congratulations to all the winners and finalists! #FinfluencerAwards
Some ISAs let you put money back. Some make you start again.
Take £100k out of the wrong kind and you can only return £20k a year. That's five years to rebuild.
The question worth asking: can I put it back?
The Blue Whale Growth Fund has delivered outsized returns since its inception nine years ago. Recently those returns have come from concentrated bets on the picks and shovels behind the AI boom.
We talk to Stephen Yiu, Chief Investment Officer, about how he picks stocks, when he decides to sell, and what the recent chip sell-off means for a fund built on AI hardware.
buff.ly/h8cN1zu
