Positive Com Finance

Raising bridging finance against land? Positive Commercial Finance has compiled an easy to use 10 point checklist that will hopefully speedup your bridging finance application for land. Key areas covered in our Land & Planning Bridging Checklist: 👉 Borrower Profile: Track record, ID, and company details. 👉 Site & Legal Pack: Title registers, site access, and constraints. 👉 Planning Position: Permission status, conditions, and team details. 👉 Exit Strategy: Concrete plans for refinancing or sale. Providing a full pack at the outset avoids unnecessary underwriting delays and helps lock in competitive terms. Download your FREE Land/Planning Bridging Loan Checklist here:👇 positivecommercialfinance.co… 📞 0161 763 0321 / 0203 879 4241 🌐 positivecommercialfinance.co… @johnpcf1 @jameswaddicker #LandAcquisition #BridgingLoan

We secured stretched senior debt for an experienced developer client to refinance debt and fully fund the completion of 191 residential units in Berkshire. Pre-selling began following formal terms, attracting strong buyer and investor interest. Works commenced immediately 🛠️, with most units expected to pre-sell during the 18-month build 🔑. 📞 0161 763 0321 / 0203 879 4241 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #PropertyFinance #PropertyDevelopment

Build complete with units left to sell? Stop overpaying on development finance while waiting for buyers. Switching to a Developer Exit Bridge after Practical Completion offers key advantages: 👉 Lower Rates: Lower costs once construction risk is removed. 👉 Avoid Extension Fees: Refinance before expiry to prevent default charges. 👉 More Selling Time: Secure 6–18 months to sell at target prices without rushing. 👉 Release Equity: Unlock capital against the completed GDV for your next project. Optimise your finance strategy past completion. Contact Positive Commercial Finance today: 📞 0161 763 0321 / 0203 879 4241 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #DeveloperExit #BridgingLoan

🌟 Client Feedback That Speaks for Itself 🌟 There's nothing more rewarding than building long-term relationships with clients who trust us time and time again. A big thank you to our client for the fantastic review of Simon and the team at Positive Commercial Finance. At Positive Commercial Finance, we understand that securing the right funding is only part of the process. We're committed to providing expert advice, competitive finance solutions, and proactive support from application through to completion. Thank you for your continued trust and recommendation—it means a great deal to our team. If you're looking for a commercial finance partner who combines market expertise with outstanding service, we'd be delighted to help. Get in touch now for a quote.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #BridgingFinance #DevelopmentFinance

We are proud to announce that Positive Commercial Finance has won the NACFB Development Finance Broker of the Year 2026, after also picking up the award in 2024. 🏆 In addition, we won B&C's Best Development Finance Broker 2026, back-to-back after 2025 and were Highly Commended at Business Moneyfacts Awards in 2026 and 2025. Thank you to every client, introducer and lender who made this possible. Speak to Positive Commercial Finance today to discuss your next project.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #DevelopmentFinance #PropertyDevelopment

Finance Acronyms - “What does that mean?” Have you ever been baffled by a quote, document or email littered with acronyms? Positive Commercial Finance have put together 107 financial acronyms relating to Bridging, Development and Commercial Finance. Download your FREE Finance Acronyms Cheat Sheet here:👇 positivecommercialfinance.co… 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #BridgingFinance #DevelopmentFinance

A developer sought a second opinion from Positive Commercial Finance on directly sourced terms. Following a consultation, PCF improved the terms and introduced a proactive, pragmatic lender whose efficiency was key to closing the deal. The Lancashire site, featuring scenic sea views and existing utilities, has planning consent for 23 three- and four-bedroom houses. Existing Valuation and Monitoring Surveyor (MS) reports were reassigned to the new lender, who agreed to on-board the non-panel MS to accept their report. The developer has commenced the 15-month build and agreed to involve the lender in marketing the properties. Speak to Positive Commercial Finance today to discuss your next project.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #DevelopmentFinance #MortgageBroker

Need more time to sell your properties, but your LTV is too high for conventional refinancing? Our institutionally backed Developer Exit/Sales Bridge product allows your current lender to secure their residual debt with a second charge. This helps you repay the majority of your Development or Bridging loan, avoid default interest and penalty fees, and secures the additional time you need to complete your sales. ✔️ Up 75% LTV gross ✔️ Up to 18m ✔️ Residential properties only (some mixed-use considered) ✔️ Up to £5m Priced case by case, but typically: ✔️ 2% Arrangement Fee ✔️ Interest at 11% per annum ✔️ 1% Exit Fee With NO UPFRONT FEES whatsoever, you have absolutely nothing to lose, so we invite you to test our services today..👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #BridgingFinance #DevelopmentFinance

⭐ Another Happy Client! ⭐ We're always proud to hear how our team has made a real difference for our clients. A huge thank you to Rob M for sharing his experience: "I had a great experience working with James Waddicker at Positive Commercial Finance. He truly went above and beyond to ensure my bridging loan was completed smoothly. His dedication, problem-solving, and willingness to go the extra mile really made the difference. I’d highly recommend him to anyone in need of expert, proactive support!" At Positive Commercial Finance, we're committed to delivering expert guidance, proactive communication, and tailored funding solutions every step of the way. Thank you, Rob, for your kind words, and congratulations on the successful completion of your bridging loan. If you're looking for commercial finance support from a team that puts your goals first, get in touch today. 👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #CommercialFinance #DevelopmentFinance

Have you considered refinancing an existing bridging loan? Positive Commercial Finance has compiled an easy to use 11 point checklist that will hopefully speedup your re-bridging loan application. Re-Bridging Points include: 👉 Borrower/ Director Information 👉 Existing Bridging Loan 👉 Property Details 👉 Security Information 👉 Loan Requirement 👉 Exit Strategy 👉 Development Works (if applicable) 👉 Solicitor Details 👉 Valuation 👉 Credit Information 👉 Supporting Documents (where available) Download your FREE Re-Bridging Loan Checklist here:👇 positivecommercialfinance.co… Speak to Positive Commercial Finance today to discuss your next project.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #DevelopmentFinance #ReBridging