Real Money Moves

Most investors argue about returns, but the real risk is misallocating for the life you’re actually living. 👉 realmoneymoves.com/best-asse… Saving enough without adapting allocation can feel responsible while compounding the wrong behavior. The hardest part is acting on it.

How many of you actually set aside extra Dip-Money? 🤔 I keep a little bit to play with, but its very difficult for me not to invest everything at once.

I recently took the opportunity to start a small position in $SMH It has been a lot of fun buying these dips, lol.

Seeing a little green today, but is it purely emotion? 🫣 The move is likely due to oil prices pulling back as concerns over a major disruption to the world’s supply ease. Still, oil is still above $100, while the 10-year Treasury yield remains near 5.25%. So what changed?

Farm debt may be more of a problem than the official data shows. 🤔 Historically, USDA has measured farm debt primarily through data reported by banks, Farm Credit institutions and other regulated lenders. However, farmers are increasingly relying on suppliers, equipment companies, fintech firms and other nontraditional lenders. Vendor credit is typically measured through the Agricultural Resource Management Survey, whose response rate has fallen from roughly 68% in 2009 to just 33% in 2025. $MOO $VEGI $DBA $TAGS

Mortgage rates are back above 7%. The average 30-year fixed rate jumped 19 bps to 7.49%, (highest level since November 2023). Why? The 10-year Treasury yield $IEF has surged as inflation, higher oil prices and stronger economic growth push yields higher.

Markets are heating up in South America! Brazilian stocks exploded higher after Senator Flávio Bolsonaro led the first round of Brazil’s presidential election. $EWZ surged 12.5%, while Brazil’s Ibovespa index jumped 7.7%.

Did somebody say, "All-time highs?" 😎 $VOO $SCHG

Serious moves coming up! Q3 earnings are about to become the market’s next major catalyst. Some big names report this week: $PEP Thursday $DAL Friday Then next week, the big banks kick off earnings season, including $JPM, $GS and $MS. 👀

Not gonna lie... Taking a week away has been such a wonderful change of pace. But I definitely missed you guys. Hope you had a great week without me! And happy Friday 😊

A fine circle, indeed 👌

TGIF FinX. Get out there and touch some grass. ✌️

“Probably one of the most frustrating experiences in life is looking for an above-average job with above-average pay without becoming an above average-person." — Jim Rohn

Yields on HYSAs have officially started to increase again 🤔

You dont often see such a well diversified portfolio here on FinX. This is solid work 👌

The FT Vest S&P 500 Dividend Aristocrats Target Income ETF, $KNG, tracks the Cboe S&P 500 Dividend Aristocrats Target Income Index. Top holdings: $FDS 1.81% $ROP 1.79% $BDX 1.74% $ERIE 1.72% Expense Ratio: 0.74% Yield (TTM): 8.53% 5 Year NAV Return: 5.52%

"Look everyone, I'm beating the S&P!" Beating $SPY isn't impressive until your record exceeds 15 years, period. Change my mind. 🤔

$AMD is a core player in high-performance compute, converting innovation in CPUs and GPUs into share gains across data centers, gaming, and AI, driven by rising demand. Weight in Semiconductor ETFs: $SOXX 8.23% $SMH 5.36% $XSD 2.87% $SOXQ 4.09%

A classic Dow Theory Warning Signal has occurred: Both the Transportation and Industrial averages have broken important technical support. The broader market, however, is not currently confirming a generalized collapse. $DIA