
Credit Card Explorer and Benefit Tracker for India ๐ฎ๐ณ ๐ News Alerts: https://xitter.cf/t.co/IjW2On9SLa #RewardMatrix #ccgeeks #ccgeek
Joined October 2024
- Tweets632
- Following27
- Followers464
- Likes143
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Going all in for the next 2 months. I'm too deep to give up right now. Building the next version of @RewardMatrix.
๐พ๐ง๐๐๐๐ฉ ๐๐๐ง๐ ๐๐๐ซ๐๐ก๐ช๐๐ฉ๐๐ค๐ฃ๐จ ๐๐ง๐ ๐ ๐๐ก๐ก๐๐ฃ๐ ๐ฉ๐๐ ๐๐ช๐ฃ, ๐จ๐ฉ๐๐ก๐ก ๐ฌ๐ค๐ง๐ฉ๐ ๐๐ช๐๐ก๐๐๐ฃ๐ ๐จ๐ค๐ก๐ช๐ฉ๐๐ค๐ฃ๐จ?
On this unfortunate day of credit card devaluations (mostly) I'm deciding between shutting down RewardMatrix vs going deeper and building the next iteration. Right now I'm trying to figure out how user behaviour is going to change with diminishing rewards. Are they going to give up, not finding it worth the hassle or are they going to optimise harder.
One thing I'm certain is that new people are going to find it less exciting to enter. The barrier for them is also going to increase due to increasing complexity. For example Burgundy to Marriott now has to go through ITC with 10K quarterly capping. This is after paying Rs. 35k in fees and maintaining 10L in savings.
The big rewards are getting cut or have a very high eligibility criteria. The small rewards, are they really worth the mental peace?
Build the next iteration that connects all the fragments in the credit card awareness and optimisation space or move ahead to building something else? Remember at the end of the day I need to monetise things that too without selling data. This space is already super niche.
#ccgeeks
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Replying to @RewardMatrix
@RewardMatrix is going native ๐ฑ!
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
When travelling abroad, if you're asked to pay b/w Rs and local currency, ALWAYS choose local currency. This option is given on POS terminals and during ATM withdrawal and selecting Rs can cost you 4-10% extra.
๐POS image on the right shows the 7% markup @FinPaal had to pay
livemint.com/money/personal-โฆ
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
BizBlack rewards breakdown on taxes answered by the Oracle.
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Replying to @DealsDhamaka
100%. I only optimize for big transactions and use one fallback card for everything else, Atlas in my case. I value mental peace more than 2% on Rs. 1000 :p
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
We're pushing a late night News UI update:
1/ Less clicks need while reading news
2/ Expanded news content, no accordion
3/ DB query optimisation that improves load time
4/ More spaced out content for better readability
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Against popular belief, here are 11 times you should absolutely ๐ด AVOID a credit card (even if everyone says otherwise): ๐
1โฃ Unstable income
Freelancers and gig workers - one slow month, and interest snowballs. Build a cash buffer first.
#ccgeeks
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
An Open Source Rewards Tracker That Wonโt Sell Your Data. Should I Build It?
Let me know your thoughts on Reddit. Link below ๐
#ccgeeks
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Prove us wrong: RewardMatrix is the only platform out there with a fully functional reward calculator. Everyone else is just trying. ๐
#ccgeeks
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Weโre now 100 members strong - maximizing rewards by staying on top of the latest credit card news. ๐ณโจ
#ccgeeks #RewardMatrix
Just hit 99 members on our WhatsApp Alert Channel! Whoโs gonna be #100? Letโs go!
#ccgeeks
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
๐จ New Card Review Alert!
Is it really the cheapest Diners card in India? We dive into its 13.33% Swiggy/Zomato rewards, 26.67% SmartBuy perks, lounge access, and 50k points cap.
Worth it or not? Check it out!
#ccgeeks #RewardMatrix
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Itโs new card review day ๐ Might even squeeze in more than one. Stay tuned!
#ccgeeks
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
We're thrilled to share another piece of positive feedback from a happy RewardMatrix user! RM News stands on the shoulders of #ccgeek giants, and weโre incredibly grateful to all the brilliant minds who continue to share their discoveries and keep the community informed.
Cheers!
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Top 5 most viewed credit cards on RewardMatrix this week ๐ฅ
Letโs break down whatโs catching everyoneโs attention ๐
โป๏ธ -- โค๏ธ -- Bookmark for later #ccgeeks
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Battle of the Kings: Infinia vs EPM โ๏ธ
rewardmatrix.in/credit-cardsโฆ
#ccgeeks
๐ณ HDFC Infinia vs ICICI Emeralde Private Metal โ Indiaโs ultimate travel cards face off with @aadil @dhimantn @ameyakarve & @prakharag2 aka Dames!
Four points & miles junkies. One fiery debate. All the feels. ๐
๐ง New TGIPMS episode coming this weekend. Letโs break it down ๐งต
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
๐ฅ Round 2: RewardMatrix AI vs ChatGPT
โQuestion: "how many reward points do I earn if I make tax payment of 70000 with hdfc biz black metal"
โ
RM correctly answers 9,830
โ ChatGPT incorrectly answers 7,500
#RewardMatrix #ccgeeks
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
If you're using ChatGPT to calculate reward points, then we have some bad news for you.
This is why you should start using Oracle, the RewardMatrix AI Chatbot available to all for free.
#RewardMatrix #ccgeeks
๐ฅ RewardMatrix AI vs ChatGPT
Prompt: "I spend 5L on hotels & 5L on flight via ishop portal per month via emeralde private metal. How many reward points do I earn monthly?"
โ
RewardMatrix: Rs. 48,000
โ ChatGPT: Rs. 65,000
#RewardMatrix #ccgeeks
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Upcoming Card Release: Diners Club Privilege
If you have any card requests you'd like to see next, drop them in the comments.
#RewardMatrix #CCGeeks
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Saw a few folks drop off at signup... so Iโm adding Google Auth to make things smoother. No passwords, no friction - just one click and go.
Coming soon to RewardMatrix.
#RewardMatrix #ccgeeks
RewardMatrix - Credit Card Benefit Tracker ๐ณ retweeted
Starting to see a little buzz around weekly newsletters ๐
Thinking:
๐๏ธ Weekly roundup
๐ Card of the week
๐ง Word of the week
๐ฅ Hot deals
๐งโโ๏ธ Picks from the Oracle
Would love a few more votes before I commit - whoโs in?

























