Portfolio Results/announcements coming up in November .😊👍 HY Results HICL NAV/Quarterly updates SEQI RECI SMIF TFIF MGCI NESF UK Economic Thursday 5-11-26 Interest rate Wednesday 18-11-26 October inflation

Added a few #SEQI shares. Ex-Div Thursday.

The best course of action for most retail investors today is strategic patience rather than panic-selling or dramatic portfolio overhauls. The government has largely ruled out major changes to CGT & is heavily prioritizing gilt market stability—market-shocking budget remains low.

England captain Harry Kane has won the Ballon d’Or awarded to the world’s best footballer, the first British player to win in 25 years.⚽️ Well done!👏

Investors are widely keeping their heads down today ahead of Wednesday's massive UK Autumn Budget. The absolute lack of orchestrated leaks from the Treasury has made the market highly nervous about potential surprises—in particular corporate and bank profit tax surcharges?

Oil prices are pulling back from 6m highs due to recent diplomatic progress in the ME, but they are far from "crashing". While headlines highlight sharp daily drops, global prices remain elevated compared to early 2026 baseline levels. OIL (BRENT) $111.17/bbl.🛢️

PHP is also pleased to note that Fitch Ratings has reaffirmed the credit rating of Assura Limited as BBB+ with a revised outlook of Stable (previously Negative), following the progress made on private hospital and primary care joint ventures.🏥✅

My dividend income continues to grow through the compounding effect of reinvested dividends, alongside the progressive dividend policies I expect from stalwart holdings INPP, HICL, PHP and UKW. The aim is to build an increasingly reliable and growing income stream.

#CAML Update on completion of the acquisition of Cygnus Metals Limited, listing on the TSX, issue of consideration shares, grant of options and appointment of additional director. sparklive.lseg.com/news/rns/…

#PHP Increased target size of existing primary care JV with USS — £400 million from £250 million. sparklive.lseg.com/news/rns/…

Microsoft is offering voluntary buyouts to around 60,000 employees — approximately 27% of its 223,000-strong global workforce. As it pours billions into AI, the move signals a major workforce reduction as the company restructures and seeks to control costs.

The Budget is expected to bring a 3.9% increase in the National Living Wage to £13.20 an hour for workers aged 21+. Younger workers are reportedly set for smaller increases. The changes would take effect in April 2027, if confirmed.

Anthropic’s S-1 listing "catastrophic risks to humanity" sounds wild, but it’s actually standard IPO risk disclosure logic applied to frontier AI. When your entire valuation relies on massive, fragile compute clusters, lawyers must legally state the absolute worst-case scenario.

UK shop price inflation has jumped to 2.1% in October, up from 1.4% in September and a 2½-year high, according to the BRC. Retailers warn rising energy, food and supply-chain costs are becoming harder to absorb, raising the risk of further price rises for consumers.💷📈

How long does it take to build a £1M ISA? 💷📈 At a 7% annual return, the timeline shifts dramatically depending on how much you invest each year. £5k vs £20k isn’t just 4x the money… it’s 18 years faster to £1M. ⏳🔥 Compounding matters. 🚀

Reinvested dividends are a powerful wealth-building tool. Your income buys more shares, which generate more income, which buys even more shares. Over time, compounding does the heavy lifting. It’s time in the market, not timing the market.

SpaceX has reached a binding commitment to enter into an approximately $40 billion master finance lease for GPUs and related equipment with an entity managed by Apollo Global Management, Inc. (Apollo).🚀🛰️

#SMIF NAV has been volatile YTD although NAV TR is just positive.

Added a few #SMIF shares—trading below NAV. Pays monthly Dividends.

Creating a special tax allowance for low-paid pensioners risks adding yet another layer of complexity to an already complicated tax system. A clear, consistent PA would be simpler to administer, easier for taxpayers to understand and less likely to create arbitrary boundaries.

3 Portfolio holdings going Ex-Div. on Thursday. #SUPR #SEQI #MGCI