Focused on being a great dad and making a better life for my family. Will move for Warmth.
Joined May 2018
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2026 net worth calculation is complete!
The final tally came in just over an 18% INCREASE this year.
This is the 4th consecutive yearly increase and our NW has almost 3X since 2022!
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Retire to Warmth retweeted
THE WORLD SERIES CHAMPIONSHIP BELONGS TO MILWAUKEE, WISCONSIN!!!!!!!!!!!!!!!!!!!!!!!
Retire to Warmth retweeted
BREAKING: The average cost of a family’s annual health insurance premium in the US is up +$1,303 YoY, or +5%, to a record $28,303.
This marks the 4th consecutive annual increase of at least +$1,300.
Over this period, the average annual premium for family coverage has surged +$5,884, or +26%.
To put this into perspective, CPI inflation has risen +13% over the same period, or half as much.
Since 1999, the average health insurance premium for a family has soared +$22,494, or +387%.
This represents an average annual growth rate of +6.1%, well above CPI inflation at +2.6% over the same period.
Health insurance has never been more expensive.
youtu.be/9Qza_OBzFmk?is=YBRe…
@DadisFIRE the folks at bigger pockets are looking for your input. @Mrs1500 calls you out in the first 4 minutes. Ya'll should connect.
This is horrible advice-don't put your EF at risk.
Once upon a time I invested 25% of our housing down payment as the market was running up and housing was running up with it. I'm glad I didn't deploy more as those years were 2007-09.
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This is so wild. Always steps up in the biggest moments. Would love to see him in a world series
Jackson Chourio is about to have the record for most playoff RBI before turning 23 years old
LOOK AT THE GAMES DIFFERENCE BETWEEN HIM AND #1
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Don't mind my eye rolling as the announcers heap praise on Nixon.
Quite obvious they don't see him play much
#GBvsNYJ
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100bps would shock the economy but risk slamming breaks on a mostly healthy economy
Do nothing and you risk inflation taking hold as increase oil cost trickle into the rest of the economy
Cut and you are adding fuel to the inflation
Most likely is 25 to 50bps wait and see
FED has 2 options tomorrow .
1. Raise by 25 BPS . Put bandage on a wound with festering tangerine. Useless.
2. Raise by full percent. In an instant, this will exterminate all bond bears, dollar bears, equity bulls and collapse inflation to 0%.
0%!
Be a man Kevin.
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I love football.
All preseason everyone was calling for Nixon to be cut and within the first 46 seconds he had a tfl and a pick.
#gopackgo
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Well, I am mere weeks from doing our annual net worth statement update.
Each of the past 3 years saw a NW increase of 22%+
Any guesses on this year's results?
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Yes we are up on the year, but these past 3 months have been just about as boring of a market you can have
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Retire to Warmth retweeted
We just hit 1x annual spending in our brokerage. We are at 13x in retirement accounts. With a 9yr goal to retirement (early) and 16-17 yrs until access to retirement accounts what would you do?
Highest taxable yrs are now.
0%Max 401k extra->brokerage
0%Lower 401k, inc brokerage
100%401k only to match
1 votes • Final resultsWe just hit 1x annual spending in our brokerage. We are at 13x in retirement accounts. With a 9yr goal to retirement (early) and 16-17 yrs until access to retirement accounts what would you do?
Highest taxable yrs are now.
0%Max 401k extra->brokerage
0%Lower 401k, inc brokerage
100%401k only to match
1 votes • Final resultsSo spot on. My boys are in the thick of this journey and we definitely see this out there. Just sit back and enjoy.
A PARENT’S JOURNEY THROUGH YOUTH SPORTS:
Age 5: “He’s got a cannon.”
Age 6: “He’s the fastest kid out there. Coach said so.”
Age 7: “Rec ball isn’t challenging him anymore.”
Age 8: “We tried out for select. Obviously made it.”
Age 9: “$2,800 for the season. Plus uniforms. Plus tournaments. Plus hotels.”
Age 10: “Cooperstown is basically a family vacation, right?”
Age 11: “He needs a hitting guy. And a pitching guy. And probably a mental performance coach.”
Age 12: “I’m not a crazy sports parent. The OTHER parents are crazy.”
Age 13: “We changed schools. For academics. (And also baseball.)”
Age 14: “Showcases are a requirement at this age.”
Age 15: “Ya his ranking just ticked up. We’re cooking.”
Age 16: “He just needs to get seen by the right school.”
Age 17: “The D1 schools want him to walk on. He’ll earn a spot by sophomore year.”
Age 18: “Okay, D2 is actually really competitive.”
Age 19: “He’s redshirting. Strategic.”
Age 20: “He’s focusing on school now.”
Age 21: “You know what? He’s so much happier.”
Roughly 7% of high schoolers play in college.
About 1.5% of those get drafted.
Less than half of draftees ever play one day in the big leagues.
The odds of our kids going pro are somewhere between “struck by lightning” and “find a $100 in old shorts.”
I love youth sports (all my kids play a bunch of them) just keep a good perspective my friends. ✌️
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