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Velosurance insures your bike against theft, crashes, and transit loss, plus optional liability, medical gap, and uninsured motorist coverage—all in one policy.

Colorado Springs, CO
Joined September 2012
Folsom, CA holds its final vote Nov 10 on new e-bike rules: 15 mph on bike paths, 10 mph on some park paths, possible park bans, and $100/$250/$500 fines, with minors' citations going to parents. First approval came Oct 27.
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Illinois e-bike rules start Jan 1, 2027: riders must be 15+ for Class 1 and 2, 16+ for Class 3, and bikes that go over 28 mph need a license, insurance, title and state registration. IL SB 3484 was signed Aug 26.
North Carolina e-bike rules change Dec 1: Class 3 bikes (28 mph pedal-assist) stop counting as mopeds, and riders or passengers under 18 on one must wear a helmet or face an infraction. NC H 1094 (S.L. 2026-46) adopts the three-class system.
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Miami, FL riders: e-bikes and scooters are banned from city sidewalks starting the first week of November. Use bike lanes or streets posted 30 mph or less, max 20 mph, riders 16+ with photo ID. $100 fine per violation. Approved Oct 22.
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Monument, CO Ordinance 25-2026 bars non-street-legal e-motos and electric dirt bikes from town streets, trails and parks. Fines run $50 to $1,000, police can impound, and parents face up to $250. Class 1-3 e-bikes stay legal.
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Palm Beach County, FL e-bike riders could soon need to be 14+ and carry photo ID, with a 15 mph cap on sidewalks and bike paths, 10 mph near pedestrians, and no wheelies. It passed first reading 7-0; public hearing and final vote Dec 1.
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Colwich, KS council has backed new e-bike rules: a 20 mph speed limit, helmets for riders 16 and under, and no e-bikes or e-scooters on Wichita Street sidewalks. They come back as a formal ordinance for a vote at next month's meeting.
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Helena, AL Ordinance 1045-2026 would cap e-bikes at 15 mph on multi-use paths and 10 mph on unpaved trails, require helmets under 16 and keep e-motos off paths and sidewalks. Fines up to $500 or 30 days in jail. Still a draft; no vote date set.
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NJ legislators are getting on e-bikes before they vote: Assemblywoman Tennille McCoy and Velotric are hosting test rides at the Trenton State House to show the gap between a 20 mph Class 1 bike and an e-moto as the licensing rollback bill advances.
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Atlanta, GA residents can still apply for an e-bike rebate in 2026. The Atlanta Regional Commission program tiers the discount by household income, so lower-income applicants get the most. Eligibility and the application are at atlantaregional.org.
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Pottsville, PA Ordinance 953 is in effect: no e-bikes, bikes, e-scooters or skateboards on downtown sidewalks, and no blocking pedestrians anywhere in the city. Riders under 12 must wear helmets. Fine: $25 per violation.
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North Platte, NE riders: the new ordinance keeps e-bikes off streets posted above 25 mph (crossing is allowed), permits sidewalk riding if you yield to pedestrians, and makes parents answerable for riders under 16. Enforcement starts with warnings.
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Schenectady, NY's draft e-bike code would require helmets at every age, ban e-bikes from sidewalks, parks, plazas and school zones, and fine repeat violators up to $500. Shops would have to post the rules at the register. A public hearing comes first.
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NYC Council is weighing 17 e-bike bills: a ban on selling 25 mph throttle Class 3 bikes, mandatory labels on street-illegal devices, dyno tests of seized bikes, DCWP licensing for delivery apps, and tougher hit-and-run penalties. No votes scheduled yet.
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Ohio riders may soon need a $25 registration for every e-bike and e-scooter. Sen. William DeMora's bill also bars riders under 14, requires helmets and adds e-bike questions to the license exam. It is pending in the OH Senate; nothing has passed yet.
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Honolulu's Bill 52 is on the mayor's desk: helmets for every e-bike rider, bikes over 750W banned from streets and paths, wheelies illegal. At the HI Legislature, HB 184 would require a driver's license for e-bikes and HB 958 keeps Class 3 off sidewalks.
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Huntingburg, IN votes Nov 10 on Ordinance 2026-36: Class 3 e-bikes and e-motos banned from sidewalks and trails, no riding on downtown sidewalks, $25/$50/$100 fines, parents liable for kids, police can impound. Residents can still weigh in before the vote.
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California riders: from Jan 1, 2027, sidewalks default to 10 mph and cities can cap trails at 10–20 mph (CA AB 2346). Shops must disclose class and top speed. AB 2595 lets San Mateo County fine parents $25 for under-12 riders. SB 1167 hits e-moto sellers.
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This is what white on white crime on the Lakefront Trail in Chicago looks like 🫠 Guy in a bike helmet and a group of walkers are screaming at each other over the bike lane. Kids nearby. Tons of swearing and warnings that “you’ll get run over,” “I’ll laugh at your stupid ass.” Full meltdown. Most violence is intra-racial. This is just the loud, entitled version.
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Starting Jan 1, 2027, Illinois treats any e-bike over 28 mph as a motorcycle under IL SB 3484: license, registration, title and insurance required, no bike lanes. Riders under 15 can't use Class 1 or 2 e-bikes at all. Police can impound violators' bikes.
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