Centiiv

This isn’t just an update It’s a major step forward in how businesses move money globally We’re excited to introduce a rebuilt Centiiv that is designed to make cross-border payments faster, more reliable, and easier to scale With Centiiv 2.0, you can: - Operate seamlessly across multiple markets - Access deeper, more efficient liquidity - Manage multi-currency operations without friction - Unlock new revenue opportunities from your payment flows It’s time to tap in.

A payment may be technically ready for processing but still face delays when liquidity is unavailable in the required currency or corridor. The constraint may lie beyond the payment interface itself.

Liquidity extends beyond available cash. In crossborder payments, it involves having the required funds in the right currency and location, with access available when the transaction needs to be completed.

Businesses operating across different time zones need payment systems that can support transactions beyond regular business hours. @arc supports the movement of value around the clock. However, completing a cross-border payment also depends on having the necessary liquidity, meeting compliance requirements, and having access to payment systems in the destination market.

Liquidity is essential to reliable payment operations. Without access to sufficient funds in the required currency and corridor, businesses may struggle to complete transactions on time, regardless of their overall balance.

New month, new possibilities. Here’s to businesses finding their footing in new markets, opportunities turning into progress, and more connections moving business forward. We Wish you a productive November .

A business can enter a new market with a product and customers. But sustainable expansion also needs a way to collect, convert, manage liquidity and settle money reliably. That's the infrastructure layer we built at Centiiv.

A payment aggregator serving businesses across multiple markets needs more than a way to move money. When payouts depend on coordinating liquidity and different payment providers, delays can slow down operations and keep businesses waiting. With Centiiv, businesses, payment platforms, and e-commerce platforms can connect to liquidity providers and access supported stablecoin-to-fiat and fiat-to-stablecoin payment flows. And the difference matters to the people using it. Damian Olebuezie, CTO of Jumpa, shares his experience: “We've been using Centiiv for the past two months for our offramp services. Their rates are good, and payout is instant.Most importantly, they provide 24/7 support on WhatsApp, so any customer complaint or technical issue is resolved almost immediately. I'll definitely recommend them.” Built on @arc, Centiiv brings faster settlement and USDC-denominated payments into the workflow, helping make cross-border payment operations more efficient. Centiiv is live on Arc mainnet, and we are excited to share that we've been selected as a Circle Developer Grant recipient. We are building the infrastructure that connects liquidity to real-world payments. Explore Centiiv: centiiv.io and book a demo Meet us on Arc: community.arc.io/?utm_source… Watch our demo: youtu.be/6Izbgdvs7CQ

Businesses shouldn’t treat payment infrastructure as something to figure out after entering a new market. Quick fact: Collection, currency, liquidity and settlement requirements can shape the market's operational viability from the start.

The interesting question isn't whether stablecoins replace traditional rails. It's how stablecoins, bank networks and local payment systems can work together across the transaction lifecycle.

IMF data: Digital transactions in emerging and developing economies rose from 55 per adult in 2017 to 251 in 2024. More digital activity increases the importance of payment infrastructure that can connect markets.

Payment infrastructure is moving toward a multi-rail environment. For global businesses, the challenge isn't simply choosing one rail, it's managing different rails across different markets. That's the environment we're building for.

Behind a cross-border payment can sit routing, compliance checks, FX, liquidity management and settlement. That's the infrastructure layer we work with every day.

Going beyond your home market requires more than finding customers. You need payment infrastructure that can support collections, currencies, liquidity and settlement as the business grows.

McKinsey data shows data global payments generated about $2.5 trillion in revenue from $2 quadrillion in value flows in 2024. Payment infrastructure sits underneath a huge share of economic activity.

Technology expands what is possible, but infrastructure determines how widely those possibilities are shared. — Peter De Caluwe, Thunes. Market expansion needs both.

The IMF estimated the global traditional and crypto cross-border payment market approached $1 quadrillion in 2024. At that scale, infrastructure isn't a side issue.