UK SME lending: decades stuck, now rewritten.
Open banking is core credit infrastructure. The FCA has named SME lending the #1 use case for open finance. Only 34% of SMEs expect a "yes" from their bank.
The lenders moving now will shape the next decade → hubs.ly/Q04h_Dp90
Winn Solicitors transformation:
📉 10 days → 24 hours (onboarding)
📈 28% → 75% (completion rates)
Not working harder. Working smarter.
See the complete financial picture from day one → hubs.ly/Q0439cB40
Every CHO knows this moment. Claim looks genuine, someone needs a vehicle today.
But rushed verification means hidden accounts surfacing weeks later.
The best CHOs aren't choosing between speed and accuracy anymore.
hubs.ly/Q042rq8v0
#CreditHire #Impecuniosity
🏆 Thrilled to win Best Use of Data at the @OpenBankingExpo awards. Recognition that validates our mission: helping lenders make better predictions with real-time transaction data.
Full winners list: hubs.ly/Q03PHtYx0
#OpenBankingExpo #DataInnovation #CreditRisk
Multi-vehicle accident. 3 claiming impecuniosity. Multiple insurers disputing liability.
Traditional approach = weeks gathering statements, incomplete evidence.
Complete financial visibility for all parties in minutes changes everything.
hubs.ly/Q03LG1kC0
#CHO
"We've just spent £47k on a case we should never have taken to court."
The call no #CHO wants.
Strong case. Convincing disclosure.
Then reality:
→ Hidden assets
→ Undisclosed income
What you don't see costs everything.
hubs.ly/Q03KxHQ90
#PreAssessment #CreditHire
Temporary vehicle needed urgently.
CHO assessment challenges:
❌ Hidden savings
❌ Available credit
❌ Undisclosed income
Traditional = days + delays
CIS = instant assessment + immediate provision ⚡
hubs.ly/Q03JRymD0
#CHO #CreditHire
🏆 Shortlisted for Best Use of Data at the @OpenBankingExpo Awards!
Proud to be recognised for helping lenders make better predictions with real-time transaction data.
Winners announced 21 October 📍 London
#OpenBankingExpo #DataInnovation #RealTimeInsights
CHO dilemma: Help accident victims fast or risk missing hidden assets?
Traditional verification:
→ Wait days for statements
→ Analyse partial info
→ Discover hidden accounts later
What if complete verification took 5 minutes?
hubs.ly/Q03JxQcG0
#CHO #Impecuniosity
We're proud to announce that DirectID is now - Atto.
Find out more: atto.co/blog/directid-become…
We were excited to speak with @Jamesvarga, founder of @_directid about #Open Banking and the opportunities it provides to redefine the credit and risk industry - part of #Scotland #FinTech Festival. See here for the full interview and exciting events.
fintechscotland.com/unlockin…
Atto retweeted
#UK-based company @_directid has partnered with @Zinia_ai to offer #hyper-#personalisation and to assist with #regulatory #compliance in the #lendingindustry.
Discover more reading The Paypers: bit.ly/3NiFiJk
#fintechnews #payments #paymentnews #OpenBanking #banking
🚨 We've got some big news!
🤝 DirectID have partnered with @Zinia_ai to make hyper-personalisation a reality in the lending sector.
hubs.ly/Q01TWkjj0
Atto retweeted
We have to build more bridges between people wanting products and people providing products. That’s simply what we do: 📢 @jamesvarga (@_directid, open banking).
ℹ️ @e_Residents.
e-resident.gov.ee/blog/posts…
Atto retweeted
More than 1/3 of all tech unicorns & decacorns created in the UK have graduated from our growth program. Excited to see what’s next for our alumni: @CervestEarth, @nPlanHQ, @_directid, @rukahair, @frogsystemsltd & @Busuu.
#WeAreTechNation #scaleups
technation.io/scaling-succes…
Atto retweeted
Open Banking solutions provider @_directid up with alternative lending platform Faciit. spr.ly/6019OrpsF
Atto retweeted
Inspiring stories of entrepreneurs who have leveraged the power of #eResidency for their business success. 💡
💬 Want to learn how #Estonia has become their #digital home and how they are shaping the world? Read about the stories here: e-resident.gov.ee/blog/categ…
Atto retweeted
#OpenBanking provides a real-time, complete view of an individual’s financial circumstances...
direct.id/blog/a-better-way-…
@_directid
#Utilities #ArrearsManagement #Vulnerability
Incredible article from @e_Residents - an interview with @jamesvarga on how DirectID is shaping a new credit & risk landscape 👇
How an Estonian e-resident, CEO & founder of @_directid, @jamesvarga, is revolutionising credit risk analysis in #Estonia and beyond? 💥
Check out the #blog post written by e-resident @mayamiddlemiss to discover the benefits of #eResidency and Estonia. 👇🏼
e-resident.gov.ee/blog/posts…
Atto retweeted
'... #openbanking is a game changer for #utilities providers.' – such a great blog post from @_directid:
direct.id/blog/a-better-way-…
#ArrearsManagement #Vulnerability