Taiwo (@flickyjames) profile picture

Freelance Photographer Sport enthusiast Husband Father retweets ± endorsement

Lagos, Nigeria
Joined October 2015
Photo by Taiwo (@flickyjames)Photo by Taiwo (@flickyjames)Photo by Taiwo (@flickyjames)Photo by Taiwo (@flickyjames)Photo by Taiwo (@flickyjames)Photo by Taiwo (@flickyjames)Photo by Taiwo (@flickyjames)Photo by Taiwo (@flickyjames)Photo by Taiwo (@flickyjames)Photo by Taiwo (@flickyjames)
Taiwo retweeted
I can’t believe intellectuals like Dr. Aloy Chife, Kalu Aja, and many others could descend to this level, disregarding facts and data simply to protect a regional presidential project. I sincerely apologize to the Nobel Laureate, Prof. Wole Soyinka, for criticizing him last year. Nigeria is truly divided.
92
292
48
1,067
122,428
Replying to @Bond_not_james
Now,you all see why Soctates oppose democracy. Imagine, making such a person part of the people that decide who will be the leader of a country. I strongly believe the decision shouldn't be open to everyone but rather selected few.
3
15
1,698
Well you can't understand what you have zero idea about or when you are not paying attention to details. States mentioned by @PeterObi, apart from Anambra state and Oyo that was just approved other states have a forest guard. As a presidential candidate one would expect that you would pay attention to details especially when it comes to security and governance. The state requested during their NEC meeting they needed manpower to solve their forest issues, the FG and State both agreed to recruit based on the capacity of the states, while the state will pay their salaries, the FG will monitor their training, arm them and provide SOPs to the state. The Amotekun is not a forest guard agency but a community policing and it does not in any way affect the recruitment of Forest Guards that will be done by the state. I hope you can understand better now, if you wish to understand?
What Our Pervasive Insecurity Requires: A Holistic not Reactive Approach. In a hasty effort to be perceived as attentive and courageous, it is reported that President Bola Tinubu has approved the recruitment of about 1000 forest guards for Oyo State. This is a further demonstration of poor leadership and attending to very serious governance and security issues with a reactive approach. It is the same reactive approach that led to the sudden removal of fuel subsidy and floating of the Naira that has caused irreparable damage to ordinary Nigerians and the economy. While recruiting more security personnel for Oyo state and the country is important, it should be done in a more organised and well-thought-out manner. Presently, almost all the 36 states in Nigeria are experiencing different forms of insecurity, with Oyo, Plateau, Kwara, Kogi, Borno, Katsina, Anambra, Niger, Imo, and Sokoto being very alarming. The question, such as the reactive approach of our President, is whether all the states will receive the same approval to recruit 1000 forest guards per state, that is 37, 000 forest guards for the 36 states and Abuja or is the recruitment approval based on the mood of the President? Moreover, with the approval for Oyo, what will happen to the Amotekun Corps that is trying its best to secure South-West Nigeria?. Will they be disbanded in Oyo state? The pervasive insecurity we currently have is directly related to the failure of our ecosystem, particularly leadership. It is only failure in leadership that can lead to the death of over 10,000 innocent Nigerians since 2023, and Nigeria is ranked among the top-most terror-affected countries in the world. Addressing our insecurity situation requires a holistic or what can be described as an ecosystem approach. With failure in leadership, there is failure in unifying our dear nation, failure in industrialisation, failure in harnessing our abundant resources in agriculture, minerals, tourism, water, sports and even oil and gas to effectively generate required revenue, growth and particularly jobs for our exponentially growing youth population. A New and Productive Nigeria will be POssible, and we will be OK! -P0
6
42
2
121
6,796
No, let me explain properly. We paid a total ransom of 15 million naira, plus another 2 million naira through transfer before I regained my freedom. My family sold some of our properties to raise money, kind-hearted people also supported us, and we took loans from cooperative societies and individuals just to make sure I came back alive. After everything, the total debt left on our shoulders was 6.2 million naira. With the help and support of amazing people on X and Instagram, the debt has now been reduced to 2 million naira. Right now, our outstanding debt is 2 million naira. My family is exhausted financially and emotionally, but we are still grateful that I made it out alive. Every support, every repost, every prayer, and every donation has meant the world to us. May God bless everyone who stood by me in this painful journey. 🙏🏽😭
Replying to @GbolahanOlanyi0
Wait you don free but them still de collect money?
28
98
1
299
56,248
Taiwo retweeted
Fubara’s Movement to APC: my opinion 1: by the convention of APC, a Gov is the state leader. 2: Fubara joined APC as a result of a concluded plan of actions by Wike’s group to support President Bola Ahmed Tinubu’s re-election. -(a): Don’t forget that the same group supported his election in 2023. -(b) A unanimous decision that Fubara did not object to. 3: Peace agreement was signed with certain conditions during the state of emergency to restore peace back. -(a): What we witnessed when the members of the state house of assembly and the Gov defected to APC was fulfilling the implementation of the peace accord not Dancing accord party. 4: When Fashola, Ambode and Currently Jide Sanwo-Olu occupied the Gov seat, yes they are the leaders of the state, but the real leader of APC in Lagos State is Bola Tinubu. -(a): We have exceptions to certain rules and conventions. -(b): the same model is currently implemented in Rivers State. 5: Wike is not in APC. The arrangement in Rivers is based on their group not by party. -(a): Once the group agrees, they will look for a platform. -(b): the platform is APC. -(c): Just like Fubara used APP to win LGA elections. -(d): back to 5 (a): Fubara is a technical leader that has no power to dictate who will be the candidate of a state house of assembly. -(e): the group decided to be in two groups for a mere official position. -(f): so, the outburst of Fubara today is normal and he is playing to the gallery to show his loyalty his capacity. -(g): Fubara will be respected by conceding a % ratio for him not absolute power to decide in APC. - (h): We have old APC members and not Amaechi’s group will be accommodated also by Wike’s group. 6: President’s relationship with Wike is solid. President can’t betray Wike (let me rest it hear). 7: Fubara can’t get second term nomination and backing of the system, if he violates the terms and conditions. -(a): Fubara should free wooing members of the state house of assembly. -(b): Operate with the Chairman of your group. He stays in port harcourt. -(c): Don’t be deceived by those who led you into wahala -(d): Impeachment is still on the table. Yes, they will give you time to remember Egypt. -(e): When the fight broke out in 2023, I tweeted that this battle you can’t win it. I was right. 8: I wish you a merry Christmas and a prosperous new year in advance @SimFubaraKSC @GovWike
133
191
22
505
82,863
I heard Governor Seyi Makinde said they are open to negotiating with the abductors. That is a slippery slope we don't want to descend. Once we negotiate now and pay the ransom, it's means we've opened the door for these evils to come in and make the SW their new business center. The only response is to go after them with all our might and crush them now. Send every thing we've got from the police to the local hunters after them and them crush them without mercy. Don't negotiate with these animals!
12
43
10
82
6,130
Ṣé ẹ ri pé wèrè gidi l'àwọn arábiwọ̀yín. 1. You uploaded a video. 2. You implied the president was saying nonsense. 3. Because of the state of your brain, I transcribed what the president said verbatim in the video you uploaded. 4. Now you turn around to say I doctored the video YOU posted. I have never seen a people more ridiculous than these in my entire Iife! I was wrong for saying your brain is a mass of yolk. It isn't. It is empty.
Replying to @wandyvirus
Nothing has been solidified here, you guys doctored the real video with this one, everything about Bola Ahmed Tinubu is forged, doctored and falsified. No wonder, Muhammadu Buhari said we will miss him, now we know why he said that, Buhari is aware that Bola Tinubu is an international convicted criminal, yet he went on to hand Nigeria over to him.
16
45
1
137
7,128
#ThisWeekInUSNigeriaHistory in 2025, Nigerian chess master Tunde Onakoya made history by breaking the Guinness World Record for the longest chess marathon alongside American chess master Shawn Martinez in Times Square, New York. #DYK Tunde is a U.S. Government Exchange Program alumnus. He’s one of 14,000+ exchange alumni in Nigeria driving impact across U.S.–Nigeria life, culture, and collaboration. #Freedom250 Photo credit: Chess in Slums Africa
667
3,762
501
11,371
1,054,528
Replying to @Imranmuhdz
Dear @AgfMadein Why is your website only showing 2025 FAAC allocation. While we are in April 2026
1
3
9
1,572
Taiwo retweeted
Y’all are not even smart enough, because if I were you, I’d wait a little longer before attacking so I wouldn’t look like a hungry leopard ready to pounce. I know for sure you’re waiting for me to make mistakes, but I’m happy to tell you that this is intentional. I’m sure you want to help your friend, but with this path, you’ll just keep unlocking another level of the saga. I haven’t even said or done anything other than returning the energy and what y’all have been surviving with on this app. And all of you came together without even thinking that it’s obviously a malicious attack. Very dogmatic and unintelligent people. Just wait a little more, I’m not perfect so I’d make mistake, but not even when yall are waiting for me.
56
49
2
456
13,779
Sigh! I have been taking break from my phone for some days now and trust me I can’t take for granted how people, including those who don’t give a damn about me, have stood up to speak up on the frivolous allegation by some irrelevant political elements who have conferred on themselves a non-existent importance in the grand scheme of things. Beyond the social media noise, banters and dragging, what matters the most for some people are the verifiable real impacts we make in the lives of the people, our country and humanity at large. So not even any online timid show of ingratitude and siding with my accusers will matter in the long run. Pride/arrogance aside, I am good at everything I do, and my selflessness and help towards people are not for public validation adulation, praises or self-aggrandisement. So, not even an unfortunate incident with one person could change that. We cannot stop helping people because some people we helped in the past did not appreciate it enough. Across different states of Nigeria, my team in less than 3years has freed and still freeing people either unlawfully incarcerated in prisons or facing legitimate criminal charges, including filing of appeals. All of these without collecting a dime from anyone involved or their families. Even when offered, I turned some of them down because when I set out to achieve things like this, there’s zero expectation of financial rewards, applauds or public validations. Instead, I commit millions of my money, donations and safety; and all of these are verifiable both in prints and people who must have seen us in action. For the records and contrary to what was portrayed, I have never for once solicited public donations to free anyone from prison. Even when my team got an approval from the Comptroller General of Nigerian Correctional Service sometimes in 2024 or 2025 to visit the Ikoyi Correction Centre to approach inmates who cannot afford legal services to handle their matters pro bono, we got approval to take up only three cases but upon our arrival we realized that over 200 people required our services and we could only take up about 50. These ones are different from the ones we applied to court for assignment. For many, they have been freed, while some are still standing trial for one offence or the other. This is in Lagos alone! I can’t even count that of Ibadan, Ilorin and other places that we have also visited their prisons to take up these cases pro bono. To the glory of God, in the last 2years, not a single of these people has been convicted and sentenced. But for professional and confidentiality rules, I would have loved to publish all of them for verification, for those who might want to fact check it. The only time people had to contribute or donate funds was when I made a post lamenting about the situation in one of the prisons we visited and another popular account quoted the post and asked people to donate money for these inmates who are either in prison because they could not pay fine, debt or afford legal services. When I could not take over all these cases alone, some lawyers here volunteered, we also called for more volunteers and a WhatsApp group was created which also included Sir Dickson, who originally quoted the post to solicit for supports. At a point, I was sharing public updates on some of these cases, including publicly appreciating the volunteers who went to court for the cases and for each appearance, the sum of 10,000 was paid to them just to cover for their transportation. Till now, some are still in court while many cases have been settled. I made sure that one of my staff provided updates on the reports, both the cases and we made sure we complied all these things for the sake of the future. So that when agenda like this comes up, the documents and other records can be made public. In fact, it was the donations above that birthed the idea of me taking over Jonathan’s case and when it became public, the original idea…
217
581
48
1,849
148,630
It is easier to ask for money-making updates than to actually put in the work. In my journey of paid surveys for the past 4+ years, I have encountered more than 250 people with 0 capital whom I took it upon myself to train for free and help make $1k+ monthly. And honestly, these people could have accumulated at least $10k in savings by now, but they gave up on the hustle after barely a week in. What this has taught me is that a lot of people who claim to be broke are not ready to put in the work but instead want updates that can make them earn in 24 hours (if possible). So whenever I see people asking for money-making updates, the big question I always ask is, how consistent will you be? I'm opening another opportunity to train 200 people for free, but then again, Will you be consistent? RT and let me know below, and I'll select (Must be following)
You’re unable to view this Post because this account owner limits who can view their Posts. Learn more
435
343
24
991
76,368
So, after being sent to 20 years imprisonment in 2020 for defrauding a Taiwanese, how was he out in 2026 to defraud a bank again? Did he get pardoned by the state?
EFCC Arraigns Ex-Convict for Alleged N12m Theft in Lagos The Lagos Zonal Directorate 1 of the Economic and Financial Crimes Commission, EFCC, Ikoyi, on Monday, March 16, 2026, arraigned an ex-convict, Oluokun Gabriel Adekola, for an alleged 12m theft before Justice Rahman Oshodi of the Special Offences Court sitting in Ikeja, Lagos. Adekola was arraigned on a one-count amended charge bordering on stealing to the tune of N12,000,000 (Twelve Million Naira). The lone count charge reads: “That you, OLUOKUN GABRIEL ADEKOLA, and other persons at large, sometime in 2025 in Lagos within the jurisdiction of this Honourable court, collaborated with others to conceal and disguise the genuine origin of N12,000,000 paid into your account by transferring and converting same to cash through Point of Sale (POS) agents, money which forms part of N3,091,441,849 stolen from accounts domiciled with FCMB through unauthorized access and fraudulent activities on their mobile banking applications.” He pleaded “guilty” to the charge when it was read to him. Following his plea,   prosecution counsel, M. K. Bashir and E. S. Okongwu, asked the court for a date to review the facts of the case and sentence. The prosecution also prayed that the defendant be remanded in a Correctional centre. Justice Oshodi  adjourned the matter till March 17, 2026 for the review of facts and sentence, and also ordered that the defendant be remanded in a correctional centre. Adekola had earlier been convicted on July 23, 2020 by Justice Joyce Abdulmalik of the Federal High Court, Ibadan, Oyo State, and sentenced to 20 years’ imprisonment for defrauding a Taiwanese  of $22,300, following his prosecution  by the Ibadan Zonal Directorate of the EFCC on a six-count amended charge of obtaining money by false pretence.
3
2
457
Taiwo retweeted
This is the most important thing to trend right now DAVID IS NOT a RAPIST! This particular lady got angry and decided to accuse a guy of grape Let girls please do better. We are all adults @delzcomics is a good man, he is not a rapist
43
203
23
496
358,058
Taiwo retweeted
I don't understand why people don't just lock in on Faceless YouTube You can make $20,000/m with no effort- AI do everything I Compiled a Guide showing you all the steps from Scratch. To get it : Follow ME Like , Repost + Reply "send" I will send you a file in DM
32
19
41
1,716
Taiwo retweeted
I'm not trying to defend the Naira as the Kenyan shilling has higher value (currently ₦10.5 to 1 shilling). However, there's nowhere in Nairobi where 100 shillings will get you a serious meal. It won't even get you an unserious one. 50ml of bottled water in Nairobi costs 150 shillings, averagely. It can go higher. I bought the one I was holding here for 400 shillings last December. For you to have a serious meal in Nairobi, you'll spend, at least, 1,200 to 2,000 shillings.
This quoted post is unavailable.
129
133
17
907
208,957
Back to this post again, I’m pleased to see how people didn’t allow him to get away with his evil agenda against these young law graduates. Imagine the damage it would done to their emotions and psyche that a supposed professor of law questioned their degrees and successes. Such a thing can ruin their self esteem and affect their law school performances. As someone who also holds a first class in law, I can personally not only relate with their struggles and efforts to achieving this excellence, I can also attest to the damage comments like this can do to your self-esteem and worth. But thank God people spoke up for them and reaffirms the importance of academic excellence. To every young and aspiring graduate, please don’t let people like Chidi discourage you from pursuing the best results you can achieve in your respective discipline. Don’t allow negative thoughts like this one stop you from pursuing success. The world is waiting patiently to celebrate you.
So 58 out of 146 students in the law faculty at @UniIbadan supposedly made 1st class? That is like 40% of the class? It is either a class spectacularly littered with geniuses or @inecnigeria now awards the grades in the faculty. Congratulations to #INEC.
39
250
4
934
36,405
Replying to @jidesanwoolu
@jidesanwoolu An Open Letter to His Excellency, Governor Babajide Sanwo Olu. Your Excellency,
Governor Babajide Olusola Sanwo Olu. 
 Good day, sir. My name is Ifeoluwa, a Lagos resident and a small scale food vendor based in Lagos State. I am writing this open letter with humility, hope, and a sincere heart as one of the many Lagosians you govern and stand for. Your Excellency, I cook Nigerian food, good food, honest food, food made with love and skill. I prepare mouth watering local dishes that reflect our culture and our people. This is not just a hobby for me, it is my means of survival, my dignity, and my contribution to the Lagos economy. However, sir, this year has been extremely difficult for me. Since the beginning of the year, I have made only one sale. Just one. Despite my efforts online, despite my consistency, despite the quality of my food, sales have not been coming. Each day, I keep showing up with hope, but it has been very discouraging. I am not writing to complain, sir. I am writing to be seen. Your Excellency, I am one of your people. I am one of the hardworking Lagosians trying to survive honestly through small business. I am asking for support, patronage, and opportunity, whether through a food supply gig, a catering opportunity, a government related contract, or any form of assistance you deem fit. A single opportunity can change my story. A single patronage can restore my hope. I believe in Lagos. I believe in your leadership. I believe that when leaders hear the voices of the people, especially the struggling ones, something good can happen. Thank you, sir, for your time and for all you do for Lagos State. I remain hopeful and grateful. Yours sincerely, ifeoluwa 
A Lagos food vendor
One of your people.
I want to make a post. Please help me quote and engage please 🙏🏻 😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭
311
1,662
67
2,743
174,842
So,what will happen to his employers who wrongly accused him? What will happen to the police officers who locked him up without investigation? What will happen to the magistrate/judge who without evidence remanded him in prison? If nothing happens, the madness will continue.
Our legal team in Lagos found him at Ikoyi Correctional Centre after over three years of wrongful imprisonment. Following his acquittal on all charges, we’re happy to share that we have now secured his release. This injustice began in 2023 after he refused to continue working without pay for his employer. After his resignation, his employer accused him of stealing inverter batteries allegedly valued at over ₦3 million, leading to his arrest and detention without investigation. It wasn’t until a routine prison decongestion visit last year that our legal team met him and took up his case. With his release, he becomes the sixth wrongfully detained inmate accused of stealing and conspiracy whose freedom we have secured this year alone. We will continue to speak against any form of arrest, detention, and prosecution based solely on suspicion, retaliatory allegations, or influenced by social status. May justice always prevail. #PrisonDecongestion #Nigeria #PROBONO
4
8
408
Following my previous post, I want to publicly confirm that the issue with my PalmPay @palmpay_ng and Flexi @flexi_ng loan has now been fully resolved. After the thread gained traction, both PalmPay and Flexi reached out via DM and phone calls, opened a proper investigation, and engaged me directly as they should have done before. After review, they agreed to waive the entire loan and even restore my balance to what it was before the fraud. I am doing this again publicly for record purpose and for the sake of people who were really interested in the matter and also other victims of such situation out there. For transparency, here’s how it was resolved: When I regained access to my PalmPay, there was a balance of ₦163,265.56 left from the loan proceeds that couldn’t be transferred out by the fraudsters. I had also earlier recovered ₦49,000 from one of the accounts the funds were routed through. Based on this, I was instructed to subtract my normal balance of ₦19,050 that was taken first by the fraudsters before they took the loan, and manually repay ₦193,170 (which was the total amount of the loan amount that the fraudsters were not able to steal/reroute). After this payment, the remaining balance of the loan was fully waived. As of now I am making this post, I can confirm that: 1. The manual repayment of #193,170 has been made to Flexi. 2. The remaining loan balance of #370,414 has been completely cleared. 3. My balance of #19,000 plus has been restored back. 4. The case is now closed on their end. I’ve also submitted a sworn affidavit from the High Court of Osun State, where I am currently, and will provide the police report from Lagos as soon as possible (the police station I went to in Ile-Ife instructed I have to get the police report from the vicinity it happened because of jurisdiction). With that being said, I think it’s important to say this situation could have been completely avoided if the proper thing was done. Once my friend called customer service shortly after the robbery, at the very least the account should have been temporarily flagged and any unusual activity should have triggered automatic debit restriction. Also a loan of that size should never go through without live verification. Customer service also needs more listening, urgency, and discretion in real emergency cases. Sometimes, precaution alone can save people from massive damage. I’m grateful this is resolved , but I hope real improvements come from this such as tighter security, better escalation, and faster protective action. Thank you to everyone who amplified the first post. And thank you to @palmpay_ng & @flexi_ng for eventually doing the right thing. I will create another post of how I was actually robbed in daylight under Ikeja bridge with lots of people passing by.
This is an official statement to @palmpay_ng @flexi_ng @cenbank @PoliceNG On 25th January 2026, I was robbed by two men precisely around 9:15am - 9:30am at under bridge Ikeja where I was coming from a job interview. My phone was taken, my passwords were forcefully obtained and from that moment, my financial apps were compromised. Immediately this happened they changed my apple ID password at 9:27am exactly so I couldn't login my icloud on another device to erase my phone. This is where it gets worse. Immediately after the robbery, I tried to prevent any sort of fraud from my banks so I borrowed a stranger's phone to call my friend @lois_oladipoo since I no longer had a phone, I asked this friend to help me call Palmpay customer service on my behalf to place a no debit restriction on my acccount and I provided her with all of my details to identify my account such as my Full name, Phone number, email address and date of birth. At 10:14am this my friend @lois_oladipoo spoke with a Palmpay agent and after provision of these details the agent successfully identified my account and all we asked for was one thing, a temporary debit restriction! But do you know what? The agent REFUSED and she insisted my friend must provide my BVN despite knowing she was calling on my behalf and she could not know that, and there was no way to reach me cos I just lost my phone. There was no at least temporary emergency freeze or temporary restriction... I mean will a thief be trying to freeze an account they are trying to rob?? So what will it cost them to at least place a restriction for precaution purpose! I tried calling the same customer service number from a stranger's number in the bus on my way to Ile-Ife (where I came from for the interview) but it kept dropping and dropping. That single act of negligence from the PALMPAY customer service caused me to lose all my funds and more painfully cause my account to be used for loans I did not take! The fraud started around 1:27pm hours after Palmpay customer service was warned that my account was accessed by the thief. Here’s what happened from that 1:27pm, my Palmpay balance of ₦19,050 was cleared then ₦563,584 Flexi loan was approved and disbursed (₦414,400 principal + ₦149,184 interest). This was done without any form of live facial recognition or step up security measures to confirm it was really me despite the fact that it was a very unusual amount of loan that i have never taken before coupled with the fact my a call was already placed to the customer service about how my phone and account has been compromised. How would you have give total loan interest included of over half a million without any form of live facial recognition???? But for my account to be placed on temporary no debit restriction you were asking for BVN and could not restrict it???!!!!! As of 6:45pm when i recovered and froze the account myself, over ₦219,000 had already been transferred out along with the interest of #149,184 of the loan summing up to a total of over #368,000 that I suffered due to the neglience of PALMPAY. @palmpay_ng was notified before fraud began but refused to place a restriction on my account and @flexi_ng still approved a high-risk loan without proper identity confirmation. And since then I have emailed Palmpay, I have messaged them repeatedly, I have tagged them publicly and I have provided timelines, screenshots, and details of this matter but proper personal contact has not been made neither has any investigation been done or any meaningful response given. Flexi @flexi_ng has also failed to give any clear explanation as to how this loan was approved considering this circumstance why no biometric or step-up verification was triggered why I am being left in silence over a loan I never took. At this point, the silence is disturbing. It gives the impression that there is no urgency and no intent to properly investigate. I am now making this public and formally tagging: @palmpay_ng @flexi_ng @cenbank @PoliceNG I have screenshots showing: 1. The exact time Palmpay customer care was called 2. The loan disbursement details 3. The transaction timestamps This thread is a public record. I am demanding: 1. Immediate cancellation of the fraudulent Flexi loan. 2. Reversal of all fraudulent debits. 3. A transparent investigation update. 4. Direct communication and not silence. I will not be forced to carry liability for a crime enabled by negligence and weak security controls. And I WILL NOT PAY FOR A LOAN I DID NOT TAKE!! This is an official statement to @palmpay_ng @flexi_ng @cenbank @PoliceNG On 25th January 2026, I was robbed by two men precisely around 9:15am - 9:30am at under bridge Ikeja where I was coming from a job interview. My phone was taken, my passwords were forcefully obtained and from that moment, my financial apps were compromised. Immediately this happened they changed my apple ID password at 9:27am exactly so I couldn't login my icloud on another device to erase my phone. This is where it gets worse. Immediately after the robbery, I tried to prevent any sort of fraud from my banks so I borrowed a stranger's phone to call my friend @lois_oladipoo since I no longer had a phone, I asked this friend to help me call Palmpay customer service on my behalf to place a no debit restriction on my acccount and I provided her with all of my details to identify my account such as my Full name, Phone number, email address and date of birth. At 10:14am this my friend @lois_oladipoo spoke with a Palmpay agent and after provision of these details the agent successfully identified my account and all we asked for was one thing, a temporary debit restriction! But do you know what? The agent REFUSED and she insisted my friend must provide my BVN despite knowing she was calling on my behalf and she could not know that, and there was no way to reach me cos I just lost my phone. There was no at least temporary emergency freeze or temporary restriction... I mean will a thief be trying to freeze an account they are trying to rob?? So what will it cost them to at least place a restriction for precaution purpose! I tried calling the same customer service number from a stranger's number in the bus on my way to Ile-Ife (where I came from for the interview) but it kept dropping and dropping. That single act of negligence from the PALMPAY customer service caused me to lose all my funds and more painfully cause my account to be used for loans I did not take! The fraud started around 1:27pm hours after Palmpay customer service was warned that my account was accessed by the thief. Here’s what happened from that 1:27pm, my Palmpay balance of ₦19,050 was cleared then ₦563,584 Flexi loan was approved and disbursed (₦414,400 principal + ₦149,184 interest). This was done without any form of live facial recognition or step up security measures to confirm it was really me despite the fact that it was a very unusual amount of loan that i have never taken before coupled with the fact my a call was already placed to the customer service about how my phone and account has been compromised. How would you have give total loan interest included of over half a million without any form of live facial recognition???? But for my account to be placed on temporary no debit restriction you were asking for BVN and could not restrict it???!!!!! As of 6:45pm when i recovered and froze the account myself, over ₦219,000 had already been transferred out along with the interest of #149,184 of the loan summing up to a total of over #368,000 that I suffered due to the neglience of PALMPAY. Some of these funds was sent to my other banks including my PocketApp @getpocketapp and Opay @OPay_NG and then sent out to the Thief account. The screenshots are below. @palmpay_ng was notified before fraud began but refused to place a restriction on my account and @flexi_ng still approved a high-risk loan without proper identity confirmation. And since then I have emailed Palmpay, I have messaged them repeatedly, I have tagged them publicly and I have provided timelines, screenshots, and details of this matter but proper personal contact has not been made neither has any investigation been done or any meaningful response given. Flexi @flexi_ng has also failed to give any clear explanation as to how this loan was approved considering this circumstance why no biometric or step-up verification was triggered why I am being left in silence over a loan I never took. At this point, the silence is disturbing. It gives the impression that there is no urgency and no intent to properly investigate. I am now making this public and formally tagging: @palmpay_ng @flexi_ng @cenbank @PoliceNG I have screenshots showing: 1. The exact time Palmpay customer care was called 2. The loan disbursement details 3. The transaction timestamps 4. Transaction from PalmPay to my PocketApp then leaving my PocketApp. I am demanding: 1. Immediate cancellation of the fraudulent Flexi loan. 2. Reversal of all fraudulent debits. 3. A transparent investigation update. 4. Direct communication and not silence. I will not be forced to carry liability for a crime enabled by negligence and weak security controls. And I WILL NOT PAY FOR A LOAN I DID NOT TAKE!!
56
200
22
942
204,626