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Spendable credit for every wallet

Joined September 2026
Photo by AREA (@getareaapp)
Friday question for SOL holders: what’s the most random thing you’ve ever wanted to buy with crypto?
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Borrowing to pay on Solana today: 1. Deposit SOL in a lending app 2. Borrow USDC 3. Move it to where you're paying 4. Log it so you remember to repay 5. Repay and withdraw If your collateral's value falls too far, it can be liquidated. That risk stays. The five steps shouldn't.
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Pay-per-article checkout sounds great. It still assumes there's USDC in the wallet, and plenty of SOL holders show up with 0.
With stablecoins and x402, businesses can accept usage-based micropayments, and reduce friction to checkout. E.g. you shouldn’t need a monthly subscription to read one article - your agent can just fetch it for you, and pay the business for that one article.
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Nobody borrows $600 for a day to get rich. They borrow it to pay for something.
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Plenty of SOL. 0 USDC. Checkout wants USDC. Today that means selling the bag to buy the thing, or three apps and a spreadsheet to borrow by hand. We’re building a third option: spend without selling.
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GM - our CEO @quant_degen will talk about AREA for the very first time on stage today. You won't want to miss this one.
Heading to @SolanaSummitOrg Singapore? 🇸🇬 Catch @quant_degen on the Solana Consumer Day stage tomorrow. Thanks @SuperteamBlack @SuperteamAU @SuperteamSG
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