Trivia. Cricket. Running. Music.
secunderabad
Joined January 2010
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- Following355
- Followers175
- Likes885
Have been in #Goa for last 4 days. Quite evident that foreign tourists have given it a pass & doesn't look like it will revive, ever. This doesn't augur well for #goatourism.
Good (or bad) part is the number of domestic tourists has increased significantly (as per locals info).
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Hilarious.
Not just pics credit, entire content is copied from @HydREGuide post.
𝐊𝐚𝐫𝐚𝐟𝐚 𝐁𝐫𝐢𝐧𝐠𝐬 𝐒𝐩𝐞𝐜𝐢𝐚𝐥𝐭𝐲 𝐂𝐨𝐟𝐟𝐞𝐞 𝐕𝐢𝐛𝐞𝐬 𝐭𝐨 𝐁𝐚𝐧𝐣𝐚𝐫𝐚 𝐇𝐢𝐥𝐥𝐬
Karafa, located in Banjara Hills, is winning attention with its stylish interiors, specialty coffee and diverse brewing options.
▪️ Rwanda Natural pour-over.
▪️ Vietnamese cold coffee.
▪️ Food, bakery & pastry options.
▪️ Part of the Continental Coffee Limited building.
Another sign that Hyderabad’s coffee culture is getting stronger.
#Hyderabad #BanjaraHills #Coffee #HyderabadCoffee
Pictures: @HydREGuide
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HDFC has no obligation to disclose the reason for rejection. Each bank has it's own credit team that does the due diligence & eligible line of work.
Pvt banks cost of funds is higher & hence their lending rates are higher. No point comparing with a public sector bank.
Dear @HDFC_Bank @HDFCBank_Cares,
Recently, I applied for a Home Loan of ₹50 Lakhs (File No: 705118170) for a flat valued at ₹75 Lakhs near Ganapathi Complex, Srinagar Colony, Hyderabad. It is a 30-year-old apartment. Despite my clean financial profile—a 770 CIBIL score, zero active liabilities, a regular monthly salary of ₹1 Lakh credited to my bank account, and a flawless track record as a law-abiding taxpayer—HDFC quoted me an exorbitant interest rate of 10.25%. After making me run around for numerous documents and conducting multiple verifications, your team casually tagged my profile under a "Risk Zone."
In stark contrast, the Bank of Maharashtra issued an in-principle sanction letter at a highly competitive interest rate of 7.25% for the exact same property and profile, that too with zero processing fees.
This raises serious questions about your lending ecosystem:
Why is there a massive 3% interest rate discrepancy between HDFC (10.25%) and Bank of Maharashtra (7.25%)? If my profile poses a risk to HDFC, why did a nationalized bank find it perfectly safe?
HDFC collected ₹2,400 as processing fees, and I ended up spending nearly ₹4,000 in total overhead expenses. Yet, I have not even received an in-principle sanction letter. Is it fair to pocket non-refundable processing fees from customers before providing any formal loan approval?
To add to the ordeal, your ground verification representatives openly demanded bribes. Is this the standard operating procedure and corporate governance HDFC takes pride in?
Every single day, thousands of middle-class citizens apply for home loans across the country. Many cancel their applications due to such arbitrary pricing and high-handedness. What happens to the crores of rupees collected daily under the tag of 'non-refundable' processing fees? When a bank fails to offer a fair deal or when a customer withdraws due to exploitation, shouldn't that money be legally refunded? Or has this become a lucrative parallel business model for private banks?
It is disheartening to see how major banking institutions turn a blind eye when multi-crore corporate defaulters fleece the system and flee the country, yet subject an honest, salaried middle-class individual to endless scrutiny and harassment. A home loan is not charity; it is a commercial transaction where the customer repays every rupee with interest, and the property documents remain mortgaged as collateral with the bank until the final tenure.
Prominent institutions like HDFC must realize that winning the trust of a middle-class consumer is a much bigger asset than squeezing them with unfair interest rates. It is high time that banking regulatory authorities step in to monitor and curtail this interest rate blackmail by private banks.
I demand a transparent explanation and accountability regarding my application.
Ashok Vemulapalli
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68% of team runs scored by Finn Allen.
Is this the highest ever individual percentage contribution in a team score?
#KKRVDC #IPL2026 #TATAIPL
THREE IN A ROW 💥💥💥
🎥 Finn Allen finding his rhythm and smashing three consecutive sixes 👊💜
Updates ▶️ bit.ly/TATAIPL-2026-51
#TATAIPL | #KhelBindaas | #DCvKKR | @KKRiders
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After 2 consecutive matches with over 200+ scores, the next 3 have been low scoring ones. Good to see an equal contest between bat and ball.
#iplindia2026 #tataipl2026
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That was a blinder from Phil Salt!
Half Captain does a full job.
#srhvsrcb #rcbvssrh #ipl2026 #orangearmy
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@heyitsananyax is having the same meal as @dikshawtff and also arranged the containers + food items in the same manner.
😄😄
1
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@bcci needs to have a dress code for it's grounds team.
A huge shoutout to our amazing grounds team and wider team at Lord’s for their hard work across an unforgettable Test match.
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#IshanKishan - one match wonder.
His scores except that 106 not out - 0,2,2,17,9,2
#MIvsSRH #SRHvsMI #ipl2025
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