Your Global Money App

Onchain
Joined October 2025
Your money doesn't always have to sit still. Access a marketplace of onchain opportunities and put your capital to work. More access. More opportunities. More ways to make your money work. Powered by @lifiprotocol
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Receive USD. Hold USD. Move USD. Money should move as easily as the internet does. HODL is building financial tools that help you access and move value across crypto and traditional money.
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Your position isn't something you should forget after accessing credit. Your collateral value can move. Your LTV can change. A healthy position starts with understanding what's happening. Know your LTV. Manage your risk.
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What is LTV? LTV means Loan-to-Value. It's the relationship between how much credit you've taken and how much your collateral is worth. Example: If you have $10,000 in collateral and access $5,000 in credit, your LTV is 50%. The higher your LTV, the more closely you need to manage your position.
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66 years of independence. A future full of possibilities. Happy Independence Day, Nigeria. 💚🤍💚
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Crypto moves. That's why understanding your position matters. If the value of your collateral falls, the health of your position can change too. That's where LTV comes in. Know your LTV. Manage your risk.
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Happy new week from HODL. Here’s what you can do on HODL today: ✔️Move money across currencies like USD, NGN and KES, as well as digital assets. ✔️Swap assets across chains. ✔️Buy tokenized stocks on @base with crypto or fiat. ✔️Earn 10%+ yield on digital assets across 6+ chains. ✔️Access credit without selling the assets you want to keep. One app. More possibilities for your money. Just HODL it. joinhodl.com
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Listen to the cookie and HODL.
The cookie has spoken 🥠
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Just HODL it.
Pattern recognition test: 🟩 🟩 🟩 🟩🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩🟩🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩 🟩🟩 🟩🟩🟩
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What is collateral? Collateral is an asset you provide to secure credit. In crypto-backed lending, your crypto can serve as collateral. You don't sell it. You use it to secure access to liquidity.
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What exactly is crypto-backed lending? You provide crypto as collateral. Its value helps secure credit. You receive liquidity without selling your crypto. Once the credit is repaid, your collateral is released. Simple idea: Use the value of your assets without immediately giving up your position.
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