Founder & Group CEO @biptapofficial | Ampyre Group Building the world's first OMNI BANK, the AIRBNB for Banking
Singapore
Joined February 2021
- Tweets9.7K
- Following13.4K
- Followers35.4K
- Likes33.2K
Jonathan Low retweeted
Millions of people have lost access to banking, and the businesses that serve them feel it too.
Our Founder and CEO, @jonathanlowyt, explains why this gap matters and how we approach it. When a bank says no, the payroll, the suppliers, and the customers are all affected. Our work starts with finding the real problem and ends with a solution built for that business.
Full video here: youtube.com/watch?v=HMrNjtjA…
Jonathan Low retweeted
Q4 2026 @alexdolbun & the $UM-Radar GIS OSINT engine mapped the 2026 Asia-Pacific Family Office Summit: 3 cities, 13 speakers, 800+ participants — Kuala Lumpur (16 Jul) → Taipei (13 Aug) → Hong Kong (10 Sep, The Langham).
13 new crawlable person pages, 13 pins, every name from the organiser's own roster:
Stella Lee · Rome Chan · Vic Chuah · Johnson Liao · Jonathan Low (@jonathanlowyt, @biptapofficial) · Marcus Tan · En. Shahrul Amry · Lew Hon Kean · Vicky Tan · Steven Chou · Edwin Koh · Shu-Hua Chiang · Martin Chin
🗺 people/venue toggles · 💱 HKD CNY TWD MYR · 22 languages
🏷 #家族辦公室 #亞太家族辦公室 #香港 #FamilyOffice #AsiaPacific #HNWI
unicornsmap.com/radar/apac-f…
Jonathan Low retweeted
Regulated doesn’t have to mean out of reach.
At the CAMCA Regional Forum in Baku, our Founder and CEO, @jonathanlowyt, spoke about the space between staying regulated and opening real access to finance, and how omnibanking closes that gap.
That access runs both ways, bringing global banking into the region and connecting it to emerging markets worldwide. While others chase the biggest digital bank, Biptap built an omnibank for markets like CAMCA.
Jonathan Low retweeted
It started as a crypto card and turned into a mission to fix banking access.
In his conversation on the Not Just Money podcast, Biptap CEO @jonathanlowyt walks through how discovering why people really use crypto changed everything and what it means to build banking infrastructure for the markets that need it most.
Watch the full episode: youtube.com/@NotJustMoneyPod…
Jonathan Low retweeted
The future of banking isn’t another bank. It’s banking orchestration.
Moments from the 2nd Asia-Pacific Family Office Summit in Hong Kong, where our Founder and CEO, @jonathanlowyt, explored why moving money across borders remains complex and why orchestration matters more than ownership.
How many times people have to lose money to learn, the "No kyc card" is just a short term solution and not a long term one
Many card programs u see are just whitelabels.
Jonathan Low retweeted
Neobanks have been promising this for a decade. What actually changed?
The bigger these companies get, the harder it is to innovate. Biptap takes a different path, connecting banks, digital banks, and exchanges to power an omnibank instead of competing with them.
Watch Biptap CEO @jonathanlowyt break down why this model is the future.
Full episode here: youtube.com/watch?v=boF4e02p…
Jonathan Low retweeted
Most countries already have access to the technology. The real barrier isn't education, it's integration.
Biptap CEO @jonathanlowyt on why omnibanking in emerging markets isn't adopting blockchain, it's making it invisible within the systems people already use.
a month ago this was infra nobody outside the industry knew about
today: rails are live, fund thesis is public, vault is next
building in public from here
the old world had 3-4 decision points to move money. the new world has 15-20 — card networks, stablecoins, tokenized deposits, blockchain rails, instant transfer schemes, all live at once.
most institutions are still trying to pick one. the ones who'll win are building the layer that routes across all of them and lets the user never know the difference.
recap for anyone catching up: three things in parallel — the infra (1TX0, BipTap), a fund built on top of it (Ampyre), a liquidity vault that lets outside capital fund the flow and earn from it
none of these are separate bets. one architecture — infra generates the volume, volume generates the fees, fund and vault are two doors into capturing that fee flow
fund = professional/accredited LPs, portfolio + fee share structure. vault = liquidity providers into the ecosystem, paid from real transaction fees, not token emissions
access details for both open when they're ready, not before
400K+ users, 150+ countries, 39+ banking partners — all built before any of this was announced. fund and vault are the next layer, not the pitch
Jonathan Low retweeted
latest updates on the @avici exploit ⬇️
> @raincards, the infra powering majority of neobanks, rumored to be the cause of the hack
> exploiter bridged out $1M USDC from Solana to ETH through deBridge, and laundered using TornadoCash
> users from @useTria and @Solayer_Pay getting funds drained as well
> other neobanks are affected as well (full list at bottom of tweet)
> @circle had over 2 hours to freeze the funds but did NOT act... once again
list of rain powered neobanks:
etherfi Cash, Avalanche Card, Plasma One, Tangem Pay, Avici, KAST, Offramp, Currency, Dakota, Solayer Pay, Nuvei, Cadana, Wallbit, Takenos, Western Union Stablecard, Wyoming FRNT, Uniswap, Tria, XPlace, Oobit, Exa Card, Lava Card, Tuyo Card...
please withdraw your funds from neobanks ASAP.
more info on the ongoing @avici hack ⚠️
> drain started 2 hours ago (5PM UTC) and is still ACTIVE !!
> over $1M exploit confirmed so far
> over 9000 users affected so far
> exploiter wallet address: FVNFzqAny8spWdPmYw6RQ9TkYa29ueFFiqCFD1gQnCEj
> hacker transferred out over $1M in SOL to 4kjsW9dPsqzvuhQVP3P23cvZisdoHE5dR8NdD1TMPKKE then swapped to USDC
how?
> hacker submitted a crafted signature bundle "AddCollateralAdmin" then immediately "WithdrawCollateralAsset" to drain the users wallets
if you have funds on Avici, please withdraw ASAP
avici confirmed the exploit and will share more details soon
the future of finance, 3 layers
1. orchestration — one architecture routing every rail
2. liquidity — capital and LPs funding the flow, earning the fees
3. agentic — AI managing the transactions on top of both
we're building all three at once. most are still stuck on layer one
if your "bank" can't tell you in real time where your money physically is right now — is that banking, or a nice spreadsheet
ours can. that's the bar
LPs into our ecosystem aren't speculating on a token
they're funding real settlement flow and getting paid from real fees
that's the difference between a vault and a casino. details soon
portfolio deployment. transaction fee share. professional LPs only.
not complicated — just rarely built by people who also operate the infrastructure they're betting on. we do both
spend a lot of time in family office rooms now, not just crypto conferences.
the shift I'm watching: allocators who wouldn't touch "crypto" three years ago are now asking specifically about settlement infrastructure and stablecoin rails. different question, different appetite, same underlying asset class. the label just finally stopped scaring the capital.