Tap. Paid. Anywhere. @monad Test-flight link: https://xitter.cf/t.co/Dbgvbgznce

Monad
Joined September 2026
Meet Kova. A dollar wallet you open with your face. Your shop lives in it. • pay anyone, anywhere, in under 2 seconds • no seed phrase, no gas, no fees • $20 abroad shows up in their currency Built on @monad. Every payment is on-chain.
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Kova now off-ramps your tokens on @monad to naira. No exchange. No P2P. Straight to any Nigerian bank, in seconds. More countries support incoming. cc: @_jhunsaker @spicytaco @monad_eco
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We invite African creators to leverage a unique opportunity with @kovafinance, which is offering a 2,000 $MON reward for the most compelling explanatory thread regarding their platform. Kova is a seedless, gas-free wallet built on Monad that incorporates Face ID authentication. Interested participants are encouraged to evaluate the platform, document their user experience, utilize the #KovaThreadContest hashtag, and submit their entries by Thursday, October 29, at 15:00 UTC
One thread wins 2,000 $MON. Write a thread about Kova in the next 48 hours. Try it first: make a free wallet at Kova and show your own screens. Put #KovaThreadContest in your first post. Reply here with your link by Thursday 29 Oct, 15:00 UTC. The winner is the thread that explains Kova best to someone who's never heard of it. No price talk. One entry per person. You don't need to buy anything. Winner announced Friday 30 Oct, with the Monadscan link for the prize.
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One thread wins 2,000 $MON. Write a thread about Kova in the next 48 hours. Try it first: make a free wallet at Kova and show your own screens. Put #KovaThreadContest in your first post. Reply here with your link by Thursday 29 Oct, 15:00 UTC. The winner is the thread that explains Kova best to someone who's never heard of it. No price talk. One entry per person. You don't need to buy anything. Winner announced Friday 30 Oct, with the Monadscan link for the prize.
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Kova is live on @monad mainnet. A dollar account for every phone. You open it with Face ID: no seed phrase, no gas. Pay any shop in a tap. Settled on Monad in about a second. → Send to a .nad name, or by link to someone who doesn't have Kova yet. → Send privately. Every payment lands at an address made just for it. → No signal? Pay with a code. It settles once a phone is back online. → Cards and spending keys, each with a daily limit kept on Monad. → Run a shop or a business: tills, payroll and suppliers, all in dollars. Kova pays the gas on every payment.
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Kova is live on @monad mainnet. A dollar account for every phone. You open it with Face ID: no seed phrase, no gas. Pay any shop in a tap. Settled on Monad in about a second. → Send to a .nad name, or by link to someone who doesn't have Kova yet. → Send privately. Every payment lands at an address made just for it. → No signal? Pay with a code. It settles once a phone is back online. → Cards and spending keys, each with a daily limit kept on Monad. → Run a shop or a business: tills, payroll and suppliers, all in dollars. Kova pays the gas on every payment.
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We built Stocks into Kova Tesla, Nvidia, the S&P 500: xStocks on @monad. Own a slice from $5, in a wallet you open with Face ID. Prices, charts and holdings all work. The Buy button is waiting on one thing: an API. @xStocksFi @krakenfx, let's make it live 🤝
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Week 2 of shipping Kova on @monad DeltaV this week: → send dollars to any phone, no app no data. they dial a code and spend it → cash out from that same dial to a local bank. → pay ada.nad instead of 0x… → stocks on monad, live prices. Next week is all about users.
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Don’t be just fast, be Monad!
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Why we built sending dollars to phone numbers. Most money apps assume you have a smartphone and internet. Hundreds of millions of people don't. Sending money home still means high fees, slow transfers, and a currency that loses value. So imagine this: you send $50 to your grandma back home. She has a basic phone and no data. She gets a text: the dollars arrived. She dials a short code, enters her PIN, checks her balance, and pays. No app, no internet. And anyone she knows can do the same. She cashes out to mobile money or local cash when she needs it. Dollars in, local money out, on any phone. It settles on Monad in about a second, and Kova pays the fees. We think if you solve a real problem, you will get users This is one we chose. cc: @0x_eunice @spicytaco @keoneHD @billmondays @kghayder @pareen
Kova now sends dollars to phones with no apps and no internet. Type a number, slide to send. They get a text, dial *384*53916#, and the dollars are in their pocket. No app, no data. Two payments, $3 and $1, both settled on Monad in about a second. $0 fees. This is a demo on Africa's Talking's USSD simulator. We're applying for a live USSD code now, so it works on any mobile phone, for anyone.
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Kova now sends dollars to phones with no apps and no internet. Type a number, slide to send. They get a text, dial *384*53916#, and the dollars are in their pocket. No app, no data. Two payments, $3 and $1, both settled on Monad in about a second. $0 fees. This is a demo on Africa's Talking's USSD simulator. We're applying for a live USSD code now, so it works on any mobile phone, for anyone.
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Hello, iOS. 👋 Kova’s public beta is live on TestFlight. Open a dollar wallet with Face ID. Send, pay and get paid. We cover the gas. It’s in your hands now. Try it and tell us what you think: testflight.apple.com/join/RP…
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Every private payment on Kova lands in a brand-new wallet that only the person you paid controls.
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Kova for iOS is in beta. A dollar account you open with Face ID. It pays with no signal, sends anonymously, and gives every card, person or Kovi its own limit. Settled on Monad in about a second. Gas is on us. Join the beta: mykova.app/waitlist
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Mako Market presents: Rounds. 15 minutes. Up or down. Call it. Live now: makomarket.xyz/rounds
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On a blockchain, everyone can see who you pay. Kova now sends privately on @monad: it lands at a one-time address only they can open, your note sealed inside. They spend it from there, still private.▎ Built on ERC-5564.
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Kova got paid 230 times on @monad testnet. 108 wallets. 18 shops. $1,651.70 in test dollars. About a second each, $0.00 in card fees. Mainnet incoming!
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