Creator #SaaS #marketing #sales #AI Warwick '24
London, England
Joined September 2017
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My new article regarding #saas and 3 2025 trends is out now!
The trends I dissect include AI first application, #service as software, and #speech and #realtime integration. What are you most looking forward to in SaaS in 2025?
linkedin.com/pulse/unpacking…
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Mateus Guarda retweeted
Fun Fact: 20VC Fund is invested in 18% of these companies. 👇 🔥
Awesome work @a16z @kirbyman01 👏
Mateus Guarda retweeted
If I was Nik I would have absolutely made the same decision.
18% holding of Revolut.
Company will be worth $200BN without a doubt.
$36BN position at that price.
His cap gains bill alone would be $8BN-$10BN.
Now in the UAE it will be $0.
The Labour government has to realise we are in a global war for talent.
Sad and mega loss for the UK.
Mateus Guarda retweeted
Welcome to @Cloudflare #AIWeek!
We’re seeing AI fundamentally change how people work across every industry. At Cloudflare, we are committed to helping companies build world class AI-driven experiences for their employees and customers. Welcome to #AIWeek!
cfl.re/47GOD9G
Mateus Guarda retweeted
Too many small business owners spend hours chasing payments instead of doing what they do best – growing their businesses.
It’s unfair and it’s holding Britain back.
Our Plan for Change backs small businesses with the toughest crackdown on late payments in a generation.
Mateus Guarda retweeted
The uncomfortable truth leaders need to appreciate today:
If you have team members who are not willing to embrace and try new AI tools today.
You need to let them go.
Innovate or die. There is no room for people that do not want to use AI to improve.
Mateus Guarda retweeted
I have done 3,000 20VC shows and this was one of the most real and authentic we have ever done.
A lot of people think they know @profgalloway, this is a side of Scott you have never seen before:
We cover:
- How Money Impacts Psychology & Self Worth
- The Tinder Effect & How it Makes Young Men Radical
- Why People Should Drink More & Nor Work From Home
- How to Become a Better Father & Husband
My top 7 takeaways 👇
Mateus Guarda retweeted
Robinhood is the story of the year in the public markets:
Net revenue up 58% to nearly $3B;
$500M loss in 2023 to a $1.1B profit in 2024.
Stock’s up roughly 4x, lifting market cap to north of $80B (~150% YTD growth; 300%+ surge in 52 weeks!).🔥
I have the main man @vladtenev on 20VC tomorrow.
What are the must asks?
Mateus Guarda retweeted
When I say that your background shouldn't determine how you get on in life, I mean it.
Building on the success of Sure Start, we are supporting parents and giving every child the best start in life.
Read this if you are a parent👇
We’re rolling out Best Start Family Hubs across England through our Plan for Change.
Family hubs can help with registering your child’s birth and breastfeeding support to nutrition advice and activities for your little one’s development.
ALT Graphic with the text: Up to 1,000 Best Start Family Hubs to be launched across England. Plan for Change. Best Start in Life.
Mateus Guarda retweeted
These are some of the best breakdowns of public stock!
Paul is a master and brilliant mind.
🚨 New buy this week: $OSCR. Position initiated on Monday at $13.80 per share. 💵
I believe there is now asymmetric upside. Here is why: 👇
1) ~$12bn run-rate premium as of 1Q-25, growing 43% YoY. For ~$2bn of EV. So ~0.15x EV / Earned Premium.
The company is now getting to scale and still growing fast: insurance is a game of scale. You need it to amortise your SG&A expense ratio (which includes some fixed costs). Oscar is now doing this nicely ✅
2) Mark Bertolini (@mtbert), took over as CEO in April 2023, building on the awesome work of @mariots. 🥇
Mark is a legend in health insurance - he led @Aetna from 2010 to 2018 (its acquisition by CVS, a deal he personally oversaw) 🤝
The share price increased ~7x under his tenure at Aetna. Mark is 69yo, and I don't think he came here if he did not think the opportunity was not similar or greater in size. 📈
3) The medical loss ratios are getting under control at 81.7% in FY24. Management guided to flat / further improvements in FY25 (80.7-81.7%). 💳
This is now best in class for the industry, and opens to door to profitability. It makes managements 5% operating income target potentially realistic.
I believe there is a path to see Oscar at $15-20bn of premium in 2027 or 2028E. And on 5% operating margin - that is $750m-$1.0 of operating income (currently on <$4bn market cap...).
So what are the risks? Well insurance is a thin margin business, and another risk is regulatory - ACA marketplace subsidies are definitely under scrutiny, which could slow down growth.
But there is clear asymmetric potential now - and it's just too good to ignore. I'll keep you all posted! 💹
Not financial advice - do your own research.
#Insurtech #HealthTech #Investing #HealthInsurance #OscarHealth #GrowthStocks #StockMarket #EquityResearch #LongTermInvesting #DeepValue #InvestingTips #PublicMarkets #Nasdaq #MarketLiquidity #PersonalFinance #TechEcosystem $UNH $HIMS
Mateus Guarda retweeted
Most people don’t really give up on their dreams. They see the price tag then decide it’s too expensive.
Mateus Guarda retweeted
Every child deserves the chance to succeed in life – not just the privileged few.
We’re giving 1 million school students the opportunity to learn and develop their skills in tech and AI.
Investing in the future of our young people and breaking down barriers to opportunities.
Mateus Guarda retweeted
What a crazy week in AI 🤯
- ElevenLabs v3
- Runner H Agent
- Leo AI gets Veo 3
- Mirage Studio AI Actors
- Google’s Gemini 2.5 Pro
- HeyGen IV new AI Studio
- OpenAI Data Connectors
- Google Phone App Local AI
- Mistral Vibe Coding Assistant
Here’s EVERYTHING you need to know:
Mateus Guarda retweeted
What European founders need to realise:
The valley has turned up the intensity once again.
7 days a week is the required velocity to win right now.
There is no room for slip up.
You aren’t competing against random company in Germany etc but the best in the world.
Mateus Guarda retweeted
Starting today, we’re rolling out access to Veo 3 in 71 new countries *and* making it available for Pro subscribers to try. We can’t wait to see (and hear) what you create.
Sign in at gemini.google and upgrade to Pro to get started.
Veo 3 dropped about 100 hours ago, and it's been on 🔥🔥🔥 ever since
Now, we’re excited to announce:
+ 71 new countries have access
+ Pro subscribers get a trial pack of Veo 3 on the web (mobile soon)
+ Ultra subscribers get the highest # of Veo 3 gens w/ refreshes
How to try it…
➡️ Gemini (gemini.google):
* Great for everyone - click the Video chip in the prompt bar, and just describe your video
* Pro subscribers now get a 10-pack so you can try it
* Ultra: MAX limits, daily refresh!
➡️ Flow (flow.google):
* Great for AI filmmakers
* Pro: 10 gens/month
* Ultra: Now 125 gens/month (up from 83)!
GDP per capita growth in 2014-2024
Portugal doing 19% kudos!
CC @dinisguarda @Peeymaann @BansalShavi
Mateus Guarda retweeted
#AI Creators You Need to Know by @EdelmanPR
I am honoured to be listed in the Edelman’s industry’s first-ever composite of brand-safe creators specialising in AI:
AI Creators You Need to Know
These 50 individuals, selected from academia, professional sectors the creative community, have been rigorously vetted by Edelman’s Creator Marketing team for their credibility, alignment with brand values, engagement, reach, and authority in AI.
The creators span a global audience, offering brands opportunities to localise their AI narrative while maintaining a cohesive, trusted voice. From trailblazing AI ethicists impacting policy discussions to dynamic content creators demystifying generative AI, this list highlights the breadth of expertise and perspectives driving the global AI conversation.
The list features the following
#ArtificialIntelligence
Global personalities
Alex Banks
Allie K. Miller
@amywebb
Andrew McAfee
@AndrewNg
Dr. Ayesha Khanna
Azeem Azhar
Brian Evergreen
Cassie Kozyrkov
Conor Grennan
David Linthicum
Dinis Guarda
Ethan Mollick
Fei Fei Li
Gavin Purcell
Gregory Shove
Hanan Salam, PhD
Igor Progany
Iniola deborah Raji
Dr. Jeffrey Funk
Jordan Harrod
Jose Jesus Guzman Eusebio
Dr. Joy Buolamwini
Justine Ezarik,
Kristian Fagerlie
Kushank Aggarwal
Lekhana Reddy
Marques Brownlee
Matt Wolfe
Matthew Berman
Melanie Mitchell
Miles Franklin
Natcho Prasert
Premal Tailor
Ranael Kaliouby, Ph.D.
Rick Mulready
Riley Brown_ai
@rowancheung
@sallyeaves
Sebastien Jefferies
StuartRussell
Tiffany Janzen
Timnit Gebru
Varun Mayya
dinisguarda.medium.com/ai-cr…
CC @YuHelenYu @AkwyZ @arlenenewbigg @EliseQuevedo @efipm @enricomolinari @kuriharan @jblefevre60 @thomaspower @enilev @Khulood_Almani @SpirosMargaris @mvollmer1 @Xbond49 @antgrasso @EstelaMandela @sallyeaves @alvinfoo @UrsBolt @albertogaruccio @BetaMoroney @globaliqx @psb_dc @Shi4Tech @FrRonconi @thinkers360 @Ronald_vanLoon @ipfconline1
ALT #AI Creators You Need to Know by @EdelmanPR I am honoured to be listed in the Edelman’s industry’s first-ever composite of brand-safe creators specialising in AI: AI Creators You Need to Know These 50 individuals, selected from academia, professional sectors the creative community, have been rigorously vetted by Edelman’s Creator Marketing team for their credibility, alignment with brand values, engagement, reach, and authority in AI. The creators span a global audience, offering brands opportunities to localise their AI narrative while maintaining a cohesive, trusted voice. From trailblazing AI ethicists impacting policy discussions to dynamic content creators demystifying generative AI, this list highlights the breadth of expertise and perspectives driving the global AI conversation. The list features the following #ArtificialIntelligence
