@milam_mark
 Atlanta
Joined July 2013
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20Media
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Rumor mill pretty heavy with news of a White House Executive Order to restore affordability to...

Rumor mill pretty heavy with news of a White House Executive Order to restore affordability to housing. Nothing formal yet but the order appears to focus on making existing mortgages less expensive...

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What an intriguing conversation with @MG_MBS this week. Never a dull moment this year in the bond market. Today providing no exception. Huge thanks to Matt for sharing his insights with us. youtu.be/UkZFlUOc-6w?si=MPDD…

Mortgage Rates Decoded with Matthew Graham

Mortgage rates do not move on vibes, even when it feels that way. W...

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What does the drawdown of oil mean for housing? oil-drawdown.tiiny.site/
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linkedin.com/posts/mark-mila…

#mortgagedude | Mark Milam

The President neither signed nor vetoed the 21st Century ROAD to Housing Act, proving that sometimes doing nothing is still enough to make a law. Policymakers are calling it historic. Its centerpiece...

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Tomorrow, 2:30p ET should be interesting. @federalreserve
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When sentiment breaks: What consumer confidence is telling us about recession risk and fiscal reality housingwire.com/articles/whe…

When sentiment breaks: What consumer confidence is telling us about recession risk and fiscal...

A plunge in consumer sentiment is reviving recession fears and raising new questions about inflation, oil shocks, Fed constraints and the long-term cost of fiscal indiscipline.

housingwire.com
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What can we learn from The University of Michigan, 1980 and Cicero? linkedin.com/pulse/banquet-c… via @LinkedIn

A Banquet of Consequence

“Discipline is a set of tools to solve life’s problems. Without discipline, we can solve nothing.

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Check out my latest article: Solving the Wrong Problem linkedin.com/pulse/solving-w… via @LinkedIn

Solving the Wrong Problem

The Housing "Shortage" is a Utilization Crisis, Not a Supply Failure A recent push by industry leaders, including Realtor.com CEO Damian Eales, argues that the U.

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The will to solve problems housingwire.com/articles/the… Many thanks to @HousingWire for publishing my latest piece on solving affordability for first-time homebuyers.

The will to solve problems

This piece examines the widening affordability gap for first-time homebuyers and argues that eliminating LLPAs and reducing FHA premiums are the most immediate, meaningful steps federal housing...

housingwire.com
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Too much focus is placed upon the Fed to fix housing. That objective is not explicitly held within the Fed's dual mandate. There are solutions within our grasp and they have nothing to do with the Fed. I explore those in this article. linkedin.com/pulse/solve-pro… via @LinkedIn

The Will to Solve Problems

Foreword: I wish solving housing affordability fit into a 30-second TikTok or Instagram reel. It just doesn't.

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Check out my latest article: From the Warming Drawer to the Deep Freeze linkedin.com/pulse/from-warm… via @LinkedIn

From the Warming Drawer to the Deep Freeze

As someone who's spent decades in the mortgage trenches, I've seen a few sunrises and sunsets in this industry. The 2008 crisis.

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Did the Fed just gaslight?
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When tariffs hit home housingwire.com/articles/whe…

When tariffs hit home

A federal appeals court ruling against $200 billion in tariffs could force massive Treasury debt issuance, pushing mortgage rates higher and straining housing affordability.

housingwire.com
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american-dream-on-hold.my.ca…

A Decisive Plan to Restore the U.S. Housing Market

american-dream-on-hold.my.canva.site
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Big thanks to the great folks at @HousingWire for publishing my latest piece. housingwire.com/articles/the…

The Rolling Stones, real estate, and reality checks

Government job gains, seasonal adjustments, and misleading headlines are distorting the real story behind mortgage rates and housing affordability.

housingwire.com
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Check out my latest article: The Rolling Stones, Real Estate, and Reality Checks linkedin.com/pulse/rolling-s… via @LinkedIn

The Rolling Stones, Real Estate, and Reality Checks

In 1969, The Rolling Stones gifted us their 10th studio album, Let It Bleed. Tucked away as the final track, "You Can't Always Get What You Want" started life as a B-side to "Honky Tonk Women" before...

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One Fed says "wait and see," the other says cuts could come next month. The nicknames and resignation calls have begun. Check it out on this week's episode of America Gone Wild. linkedin.com/posts/mark-mila…

Fed officials divided on interest rates. | Mark Milam posted on the topic | LinkedIn

One Fed says "wait and see," the other says cuts could come next month. The nicknames and resignation calls have begun. Check it out on this week's episode of America Gone Wild. Highland Mortgage...

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Many thanks to @HousingWire for publishing my latest piece, "Tough Calls." housingwire.com/articles/tou…

Tough calls: Lessons from Volcker, inflation, and the Fed’s crossroads

“The standard of living of the average American has to decline,” he said. “I don't think you can escape  that.” These were the words of Federal Reserve Chairman Paul Volcker as he testified before...

housingwire.com
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linkedin.com/posts/mark-mila…

#mortgagedude #interestrates | Mark Milam

Why a strong economy alone isn't enough to save housing (something the Chief Economist for Freddie Mac should know). #mortgagedude #interestrates

linkedin.com
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Check out my latest article: Tough Calls (and why the Fed has made the wrong one) linkedin.com/pulse/tough-cal… via @LinkedIn

Tough Calls (and why the Fed has made the wrong one)

"The standard of living of the average American has to decline,” he said. “I don't think you can escape that.

linkedin.com
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