camping @Campnetworkxyz @UCBerkeley alum
Joined August 2011
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Nirav Murthy ⛺ retweeted
being married is funny because you'll be chilling, having a bowl of cereal, and your wife will say
i hate these bowls, don't you?
and you'll shrug becuase you don't care and she'll say
i do, they've bothered me for a while now. we need new bowls.
and you'll shrug again because you have honestly, not once, ever considered the bowls at all
then a few days later there will be all new bowls in the kitchen.
and you'll be eating the same cereal in a different bowl, chilling, and she'll say
i love these new bowls
and you'll shrug again because you still don't care but she's happier and the cereal is still good and you didn't do anything at all
Nirav Murthy ⛺ retweeted
Ran the numbers on a $500K house at 6.75%.
Live there 7 years, then sell.
-Monthly payment: $2,594
-Total payments: $217,929
-Interest paid: $181,079
-Principal paid down: $36,850
Seven years of payments and you own $36,850 more of the house than you did on day one.
Add property taxes, insurance, maintenance, closing costs and the 6% to sell it, and roughly $355K is gone for good.
You walk away with about $215K of equity, most of it your own down payment plus appreciation.
Now the other path.
Rent at $2,900/mo (rising 3%/yr) for the same 7 years: about $268K gone.
Take the $100K down payment and put it in the S&P 500 instead. Using the actual last 7 calendar years of returns, including the -18% year in 2022, that $100K is sitting at roughly $305K.
$305K in a brokerage account vs $215K in a house. And the renter spent $87K less getting there.
Before anyone yells: the last 7 years were one of the strongest stretches in market history. Run it on the 2000s and the house wins. This is a backtest, not a forecast, and past returns don't promise anything.
But "renting is throwing money away" is a bumper sticker, not a spreadsheet. Run yours before you sign.
If “renting is a scam” please let me know your thoughts on the following:
- Median duration of homeownership is 12 years (many homeowners spend most of their ownership paying mostly interest each payment)
- Many overlook maintenance costs, property taxes, and transaction costs
- Home equity is usually not as asset funding retirement (outside of downsizing, borrowing against, or becoming a renter)
- When excluding home equity, the median homeowner STILL has significantly more wealth than a renter
Nirav Murthy ⛺ retweeted
All you had to do to make life changing wealth was to invest in ~every public company along the 237
Nirav Murthy ⛺ retweeted
Bill Ackman literally gave a 44-minute masterclass that explains money better than any business school.
Nirav Murthy ⛺ retweeted
Jane Street pays $650,000+ a year for quants who understand this math of systematic trading.
UC Berkeley just put the exact same knowledge for free in 1 hour.
Bookmark & watch it today, no matter what. Then read the complete blueprint below.
Nirav Murthy ⛺ retweeted
"so you staked your ETH on the Ethereum blockchain to earn yield?"
"yes, Dave"
"except you didn't want your capital to be locked up so you actually staked it with a liquid staking protocol called Lido?"
"that's correct, Dave"
"and Lido gave you a liquid staking receipt token called stETH in return?"
"yes, Dave"
"and then you didn't think that was enough, so you juiced the yield even further by depositing your stETH receipt tokens into a restaking protocol called Eigenlayer?"
"you are correct, Dave"
"and now you didn't want to lock up your capital, so you actually restaked with a liquid restaking protocol called KelpDAO who provided you with a liquid restaking receipt token called rsETH?"
"you got it, Dave"
"and then that was surely not enough juice, so you then deposited your rsETH tokens into a lending protocol called AAVE so that you could open a leveraged looping position that borrows ETH against the rsETH collateral and restakes the ETH into rsETH which is then deposited as collateral, except it turns out rsETH used a cross-chain bridge called LayerZero whose security is held together by a 1/1 toothpick, which was obviously hacked by north koreans causing rsETH to become undercollateralized and now these looping positions are stuck and unprofitable, and everyone is pointing fingers at each other, and also DeFi is a very serious industry"
"you are 100% correct, dave"
jfc.
Nirav Murthy ⛺ retweeted
Raiders DE Maxx Crosby just teased a new song and mentioned buying a new house in the Bay Area 👀
“What can I say, the boy get paid, brand new crib in the Bay. We done touched down in the Bay like Steph and Klay”
Our country is falling apart so hard that somehow the greatest and most winning coach of all time bill belchick didnt get into the hall of fame lol
verifiability is the future
In the age of AI-generated content, trust and transparency are more critical than ever. We're super pumped to partner with @lagrangedev to power verifiable AI-generated IP!
Bringing Bollywood onchain is massive.
@campnetworkxyz is built to handle the financing and distribution needs of global entertainment powerhouses, starting with one of the biggest film industries in the world.
Now we’re giving the community a seat at the table to fund the future of cinema directly.
The old ways of film finance are over, only on Camp.
Bollywood is coming to Camp.
For the first time, an upcoming box-office Bollywood film is being financed onchain as a yield-bearing RWA.
In partnership with @mugafi, Camp is opening community participation for Swari Agra, a major historical drama releasing in cinemas on January 30, offering 40% APY.
This is institutional-grade financing for Bollywood, onchain.↴
IP is the last major input that still isn’t priced at the moment it’s used.
Compute has spot markets.
Capital has yield curves.
Attention has CPMs.
IP still gets priced after the fact, through negotiations and back-and-forths with lawyers
That model collapses once creation, remixing, and reuse happen at the speed AI operates at
If AI models, agents, and markets are going to use IP, then IP needs to be registered, traceable, and licensed at the moment of creation
Origin registers IP at creation. mAItrix enforces how agents train on and use that IP.
Don't think people realize how big of an unlock programmble IP is...
2026 YEAR OF THE IP
Time to bet on your mains
Characters are the atomic units of culture, outlasting universes and compounding like blue-chip stocks.
Having worked at Facebook and Meta, I learned creators are coveted partners to fuel social.
But IPs and franchises?
They're greater by orders of magnitude . . . Pokémon alone has raked in $115B lifetime (with $12B in 2024 alone), dwarfing even MrBeast's eye-popping $85M annual haul.
Shifting to character economies, where belief in Pikachu or Iron Man becomes tradable upside is massive.
Imagine owning fractional stakes in a character's revival arc, with royalties flowing onchain.
The generational gravity that real IP has is far more important and I think the coinbase debate is getting off the mark. bridging tradfi to onchain assets like equities, real estate... and soon, perhaps, programmable characters?
train on scraped data now → scale to billions → get hit with $100M+ lawsuits from IP owners.
that's where the AI industry is right now.
one voice model company straight up told us they've been training off whatever's on the internet and don't really know the regulations.
"we might get sued down the line"
companies that want to survive the next 6 years will train on licensed data.
you can already license your IP through Origin. spend 3 minutes recording voice through Origin → register it onchain.
@campnetworkxyz is providing AI companies the largest marketplace to train on licensed training data.
in two years, AI will generate most of the world’s content.
but without provenance, you can't license it, prove it, or monetize any of it.
4 apps on Camp are already making this possible:
@KORUS_AI: legally remix stems and music from artists like deadmau5, Richie Hawtin, and Imogen Heap.
@reblapp: generate AI -native IP with your own images and styles on Camp.
@wideworlds_ai: create characters and contribute to living IP universes like Mr. Freeman, Black Mirror, and more.
Origin: register your IP onchain, set licensing terms, and earn royalties.