spield

600+ downloads of the Spield SDK. The SDK now covers the core flows across fixed-rate yield, PT/YT markets, vaults and routing. Still early. Still building. For developers who want to build on Spield → npmjs.com/package/@spield/sd… Build on @StellarOrg

Well… technically YES. Spield can.

A Yield Token has a clock. YT expires, but your yield doesn’t. @BuildOnStellar with Spield.

Spield Testnet SDK is now live. ⚡ The SDK turns Spield from a single app into a fixed-yield primitive that other products can build on. Payroll apps can route idle balances into fixed yield. Treasury tools can offer predictable returns. Payment products can integrate PT & YT directly into their flows. Devs can now: → Build with PT & YT → Integrate Spield programmatically → Test on Stellar Testnet → Build fixed-yield experiences without starting from scratch The goal is simple: Make fixed yield on Stellar composable enough that builders can integrate it in an afternoon. Early release, so feedback from developers is especially valuable. SDK → npmjs.com/package/@spield/sd… Live → spield.live Fixed yield on Stellar, now programmable.

Looking for a few DeFi users to try @spield_ Explore it. Test the experience. Tell us what feels great, confusing, or missing. Your feedback will directly help to shape what we build next. Fixed yield. Yield trading. Built on @StellarOrg → spield.live

Fixed income has three kinds of certainty. Spield PT gives you one: 1:1 USDC redemption at maturity. Before then, its exit price is set by the market. Access to the underlying Blend position can also be delayed. Fixed redemption is not risk-free yield.

An expired train ticket should not trade at a station. A constant-product pool has no time-to-maturity state. It treats Spield’s PT, a dated claim with known redemption value, like a perpetual asset. At maturity, Spield’s market halts and routes redemption through the Wrapper.

Spield will be judged by what Stellar products build with PT and YT, not by another yield screen. PT redeems 1:1 at maturity. Early sales are market-priced. YT can decay to zero. If both only work inside Spield's interface, composability has failed.

Spield’s YT is like owning the rent, not the house. It gives you future variable Blend yield, not the USDC principal. If yield falls, your income falls. At maturity, YT can decay to zero. It’s a yield view, not a savings product. @BuildOnStellar @StellarGlobal_ @StellarOrg

Stop buying “fixed yield” that isn’t fixed. Most DeFi fixed-rate products are just optimism wearing a suit. They invent an index. They model an APY. They show you a clean number… then quietly hope the underlying yield shows up. You think you’re locking in certainty. You’re actually buying hidden risk with better marketing. Spield does the opposite. Real yield. Real backing. Zero pretend. The yield source is actual on-chain Blend lending yield, live USDC earning real rates right now. No estimated APY. No optimistic model. No “trust the curve.” We simply split the position the way fixed income is supposed to work: PT = the principal claim (redeems 1:1 at maturity) YT = the pure yield claim (receives the actual yield stream) Want certainty? Hold PT or deposit into the Fixed-Rate Vault. Want upside on future rates? Hold YT. The market prices the difference between locked yield and expected future yield — cleanly, transparently. Solvent by construction This is the part that actually matters: Every dollar of issued value is backed by real underlying value. Not “the model says it works.” Not “APY should be there.” Not “trust us.” Real USDC. Real on-chain yield. Real accounting that follows the underlying mechanics. That’s what “solvent by construction” means. The risks are still real — and we name them Smart contract risk. Blend dependency risk. Liquidity risk before maturity. YT underperformance. Mark-to-market risk if you sell PT early. We don’t hide them. We put them in the open because the core promise should never need camouflage. Fixed income in DeFi only becomes real when the fixed rate is supported by actual yield, not marketing yield. That’s the standard we’re building on Stellar. Real yield. Real solvency. No theater.

Every bank has fixed income. Every treasury runs on it. Every saver wants it. Stellar didn't have it. Now it does 👇 @StellarOrg @BuildOnStellar @IND_stellar

V2 is coming. Same vision. Same protocol. Fixed-income on Stellar, the way it was always meant to feel. Waitlist opens soon.

Your yield has been lying to you. In DeFi, risk and reward come bundled. So we took an axe to it. 🪓 Spield splits yield-bearing assets in two: 🛡 Fixed returns for certainty ⚡ Leveraged yield for the thrill Same asset. Two different games.

Every traders wants leverage. Every investor wants stability. So we asked: why not both? Introducing Spield Built on Stellar for institutions and traders. Stay tuned..!

Stable return and high leveraging in one platform ? Bringing Spield Built on Stellar network for enterprices and financial institutions As well as traders to enjoy the benefit of high leverage @StellarOrg @BuildOnStellar