Punit Thakker

Payments, minus the jargon. Thunes x UnionPay International: instant payouts to UnionPay cards across 79 major Chinese banks, up to $10,000 a day in one transfer. Speed matters, but limits decide whether a transfer actually solves the problem. #CrossBorderPayments

Qashio's Global Pay adds rewards to eligible overseas supplier payments, with upfront FX rates, approvals and tracking. Count the full cost and the reconciliation work before counting the points. Rewards are a bonus. The payment still has to make sense. #Payments

Natural says AI agents can choose ACH, wire, RTP or FedNow for US bank payments, within business-set limits. The useful question is whether the agent can explain its choice and stay within its authority. Faster money needs clear accountability. #Payments

Payments, minus the jargon. Network International and Emirates Islamic renewed their processing agreement - a bank quietly signing its payment plumbing again. Launches tell you who is ambitious. Renewals tell you who is trusted. #Payments

Nobody becomes calm in a crisis by accident. They practise before it. Run one small drill this week. A failover test, a call tree, a "what if". Boring work. Big payoff. #PaymentsPlainly

Stablecoins are only useful if you can turn them into money you can spend. Nium and RedotPay: an off-ramp for 9M users into new markets. The last mile decides trust. #PaymentsPlainly

Finance teams don't want a new platform. They want fewer tabs. Circle and SAP-backed Tereina are bringing USDC and EURC into the software businesses already use. Early, but the right direction. #PaymentsPlainly

Changing the plan is not failure. Hiding it is. Fiserv planned its own stablecoin by end of 2025. Now no date, but they launched Roughrider first. Good leaders adjust early. #PaymentsPlainly

Best payments product: the one nobody has to install. Samsung is putting USDC transfers inside Samsung Wallet for eligible US Galaxy users from late October. Distribution wins. Trust keeps it. #PaymentsPlainly

An AI agent can choose a purchase. It still needs permission to pay. The opportunity: give people back their time without taking away control. Clear spending limits and a clear route to fix mistakes must come first. #PaymentsPlainly

Citi and Coinbase are connecting stablecoin payments with bank infrastructure. More payment choice, without asking merchants to manage digital assets themselves. That is how adoption grows: make the new option easier to run. #PaymentsPlainly

The UAE's own card scheme, Jaywan, is now live on DubaiPay for government payments. Merchants: ask your provider if you can accept it. #UAE

Fiserv planned its own stablecoin, then changed course. The token was never the hard part. Disputes, settlement and support are. #PaymentsPlainly

In the eBay office with the PayPal India founding team, we built cross-border payments from zero. We worked with AD-II banks while the OPGSP guidelines took shape with the RBI. Great days building from ground zero, and the best rails are still ahead 🚀 @PayPal @eBay @RBI #Payments #Fintech #CrossBorder

20 years in payments. What the decks never say. AI agents will spend money soon. The winners won't be the fastest rails. They'll answer: who is this agent, who approved it, who is accountable. Trust scales payments. #PaymentsPlainly #Fintech #AI #UAE