CEO @ DeepVest | From investment analytics to client proposals, one agentic workspace for advisors, hallucination-free by design | # Not investment advice
Joined June 2023
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Toby Wade retweeted
Looking forward to being at The MoneyShow / TradersEXPO in Orlando this week.
I’ll be speaking on “How AI Can Transform Your Stock Screening Process” and showing how CIOs, financial advisors and investors can go beyond traditional screens by using AI to analyze earnings transcripts, fundamentals, technicals, and macro sensitivities together.
The interesting part to me is not simply asking an LLM which stocks to buy (not to mention the fact that it is known they are biased). It is using AI to systematically work through far more information than an investor could reasonably process on their own, while grounding the analysis in real data and deterministic financial tools.
I’ll be sharing some of what we’ve been building at @deepvest_ai and a few practical examples of how this can change the investment research process.
If you’re at MoneyShow this week, come say hello.
Looking forward to being at The MoneyShow / TradersEXPO in Orlando this week.
I’ll be speaking on “How AI Can Transform Your Stock Screening Process” and showing how CIOs, financial advisors and investors can go beyond traditional screens by using AI to analyze earnings transcripts, fundamentals, technicals, and macro sensitivities together.
The interesting part to me is not simply asking an LLM which stocks to buy (not to mention the fact that it is known they are biased). It is using AI to systematically work through far more information than an investor could reasonably process on their own, while grounding the analysis in real data and deterministic financial tools.
I’ll be sharing some of what we’ve been building at @deepvest_ai and a few practical examples of how this can change the investment research process.
If you’re at MoneyShow this week, come say hello.
Toby Wade retweeted
Interesting to watch the market reaction to Meta’s Muse announcement and the selloff across wealth management stocks.
My take: Wall Street is probably overestimating what these agents can safely replace today, while correctly recognizing how much they could change financial services over the next several years. There is still a huge gap between an AI producing a sophisticated financial answer and being trusted to make a financial decision. In finance, sounding right is not the same thing as being right.
The firms that win won’t be the ones that simply bolt an LLM onto the advisor experience. They’ll be the ones that combine AI with deterministic calculations, governed workflows, verified data and human judgment.
AI is going to make great advisors far more productive. I’m much less convinced it makes the advisor disappear.
Interesting to watch the market reaction to Meta’s Muse announcement and the selloff across wealth management stocks.
My take: Wall Street is probably overestimating what these agents can safely replace today, while correctly recognizing how much they could change financial services over the next several years. There is still a huge gap between an AI producing a sophisticated financial answer and being trusted to make a financial decision. In finance, sounding right is not the same thing as being right.
The firms that win won’t be the ones that simply bolt an LLM onto the advisor experience. They’ll be the ones that combine AI with deterministic calculations, governed workflows, verified data and human judgment.
AI is going to make great advisors far more productive. I’m much less convinced it makes the advisor disappear.
Toby Wade retweeted
Two studies. Two continents. Two months apart. Same conclusion: General-purpose AI chatbots get financial advice wrong far more often than they get it right.
Honored to see DeepVest's research featured alongside Saturn's groundbreaking U.K. study in Financial Advisor Magazine today.
The numbers are sobering:
- Saturn (U.K.): 57% overall failure rate, 88% on complex questions
- DeepVest (U.S.): 85% failure rate on portfolio calculations
- Even "easy" questions with no calculations: only 54% accuracy
What makes this especially dangerous? As our CEO @tobyjwade explained to FA Mag: "General-purpose AI models are trained to sound confident, not to be correct. That's a fundamental mismatch with what financial professionals need."
The studies also revealed inconsistency problems. Leading chatbots gave meaningfully different answers to identical questions asked at different times. One model was perfectly consistent but consistently wrong, creating what our research called "false confidence."
This isn't an AI problem. It's an architecture problem. General-purpose tools built for conversation aren't built for the precision financial advice demands.
Thank you to Jennifer Lea Reed and Financial Advisor Magazine for covering this important research.
Read the full study coverage: fa-mag.com/news/two-studies-…
Toby Wade retweeted
Heading to XYPN Live in San Diego next week? 🌴
Stop by Booth 19 to see how DeepVest is transforming portfolio analysis for advisors.
What used to take 36 hours of manual work now happens in 15 minutes, with zero hallucinations and 100% accuracy.
Whether you're analyzing new client portfolios, uncovering hidden fees, or demonstrating value in suitability reviews, DeepVest delivers institutional-grade insights you can trust.
Live demos at Booth 19. DM to schedule. See you in San Diego!
Toby Wade retweeted
A portfolio has 30 stocks. Should be diversified, right?
Not when multiple holdings move together under stress, the cash on hand can't outlast a rough stretch, and the biggest winner also carries the biggest embedded tax bill.
A standard allocation review can miss all of that. DeepVest AgentLab audited a fictional $1M client statement for five blind spots, concentration, correlation, liquidity, tax drag, and inflation risk, and found the real threat wasn't concentration at all. It was a $14,000 cash reserve.
Specific numbers create clarity. Seeing where the risks connect creates the real picture.
Read how one client statement became a full portfolio risk audit 👇
deepvest.ai/articles/ai-port…
Toby Wade retweeted
Claude’s announcement is like saying: “We can give you access to 20 different suppliers and a very smart contractor.” But you still have to buy the materials, make sure they fit together, clean and prepare them, wire the plumbing and electricity, and verify the structure is sound.
@deepvest_ai is the finished house, purpose-built for the advisor front office, with the data, calculations, workflows, and monitoring already engineered to work together.
Claude’s announcement is like saying: “We can give you access to 20 different suppliers and a very smart contractor.” But you still have to buy the materials, make sure they fit together, clean and prepare them, wire the plumbing and electricity, and verify the structure is sound.
@deepvest_ai is the finished house, purpose-built for the advisor front office, with the data, calculations, workflows, and monitoring already engineered to work together.
Toby Wade retweeted
Most advisors lose control of a selloff conversation before the client finishes their question, and it's not because they lack market knowledge.
It's because they can't yet say whether anything has actually changed.
The traditional process makes this worse:
→ Pull SPY data
→ Check the VIX
→ Review credit spreads
→ Backtest historical declines
By the time that's done, the client has already decided.
"The market is falling, try not to worry" is easy to dismiss.
"SPY is 1.22% below its 52-week high, the VIX is at 14.10, and credit spreads are near a three-year tight" is harder to ignore.
That's not reassurance. It's evidence.
In our latest article, we show how RIAs can:
✓ Separate normal fear from genuine deterioration, using specific numbers
✓ Backtest historical 10%, 15%, and 20% declines for real base rates
✓ Identify the signals that would actually change a risk assessment
The advantage isn't predicting the bottom. It's evidence.
👉 Read the full breakdown: deepvest.ai/articles/the-que…
Toby Wade retweeted
The best investment recommendations start with understanding what clients actually said, not what we think they meant or what we remember from last month's meeting.
Today DeepVest announces an integration with Zocks | AI for Advisors to close that gap.
I've watched advisors spend years perfecting their meeting process, capturing incredible insights about client goals, concerns, and priorities. But too often, that context gets lost in translation. It stays in the CRM or meeting notes while investment decisions happen somewhere else entirely.
With this integration, meeting intelligence flows directly into portfolio analysis, research, and recommendations. Advisors can now build proposals that reference their clients' actual stated priorities instead of reconstructing context from memory.
The technical implementation is straightforward: OAuth 2.0 authorization, continuous sync via the Zocks Contacts API, automatic normalization into our client hierarchy. But the impact is bigger, it's about making sure the human context from conversations doesn't get lost when it's time to make investment decisions.
Holistic advice requires holistic context. This integration delivers both.
Learn more: deepvest.ai/articles/deepves…
Toby Wade retweeted
The best investment recommendations start with understanding what clients actually said.
Today we're launching our @zocksio integration with @deepvest_ai, meeting intelligence flows directly into portfolio analysis and recommendations.
Context from conversations shouldn't get lost. Now it doesn't.
Learn more: deepvest.ai/articles/deepves…
The best investment recommendations start with understanding what clients actually said.
Today we're launching our @zocksio integration with @deepvest_ai, meeting intelligence flows directly into portfolio analysis and recommendations.
Context from conversations shouldn't get lost. Now it doesn't.
Learn more: deepvest.ai/articles/deepves…
Toby Wade retweeted
Anyone who works in finance should think twice before using an AI vendor that admits, discloses, or even markets that it “writes code on the fly” to perform mission-critical investment, financial planning, tax, portfolio, or other financial calculations.
Our research at @deepvest_ai demonstrates why: these approaches produced incorrect or failed results 85% of the time. Just as concerning, they can produce different answers to the exact same question.
In finance, calculations shouldn’t be generated on the fly. They should be deterministic, reproducible, and auditable.
🤖 Made with AI
Anyone who works in finance should think twice before using an AI vendor that admits, discloses, or even markets that it “writes code on the fly” to perform mission-critical investment, financial planning, tax, portfolio, or other financial calculations.
Our research at @deepvest_ai demonstrates why: these approaches produced incorrect or failed results 85% of the time. Just as concerning, they can produce different answers to the exact same question.
In finance, calculations shouldn’t be generated on the fly. They should be deterministic, reproducible, and auditable.
🤖 Made with AI
Toby Wade retweeted
Honored to share that DeepVest has been named a 2026 ThinkAdvisor Luminaries finalist in two categories:
🚀 AI Innovation & Impact
🔥 Product or Service Innovation, Investment Management
Our CEO @tobyjwade has also been recognized as a finalist for AI Innovator of the Year.
Being selected from such an incredible field of innovators in wealth management is both humbling and energizing. These nominations reflect the work of our entire team in building AI that advisors can actually trust - hallucination-free, compliant, and purpose-built for investment analysis.
Looking forward to the awards ceremony in New York this December. Grateful to ThinkAdvisor for spotlighting the teams and leaders pushing the industry forward.
#ThinkAdvisor #Luminaries2026 #WealthTech #AIinFinance
Toby Wade retweeted
When grief meets a $1 million portfolio, where does an advisor start?
Not with trades. Not with performance charts. With what needs attention now vs. what can wait.
DeepVest analyzed a widow's first financial review and ranked the urgent issues:
✓ Step-up basis verification (potential $168K tax impact)
✓ Cash reserves for 6+ months (avoid forced selling in a downturn)
✓ Social Security survivor benefits (timing = $ 15K+ difference)
✓ Estate document review (before making any ownership changes)
The analysis also flagged what NOT to rush:
→ Portfolio rebalancing (confirm ownership first)
→ Income planning (get real spending data)
→ Beneficiary updates (verify estate documents)
Sometimes the most valuable recommendation is to make no recommendation yet.
Read how advisors can separate urgent tasks from permanent decisions: deepvest.ai/articles/how-ria…
Toby Wade retweeted
Fantastic chart Ed Donner pointed out, plotting intelligence versus cost. The goal is to find models in the green quadrant as one is maximizing intelligence relative to cost.
GPT 5.6 Luna and DeepSeek V4 Pro are in the lead implying that open source and close source models are still in close race.
Here is the link to where you can find this chart and others like it
artificialanalysis.ai/
Fantastic chart Ed Donner pointed out, plotting intelligence versus cost. The goal is to find models in the green quadrant as one is maximizing intelligence relative to cost.
GPT 5.6 Luna and DeepSeek V4 Pro are in the lead implying that open source and close source models are still in close race.
Here is the link to where you can find this chart and others like it
artificialanalysis.ai/