Prices didn’t rise. They were raised. I track where your money goes and write a deep value investing newsletter on where to put it.
Joined July 2026
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Since 1990, the cost of living in America has exploded.
- Home: $123K to $411K
- College: $1,900 to $29,600 a year
- Health insurance: $3K to $25K
- New car: $15K to $48K
- Rent: $450 to $1,600
Income didn't keep up
I will be exposing the system and what it did to America.
October 2025:
- Gas: $3.05
- Diesel: $3.66
October 2026:
- Gas: $4.27
- Diesel: $6.35
Gas up 40%. Diesel up 73%.
Nobody voted for a 73% raise for the truck that brings your groceries. You're paying it anyway.
This means housing will become even more unaffordable as mortgage payments are destined to head to 10% or better.
A pound of coffee was $2.97 in 1990.
It's $9.33 now.
Your morning cup went up 214%. Your raise didn't.
Heating oil in 1990: $1.09 a gallon.
Heating oil now: $5.92.
Filling a 300-gallon tank went from $327 to $1,776.
Winter is coming either way. One of those bills you can pay.
Hours of minimum-wage work to pay one month's rent:
1990: 118 hours ($450 rent, $3.80 an hour)
2026: 221 hours ($1,600 rent, $7.25 an hour)
There are about 173 working hours in a month.
Rent alone now takes more than a full-time month.
Him and his family bought the .si domains before he started blasting this.
So he is attempting to enrich himself even further.
I have no idea why renaming AI is so bizarrely important to Trump. Nobody cares about the name he chose. Nobody is using it or will use it. And it’s not even technically accurate because “super intelligence” already had an agreed upon, widely adopted definition. This is the weirdest political hill to die on. It gains you nothing. Not a single ordinary American in the country, anywhere, cares deeply about making sure people say “SI” instead of “AI.” We are days away from a major election and this bullshit is the focus? Just baffling.
The headline: "Core inflation 2.6%."
The truth:
- Gas: up 40%
- Diesel: up 73%
- Mortgage rate: 7.33%
- Heating oil: up about 74%
Core inflation leaves out food and energy. You don't get to.
Trump is banning the terms AI and wants people to use Super Intelligence because all of his friends and business associates purchased domains, IN SIZE, for super intelligence. This is another grift to make a quick buck.
Brent crude was under $75 before the war.
It's above $115 now.
You can see the difference every time you open your wallet.
You will soon be able to buy an index based on political corruption in the White House House. It will likely put up 35% annualized returns and smoke hedge funds.
S&P Dow Jones Indices and Kalshi are joining forces to build the next generation of financial markets.
The Dow launched in 1896. The S&P 500 in 1957. The idea was simple: bring individual stocks together into a single benchmark, giving people a clearer view of the broader market.
Over time, products built around those benchmarks transformed investing. Index funds, ETFs, futures, and options gave investors ways to gain diversified market exposure and hedge broad market swings.
These indices became foundations of global finance. More than $20 trillion is indexed or benchmarked to the S&P 500 alone.
Today, this structure extends beyond stocks to bonds, commodities, currencies, and more.
The next step is to bring that structure to the events that shape everyone’s lives.
Through this partnership, S&P Dow Jones Indices and Kalshi will work together to create indices composed of Kalshi event contracts.
Think about what that opens up.
An index of political power. An index of supply chain risk. An index tracking AI’s impact on employment. An index of sports outcomes that affect broadcasters, advertisers, cities, and small businesses. An index of weather risks that shape harvests, energy demand, and business revenues.
Each would bundle event contracts into a single indicator, helping people understand how related risks are evolving.
Over time, products built around these indices could offer diversified exposure to those events and new ways to hedge their impact.
The events that shape our lives could become as easy to track and gain exposure to as the S&P 500.
Farmers are the biggest welfare queens in the entire world.
Your grandparents bought a house on one income.
Your parents bought a house on two incomes.
You're trying to buy a house on two incomes, a side hustle, and help from your parents.
And pending home sales just hit a record low anyway.
Groceries are up 1.8% in a year.
Restaurants are up 3.5%.
Eating out used to be a Friday thing. Now it's a budget line you have to defend.
Gas is up 34% from a year ago.
Not 3.4%. Thirty-four.
This is the first October on record with the national average above $4.
Family Health Premiums Hit Record $28,303 Average Yearly.
You can't even cough in America without getting hit with a thousand dollar bill.
It it time to take to the streets and riot.
In 1990, the median household earned $29,943.
Today it's $87,460. Income roughly tripled.
Now look at everything else:
- Home: $124k to $410k
- Family health insurance: $5.8K to $27K
- Public college tuition: $1,900 to $12K a year
- Child care: now $13K a year per kid
Your paycheck grew 3x. Your life got 5x more expensive.