CA policymakers ringing the alarm about runaway costs in the Subsequent Injuries Benefits Trust Fund. How is this specialized fund now paying out more in yearly benefits than the entire #workerscomp system for conditions that are rarely work disabling?
workcompaction.org/sibtf-fac…
For decades, SIBTF claims were uncommon. But between 2010 and 2022, annual SIBTF applications nearly tripled from 850 to 2,448,, the average amount paid per application increased from $12,237 to $70,342 and total SIBTF payments increased from $14 million to $232 million in 2022.
Slow claim resolution has long been a hallmark of CA's #workercomp system. Despite positive improvements, CA still lags national median in % of medical spend by year 3 of a claim. Slow claim reporting, high rates of PD and CT claims, cited as factors by @WCIRB
Despite improvements in California's rate of closing open #workerscomp claims during the past decade, 13% are still unresolved at the 5-year mark. The median among comparison states? 5%. Graphic source: @WCIRB
Complaints about the slow-moving nature of #workerscomp tend to get dumped on employers/insurers who manage the claims. Counterpoint: nearly 1/4 of California claims don't even get reported by workers within ONE YEAR of injury. It's 2X the national rate. Graphic credit @WCIRB
"Presumptions assume people are merely going to or from work. That is not the current reality. The 'Industrial causation' standard exists precisely because people have lives outside of work." @VICASFValley #workerscomp #caleg
dailynews.com/2020/06/01/wor…
"Presumptions turn the #workerscomp system inside out. Instead of benefits for work-related injuries or illnesses, employers will pay for any instance when a worker gets sick -- even if caught at home from a family member or out in public from a stranger." @FamBusAssocCA #CALeg
"Forcing employers to pay for virtually every new case of #COVID19 as a #workerscomp claim, when it may not have any connection to work, is unfair and will cost employers billions of additional dollars." @CRHWAssoc @AsmGrayson @AsmMarcBerman
"As we reboot our economy, #workerscomp should be there to protect workers who get COVID-19 because of their job. But it should not be an insurance policy that covers birthday parties, church services and backyard BBQs in the weeks and months ahead." @CamarilloCoC












