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Especially this time of year, spending can be a form of self-soothing or an expression of love. But it doesn't always go well.
I enjoyed sharing ideas for this important article. Excellent and timely information from Isabella Simonetti.
nytimes.com/2022/12/15/busin…
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If you want to retire at 55 (give or take), you need to be careful about how you plan. That's because most information and tools are geared for people who retire later.
To learn more about the challenges and opportunities, see the article/video here: approachfp.com/retire-at-55-…
Some perspective on managing your retirement income:
advisorperspectives.com/arti…
It is kind of insane how retirement works: You can't know ahead of time exactly how long it lasts or what costs you'll face. “I am a caregiving expert. How did I end up in bankruptcy?” wsj.com/articles/caregiving-… via @WSJ
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Approach Financial is thrilled to announce that we are one of the financial advisory firms that @AARP has recognized with the #BankSafe Trained Seal for the steps we have taken to help stop financial exploitation. Learn more: aarp.org/banksafe
A few more letters after your name never hurt 🤓. I'm happy to announce I completed the Retirement Management Advisor® (RMA®) certification program.
The course of study focuses on creating customized retirement income plans—kind of important for anybody who wants to stop working
Being single can bring some simplicity to your finances (you don't need to decide which job's insurance is better or who should claim Social Security first), but you might have less wiggle room when setbacks happen.
policygenius.com/blog/single…
Will you get your full Social Security benefits? It could depend on any pension income you get, especially if you work for a school system. hermoney.com/invest/retireme…
401(k) enrollment might become an "opt-out" thing under proposed legislation. Most of you probably chose (proactively) how to handle your 401(k), but this could be a big deal for your co-workers, children, and others.
kiplinger.com/retirement/ret…
"The workers have been fearing disaster. The retirees have been saying, actually we’re OK."
I've spoken with several clients recently who were pleasantly surprised to find out that they're on track for a comfortable retirement.
marketwatch.com/story/retire…
I enjoyed sharing ideas with Money for this important article about retiring with student loan payments. Whether you co-signed for somebody else or you're paying off your own loans, this is a tricky situation.
money.com/older-student-loan…
"Overall, retired households pay 6% in federal and state taxes on their income."
Do you know how much tax you pay on your income? It might be less than you think—and many retirees have a relatively low "effective" tax rate.
money.yahoo.com/retirees-pay…
Whether retirement is many years away or right around the corner, it can be helpful to see what others are experiencing.
The article is a quick and easy skim with some surprising tidbits from today's retirees: ow.ly/3HLf50E9Fch
I enjoyed sharing 💡ideas💡 with journalist Jazmin Goodwin for this CNN article about children and investing. Kids can start by learning basic spending and saving concepts, then move on to compound interest and long-term growth. cnn.com/2021/02/19/success/t…
What is sustainable investing? Also known as environmental, social, and governance (ESG) or SRI, these strategies attempt to direct your money toward investments that are good for the world🌎 . I recently completed a program through Morningstar, and it was an excellent offering
These 5 tools can help you prepare for retirement:
thebalance.com/5-tools-for-r…
Not surprisingly, it's another insightful post from @dollarsanddata. Perfect for your year-end reflections: ofdollarsanddata.com/running…
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👁️ Did you know that “socially responsible” investing includes things like data privacy? If you’re concerned about companies losing your information (or sharing it irresponsibly), it may be possible to limit your exposure to those companies. More on this in January!
Hoping to retire in the coming year? Follow these steps to make it a smooth transition: thebalance.com/how-to-retire…
@MrsLauraWoods shares excellent money tips for those over age 60, including a few tips from me. Avoid these 5 mistakes, and you can save yourself some heartache: gobankingrates.com/money/fin…