Retirement plans, fee-only financial planning, & investment advice. A Colorado Registered Investment Advsiory firm. No commissions. Tweets aren't endorsements
Montrose, CO and Nationwide
Joined April 2017
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Justin Pritchard, CFP® retweeted
Are your fears that Social Security won't exist when you retire accurate? Perhaps not. Here's how it works:
crr.bc.edu/correcting-misper… @RetirementRsrch #retire #financial #SocialSecurity
Justin Pritchard, CFP® retweeted
Sobering but important message of what we have to be mindful we may lose at retirement:
- Income <duh>
- Identity
- Purpose
- Structure
- Community
- Relevance
- Power
Many can be replaced in retirement, but only if you're intentional w/ a plan to do so?
humbledollar.com/2023/08/wha…
Justin Pritchard, CFP® retweeted
Re the trendy idea that technical financial skills are "table stakes" for financial planning:
Yes, they are the bare minimum that a client should expect from a planner.
But also, a client should not expect that every planner has them. Because very plainly, that is not the case.
Justin Pritchard, CFP® retweeted
ChatGPT provides intelligent-sounding responses, which is great when it's right, but dangerous when it's wrong because non-experts can't spot the error in the middle...
"A Financial Planner Takes ChatGPT for a Test Drive" advisorperspectives.com/arti…
Justin Pritchard, CFP® retweeted
This is exactly what I talk about all the time. Helping people plan financially for aging and end of life is so important but still full of potholes even when you think you have everything figured out. 1/a few #eol #hpm
My grandmother died at home, just as she wanted. It cost $145,000 wbur.fm/3Xeiwp0 via @cogwbur
Justin Pritchard, CFP® retweeted
Perhaps the most surprising takeaway from our latest withdrawal rate research, launching today: Swinging for the fences with a high equity % won't help and may even hurt. @syouth1 John Rekenthaler and I updated our retirement income research from 2021. 👍 morningstar.com/articles/112…
Justin Pritchard, CFP® retweeted
The best financial plan has nothing to do with what the markets are doing, nothing to do with what your real estate agent is telling you, nothing to do with the hot stock your brother-in-law told you about.
Justin Pritchard, CFP® retweeted
How do I know I have the right asset allocation for my risk tolerance? When markets freak, I don't tweak.
Turns out I'm more risk averse than I 'should' be at my age, but what matters isn't that I could earn more if I took more risk, but that I'm not moving my money emotionally.
Justin Pritchard, CFP® retweeted
Terms and Acronyms meyersmoney.blog/2022/08/18/…
Justin Pritchard, CFP® retweeted
This is why an ice cream cone is an indicator of your quality of life in #retirement. Check out this piece and others on @MIT_AgeLab's blog. agelab.mit.edu/retirement-an… @MITdusp @mitsap @mitsupplychain
Justin Pritchard, CFP® retweeted
Forget online fraud. When it comes to stealing from the elderly, often the danger lies in a simple phone call—or a caregiver or family member, says Jim Wasserman. humbledollar.com/2022/08/bad…
Justin Pritchard, CFP® retweeted
Some retirees are returning to work. What's behind that? There are several good reasons. @LGers explains: kiplinger.com/retirement/604…
Justin Pritchard, CFP® retweeted
There’s no shortage of ways to give to charity, but some retirees may score a special tax break by donating money from their IRA. cnbc.com/2022/07/08/heres-a-…
Justin Pritchard, CFP® retweeted
I enjoyed sharing ideas for this timely article. There are a variety of ways to address inflation in your investing. For me, minor adjustments make sense, and trying to completely outsmart inflation over the short term is harder than it would seem.
marketwatch.com/picks/u-s-in…
Justin Pritchard, CFP® retweeted
You can't avoid uncertainty...you can only pretend it doesn't exist.
Justin Pritchard, CFP® retweeted
Just because you have estate planning documents in place doesn’t mean you won’t have a hot mess on your hands. Some people create complicated situations when not needed that end up being really expensive.
Tip: I’ve learned simplicity saves the most hassle and money.
Justin Pritchard, CFP® retweeted
The best personal finance inflation hedges:
-a 30 year fixed rate mortgage
-the ability to make more $$$
-a Costco membership
-an aversion to lifestyle creep
awealthofcommonsense.com/202…
Justin Pritchard, CFP® retweeted
#SlamTheScam with us this #NCPW2022! We’re teaming up with @USAGov, @FTC and others TODAY at 3 pm ET for a Twitter chat to talk about imposter scams and how to protect yourself. Follow along: #SlamTheScamChat
Justin Pritchard, CFP® retweeted
FRAUD ALERT: Cyber crooks are using social media to troll for victims. About 1/4 of all fraud losses reported to the Federal Trade Commission last year resulted from scams that started with social media ads, posts, or messages. bit.ly/3hJLfQb
Justin Pritchard, CFP® retweeted
Have you reviewed your Social Security Statement lately? The redesigned Statement includes a bar graph displaying your personalized retirement benefit estimates at nine different ages, depending on when you want benefits to start. Learn more: ow.ly/IeQU50GxOT7
