Banking and Fintech File (@BankFintechFile) profile picture

Tracks U.S. bank branches, hiring and layoffs, payments rails, and fintech programs using public data

Joined September 2026
Banking and Fintech File retweeted
Absolute insanity. In just 40 minutes, the S&P 500 has now erased -$2 trillion in market cap. The entire post-Midterm Election rally has been erased in a matter of minutes. This is one of the fastest market cap losses in stock market history.
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NJ has a lot of issues but we do cash pay MRI's well
🩻 Cash price of a knee MRI at US hospitals, by state (median) 1. New Jersey: $415 2. Maryland: $583 3. Puerto Rico: $725 4. Louisiana: $808 5. Arkansas: $900 6. Tennessee: $974 7. New York: $1,006 8. Indiana: $1,017 9. Mississippi: $1,118 10. Kansas: $1,271 11. West Virginia: $1,302 12. Oklahoma: $1,345 13. Maine: $1,367 14. Arizona: $1,446 15. New Mexico: $1,472 16. Hawaii: $1,504 17. Georgia: $1,516 18. Michigan: $1,527 19. Kentucky: $1,609 20. Connecticut: $1,619 21. Missouri: $1,664 22. Montana: $1,678 23. Idaho: $1,746 24. Ohio: $1,752 25. Pennsylvania: $1,756 26. Oregon: $1,776 27. Alabama: $1,786 28. Massachusetts: $1,842 29. Washington: $1,846 30. Wyoming: $1,910 31. Minnesota: $1,932 32. Virginia: $1,932 33. North Dakota: $1,933 34. Colorado: $2,012 35. New Hampshire: $2,059 36. North Carolina: $2,061 37. Rhode Island: $2,100 38. Wisconsin: $2,110 39. Texas: $2,159 40. Iowa: $2,232 41. Nevada: $2,297 42. South Carolina: $2,447 43. Delaware: $2,452 44. Nebraska: $2,524 45. Illinois: $2,860 46. Vermont: $3,078 47. South Dakota: $3,170 48. California: $3,196 49. Alaska: $3,222 50. Florida: $3,535 51. Utah: $4,650 Source: Hospital price transparency data via SelfPayRates (October 2026)
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If you thought Social Security was a problem what until you see the interest payments on our federal debt
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Oil is flowing from the Middle East but gas prices are nowhere near prewar level. An unseen factor is the insurance expense. All in, a cargo ship is incurring nearly another $10M in insurance expense because of the Iran War. If that remains don't expect gas prices to drop soon.
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Is it me or are there so many disconnects in the market right now? Stock market is up, 10 yr yields keep rising, steady inflation creep, good GDP numbers. For every positive, there seems to be a negative. Does the economy start to rip once the Iran war ends?
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File 001: Deposits still grow. The 10-year does not care. bankfintechfile.substack.com…
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The FDIC has 47 unnamed FIs' on it's problem list. Which is 1.1% of FI's and is considered within an acceptable range.
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Banking and Fintech File retweeted
BREAKING: U.S. 30-year yield surges above 5.6% for the first time since 2002.
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Looking for some historical context regarding unemployment and the 10-year? Last time the 10-year was actually at 5.24% was June 2006, unemployment 4.6%. Today: 5.24%, openings 7.08 million, unemployment 4.1%.
BREAKING: U.S. job openings fell to 7.08 million in August while consumer confidence dropped to 81.9, well below the 89.0 expected.
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