Valentin David (@BaronTaylor) header
Valentin David (@BaronTaylor) profile picture

https://xitter.gq/t.co/WiTtg7KwPV / https://xitter.gq/t.co/2Ggi5sn2iS / https://xitter.gq/t.co/6qk7PYtAcd Founder Incredibly simple tools that make your life tax free ! Economist and sociologist

Asuncion, Paraguay
Joined September 2011
Photo by Valentin David (@BaronTaylor)Photo by Valentin David (@BaronTaylor)Photo by Valentin David (@BaronTaylor)Photo by Valentin David (@BaronTaylor)Photo by Valentin David (@BaronTaylor)Photo by Valentin David (@BaronTaylor)Photo by Valentin David (@BaronTaylor)Photo by Valentin David (@BaronTaylor)Photo by Valentin David (@BaronTaylor)
$SPCX Democrats want to eliminate Musk. Politico: They’re prepping investigations into DOGE, his contracts & Starlink the second they hold the gavels. Lofgren calls the conflicts “astounding.” They’re coming for him. I support Elon.
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Stock Market right now
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Told you... $AEHR
Replying to @TokenFrieza
Buy $aehr instead. USA and debt free.
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AMAZING report from $AEHR Adj. EPS: $0.28 (Est. $0.11) 🟢; +2700% YoY holy smoke WOW
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Valentin David retweeted
Replying to @AdaLluch
Anyone who opposes remigration is a traitor
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"If evil people hate you, you might be doing something right." 一 Elon Musk
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The most manipulated market of all time.
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Pour le retardés mentaux qui demande à quoi sert le Tesla Roadster🤓 #tesla #roadster
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People who bought the rebound yesterday be like $NBIS $IREN $CRWV
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$RKLB Another exemple of how the companies can fuck shareholders 🙄. I have no position but feel sorry for shareholders.
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$FICO | RBC Capital 𝗿𝗲𝗶𝘁𝗲𝗿𝗮𝘁𝗲𝘀 𝗢𝘂𝘁𝗽𝗲𝗿𝗳𝗼𝗿𝗺 on 𝗙𝗮𝗶𝗿 𝗜𝘀𝗮𝗮𝗰, PT $𝟭𝟱𝟮𝟱 Analyst sees DLP approval and strong reseller adoption supporting pricing innovation, while flagging less transparent pricing.
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$FICO why bi-merge won’t happen
Despite our nation's housing crisis, the FHFA is willfully ignorant of its recent proposal's likely impact. Moving to a bi-merge credit reporting requirement could saddle consumers with unmanageable debt and likely lead to millions of foreclosures, devasting the economy and worsening the housing crisis. HUD Secretary Fudge says her department hasn't been paying attention to it. @FinancialCmte
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$FICO very low chance that bi-merge happens. In July 2025, Pulte himself had backtracked: the tri-merge remained the rule. The idea came from Sandra Thompson's FHFA in 2022, and she had already stalled on the same point. The three files do not cover each other. An unpaid, a line of credit or a collection can be at one office and not at the other two. The median of the three is used to throw the outlier, up or down. With two scores, we usually take the lowest. It's not the same picture. The studies that have circulated, including that of Andrew Davidson, quantify the gap: a significant share of consumers has at least one score that is 10 or 20 points away from the tri-merge standard, enough to change the slice of LLPA. There is also shopping. If the lender chooses both offices, nothing prevents the most favorable ones from being retained. The tri-merge prevented this by making the three mandatory.
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$FICO How do you call this pattern ?
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$FICO « Pulte you are Hugo Chavez pal. » People understand that it is just another scandalous market manipulation. Pulte calls for an opened market but wants to control the prices. This is not free market this is Venezuela.
Straight from “super intelligence” $FNMA $FMCC parallel Venezuela. Pulte you are Hugo Chavez pal.
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Le rêve mais il n’y a pas de Milei Français
Replying to @simon1nvest
💶 Dérégulation totale des prix et des loyers Le contrôle des prix à la consommation et l'encadrement des loyers (comme à Paris ou Lyon) seraient abolis Le marché immobilier serait totalement libéralisé : les propriétaires et les locataires fixeraient les prix sans aucune règle de l'État, et les expulsions pour impayés seraient considérablement simplifiées
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Replying to @GabGrowth
Pulte just posted that he's greenlighting FICO direct, with a $1 fee for an initial pull and a ~$65 charge if the loan goes through. If there is ANY institutional preference for $FICO backed MBS's, the moat is likely more intact than the current price suggests.
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