Ravi Maheshwari (@CreditCardsInd) header
Ravi Maheshwari (@CreditCardsInd) profile picture

💳 Credit Cards | 🏦 Banks | Offers | Discounts | ⛳️Golfer | 🍽️ Foodie | 🏍️ Biker | 🏏 Cricket | 👨‍💻 Apple | 📱Mobile Apps Developer, 💌 DM for #Collab 🇮🇳

India
Joined April 2017
Photo by Ravi Maheshwari (@CreditCardsInd)Photo by Ravi Maheshwari (@CreditCardsInd)Photo by Ravi Maheshwari (@CreditCardsInd)Photo by Ravi Maheshwari (@CreditCardsInd)Photo by Ravi Maheshwari (@CreditCardsInd)Photo by Ravi Maheshwari (@CreditCardsInd)Photo by Ravi Maheshwari (@CreditCardsInd)Photo by Ravi Maheshwari (@CreditCardsInd)Photo by Ravi Maheshwari (@CreditCardsInd)Photo by Ravi Maheshwari (@CreditCardsInd)
FREE Grocery 🛒 to TAJ STAY 🏨 Apply for Tata Neu Infinity LIFETIME FREE Credit Card LTF / FYF will be shown before submitting final application - User specific - Valid till 30th September 2025 *DYOR Apply using my link: tataneu.com/v2/finance/credi…
🆓 Stay in TAJ Hotel 🏨 How I got  My first luxurious stay in TAJ CIDADE DE GOA HERITAGE, GOA 🏨 @TajCidadedeGoa for 2 people WITHOUT a PREMIUM Credit card for FREE !!
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🚨 Axis Bank revises IMPS charges for savings accounts from 30 Nov 2026. IMPS fee for ₹1 lakh & above hikes from ₹10 → ₹15 (online & offline). Lower slabs stay the same. Fully waived for Burgundy, Priority, Prestige, Sampann, Staff, BSBDA & select other accounts. All charges + GST. Regular customers paying more on high-value transfers. Details: axis.bank.in/fees-and-charge… #AxisBank #IMPS #BankCharges #ccgeeks
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Taj Agra blacklisted a guest for life after he slapped a waiter over a language mix-up. The waiter stayed quiet because he didn’t want to risk his job - his “dream” job from a farming family. Management’s response: “I don’t care how wealthy you are. Absolutely no one has the right to disrespect my team.” This is how it should be done. Customer is not always king when they turn abusive.
🤖 Made with AI
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Ravi Maheshwari retweeted
Axis Bank again sending love letters but this is for savings account. However the last line is terrifying 🥲
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Ravi Maheshwari retweeted
🚨 Silent Devaluation by HDFC With the recent surge in Infinia network change requests (from Mastercard to Visa for the Visa Power Travel offer), HDFC has now explicitly included network changes under card reissuance charges too. - Non-metal cards: ₹199 - Metal cards: ₹3,500 @HDFCBank_Cares bro, what happened to @RBI's requirement for at least one month's prior notice?
Well rather my Infinia leveled up ... Now with the super saiyyan like rewards upto 20.5% courtesy visa power travel!! Check out the video 😍 Thanks for heads up @CreditCardsInd @DoBaniye
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Pune Police have asked Google and Apple to remove the Rapido app over unauthorized bike taxi operations. FIR already registered against Rapido’s parent company, licence application still pending, fines collected from operators - yet the bike taxi option remains active and rides continue across the city. Removing the entire app would also hit autos and cabs for new users. Regulate the service properly instead of just chasing the app icon. #Pune #Rapido #BikeTaxi inc42.com/buzz/pune-police-a…
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9 credit cards. 2 already from SBI. New Air India × SBI co-brand coming soon - eligible or not? SBI allows max 3 primary cards. So one more slot is open (after 90-day gap + normal underwriting). Waiting for actual launch details. #CCGeeks
🤖 Made with AI
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Ravi Maheshwari retweeted
Anyone else noticed SBI’s two moods? 😄 🎁 Debit Cards: 3X–6X reward points on spends of ₹2,000+ till Dec 31. Shopping, travel, jewellery – the works! 🚨 Credit Cards: 1% fee from Dec 1 on transport transactions above ₹30K and fuel spends above ₹50K per billing cycle. Giving with one hand, taking with the other! 😂 Reshuffling your SBI spends? 👇 🔗 sbicard.com/en/customer-noti… 🔗 banners.loylty.com/Carnival_…
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Air India × SBI Card co-brand coming soon Air India and SBI Card announced a partnership to develop a new co-branded credit card programme focused on Maharaja Club members. It will target travel + lifestyle rewards for everyday spends and Air India-related activity. Key points from the announcement: • Aimed at Maharaja Club (5M+ new members since the 2024 redesign) • Rewards on Air India, Air India Express, and Star Alliance flying • Positioned as a compelling travel card for frequent flyers • Full details (earn rates, fees, benefits, launch date) not out yet - “coming soon” Note: This is a fresh programme announcement, separate from the existing Air India SBI Signature/Platinum cards. #CCGeeks #AirIndia #SBICard #MaharajaClub #CreditCards Source: airindia.com/in/en/newsroom/…
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Ravi Maheshwari retweeted
MCC Finder: Built by the community, for the community. Explore MCC Finder: captaintorch.in/community/mc… Banks rarely tell us which MCC a merchant uses. We usually discover it the hard way - one transaction at a time. It's time we put that knowledge to better use. MCC Finder is a community-powered database where cardholders share and verify merchant names and MCCs from real transactions. For example, Amazon can appear as ASSPL (5399), AMAZON PAY INDIA PRIVATET (5262) or AMAZON PAY GIFT CARDS (5947). The exact merchant descriptor and MCC can make all the difference to your credit card rewards. How does it work? - Report: Share the merchant name shown in your OTP and the MCC received. - Verify: Vote 👍 if your transaction matches or 👎 if it doesn't. - Build confidence: Each MCC needs at least 3 votes before receiving a High, Medium or Low confidence rating. - Share insights: Use merchant comments to discuss which cards and payment methods worked. The more cardholders contribute, the more useful and reliable the database becomes. No login required. No personal information stored. Your one transaction could save hundreds of others from a wasted swipe. Explore MCC Finder: captaintorch.in/community/mc…
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Book an Ola cabs ride and get a call from Ola Electric for their best scooter in the world.
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🚨 SBI Card new charges from 1 Dec 2026 Transportation (MCC 4111, 4784, 4131 – local/suburban transit, buses, tolls/FASTag): 1% fee on every transaction above ₹30,000 Fuel (MCC 5172, 5541, 5542, 5983): If total fuel spends in a billing cycle exceed ₹50,000 → 1% fee on the entire fuel amount Heavy users, take note. Full notice: sbicard.com/charges #ccgeeks #SBICard #CreditCards
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Pay ₹101+ and unlock FLAT ₹1,500 off. 🔑 Promo code: VISAPRIVILEGE Minimum final payable amount: ₹101 Key terms: • Offer valid twice per user per calendar year • Applicable only on final billable amount net of other discounts (excludes convenience fee, cover charges & tips) • Eligible Visa Infinite Privilege Credit Cards only • Restaurants applicable under this offer Axis Bank Primus is currently the main (and only major) Visa Infinite Privilege card in India. #ccgeeks #VisaInfinitePrivilege #AxisPrimus #DistrictApp
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🚨 Paytm × AU SFB launch India’s first Family Lounge Access RuPay Credit Card (Lifetime Free) ✅ Zero joining & annual fee ✅ Up to 2% rewards on eligible Paytm UPI spends ✅ 5% on Paytm Travel bookings & Paytm Gold ✅ Up to 12 complimentary family lounge visits/year (up to 4 members) on eligible round-trip flights booked via Paytm ✅ QR-based lounge entry (no physical card needed) ✅ Points redeemable at ₹1/RP on Paytm Gold Apply directly in the Paytm app → search “Credit Card”. T&Cs apply (reward caps, lounge only on qualifying Paytm bookings). #ccgeeks #CreditCards #Paytm #RuPay #UPI
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Ravi Maheshwari retweeted
Treat your CC as a DC and spend whatever you can afford and not a penny more than that. That's it, that's the game and anyone who can't resist temptation should avoid playing it.
Using credit cards for everything then paying the bill after 45 days with 0% interest is >>>>>
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Custard Powder line-up 🍨 How many flavours have you tried so far? Which one is your absolute favourite? • Kesar Pista • Butterscotch • Vanilla • Strawberry Drop your answer below 👇
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Swiggy has broken card payments with ICICI MultiWallet Cards Saved cards not showing in payment options + unable to add new cards. The ₹2 Visa vault “Secure your card” verification is also failing repeatedly with payment errors. Reproduced across multiple accounts. @Swiggy @SwiggyCares @Visa_IND @ICICIBank @ICICIBank_Care please fix this urgently. Users can’t even complete orders. #Swiggy #PaymentIssue #CreditCards
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Blinkit’s Bhiwandi Warehouse Licence Suspended Over Expired Food Products Worth ₹32.71 Lakh Inspection on Oct 21 found no end-to-end traceability or proof of destruction for ~18,405 items. FIR registered against key personnel (incl. whole-time director, facility managers) and scrap disposal vendors under BNS cheating/criminal conspiracy provisions + FSS Act Section 59(i). Concern: possible diversion back into the supply chain. Public health risk flagged. news18.com/india/blinkits-bh…
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Axis Bank Priority Debit Card T&Cs revised (effective 1 Sept 2026) — SMS received today: ✈️ Lounge access & 🎬 BookMyShow: Now need ₹10,000 debit card spends in the previous 3 calendar months (doubled from earlier ₹5k). From 1 Oct 2026, UPI, wallet reloads, credit card bill payments & cash withdrawals won’t count. 💳 EDGE REWARDS discontinued - no more points on debit spends. Activation 1000-point offer also gone. Existing points can still be redeemed as per timelines. 🌍 3.5% + GST DCC markup on INR-billed international transactions (POS or online with foreign-registered merchants). 🛡️ Insurance eligibility tightened: At least 1 eligible debit transaction within prior 30 days (was 90 days). Full details: axis.bank.in/docs/default-so… #AxisBank #PriorityDebit #ccgeeks
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Ravi Maheshwari retweeted
🚨5% cashback on online spends with no annual fee! The new Kredit.Pe Yes Bank Max Credit Card has been launched on the RuPay–JCB network. Here’s a quick breakdown: • 5% cashback on online transactions • 3% cashback on UPI payments • UPI cashback increases to 5% after ₹20K monthly spends • Lifetime free credit card You can check out the benefits, features and apply here: kredit.pe/card?productId=PRD… #collab
🤝 Paid partnership
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Tata Neu app is still one of the worst consumer apps out there. Users keep reporting: • Extremely laggy & slow • Frequent crashes / blank screens • UPI payments that fail or take forever • Cluttered webview mash-up of other Tata apps People are closing LTF cards because of the app. You’re forcing everyone into it for NeuCoins claims from 25 Nov - at least make it usable. #TataNeu #ccgeeks @tata_neu @HDFC_Bank
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